TIAA vs Award Advisor™

Manage your retirement and brokerage accounts using the TIAA mobile app. The app provides quick and secure access to all your TIAA finances and puts 100 years of top money management into the palm of your hand. The TIAA mobile app includes: • Security: Use your password, Touch ID, or Face ID to log in • Investment and retirement plan management: Monitor your account activity, contributions, and asset allocation; transfer money between funds in your retirement plan, fund a new brokerage account and track fund performance. • Brokerage trading: Buy and sell equities, ETFs, and mutual funds. • Goals: Monitor savings to achieve your financial goals. • Peek View: View your total portfolio and balances without logging in. • Contact TIAA & Support: Contact a professional or have quick access to all of our support tools and services, view tax forms and other statements. • Apple Watch: View your total portfolio and balances from your wrist. TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.

Unlock Your True College Costs with Award Advisor™! Navigating financial aid can be complex, but Award Advisor™ makes it clear. This powerful mobile application is designed to help students and families easily understand, compare, and manage college financial aid awards. Eliminate the guesswork and understand the true costs of attending schools. How Award Advisor Works: 1. Effortless Upload: Simply scan or upload your financial aid award letters from any school. Our advanced technology processes your documents quickly and accurately. 2. Understand Your Costs: Get a clear, standardized breakdown of your Cost of Attendance, including tuition, fees, grants, scholarships, and loans. No more deciphering confusing university formats! 3. Compare Schools: See an "apples-to-apples" comparison of award packages from different institutions. Easily identify "Your Obligation", the true amount you'll need to cover, for each school. 4. Personalize Your Scenarios: Adjust financial details, add personal contributions, or explore different funding options to see how they impact your overall costs. 5. Stay Informed: Receive important notifications and announcements about financial aid deadlines, opportunities, and gain access to curated non-profit loan providers. Key Features: • Award Letter Processing: Watch as we extract and organize all the financial data from your uploaded award letters. • Intuitive Cost Breakdown: View a standardized breakdown of tuition, fees, grants, scholarships, and loan packages. • Direct School Comparison: Get a straightforward comparison of financial aid packages from each college and university you are considering. • Personalized Financial Scenarios: Adjust figures to see how different choices and sources of funding impact your overall college costs. Award Advisor™ empowers you to make confident college financial decisions. Download the free app today!