TIAA vs Inspira Mobile®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TIAA
Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.
- Secure login (password, Touch ID, Face ID)
- Investment and retirement plan management
- Brokerage trading (equities, ETFs, mutual funds)
- Financial goal monitoring
- Peek View for portfolio balances
- Access to support and statements
- Apple Watch integration
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Manage your retirement and brokerage accounts using the TIAA mobile app. The app provides quick and secure access to all your TIAA finances and puts 100 years of top money management into the palm of your hand. The TIAA mobile app includes: • Security: Use your password, Touch ID, or Face ID to log in • Investment and retirement plan management: Monitor your account activity, contributions, and asset allocation; transfer money between funds in your retirement plan, fund a new brokerage account and track fund performance. • Brokerage trading: Buy and sell equities, ETFs, and mutual funds. • Goals: Monitor savings to achieve your financial goals. • Peek View: View your total portfolio and balances without logging in. • Contact TIAA & Support: Contact a professional or have quick access to all of our support tools and services, view tax forms and other statements. • Apple Watch: View your total portfolio and balances from your wrist. TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.
Inspira Mobile®
Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.
- Manage health savings accounts (HSA)
- Manage flexible spending accounts (FSA)
- Request reimbursement
- Pay providers
- Deposit funds
- Eligible Expense Scanner
- Secure login options
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Inspira Financial is a provider of health, wealth, retirement, and benefits solutions. The Inspira app helps you take care of your benefits with ease. Whether you’re checking a balance, requesting reimbursement, or making a payment, everything is designed to be clear, quick, and easy to use with fewer taps and less guesswork. Built to save you time • Quick and secure login to get you right to what matters • Simplified dashboard that shows your balances, activity, and common tasks • Request reimbursement faster and get clear status updates • Move through the app with ease thanks to improved navigation and core features • Stay informed with timely alerts when action is needed Supports the benefits you have with Inspira • health savings account (HSA) • health care flexible spending account (FSA) • dependent care flexible spending account (FSA) • limited purpose flexible spending account (FSA) • health reimbursement arrangement (HRA) • lifestyle spending account (LSA) • commuter benefits • COBRA • direct billing At Inspira Financial, we’re committed to making benefits easier to access, understand, and manage. Every improvement to the app is shaped by user feedback and built to support you so you can feel confident in every step you take. Download the app for free and manage your benefits with confidence.
Screenshots
Verdict
The clearest difference is review sentiment: TIAA at 35% against Inspira Mobile®'s 7%. TIAA also leads on monetization model (free vs free with in-app purchases) and rating (4.6 vs 4.3). Inspira Mobile®'s advantage is ratings volume (41K vs 8.3K). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TIAA holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 8.3K and 41K respectively. Written reviews point the same way: 35% of TIAA's written reviews are positive against 7% of Inspira Mobile®'s.
TIAA ships an update monthly, Inspira Mobile® every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | TIAA | Inspira Mobile® |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (8.3K ratings) — better | 4.3 (41K ratings) |
| Positive reviews | 35.0% of reviews — better | 7.1% of reviews |
| Number of ratings | 8.3K | 41K — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 166 MB | 88 MB |
| Age rating | 4+ | 12+ |
| Developer | TIAA | Inspira Financial Health, Inc. |
Customer experience
TIAA
Inspira Mobile®
User reviews
TIAA
From 8.3K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments
Room to improve
- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI
Inspira Mobile®
From 41K App Store ratingsWhat we love
- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims
Bugs and requests
TIAA
Reported bugs
4 issues- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices
Requested features
5 requests- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools
Inspira Mobile®
Reported bugs
4 issues- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website
Requested features
4 requests- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services
In-app purchases
TIAA
No in-app purchases
Inspira Mobile®
No in-app purchases
Questions
Is TIAA free?
Is Inspira Mobile® free?
Which has better reviews, TIAA or Inspira Mobile®?
Do TIAA or Inspira Mobile® have ads?
Which is updated more often, TIAA or Inspira Mobile®?
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