Comparison

ActivoBank vs Blink Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ActivoBank

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

Highlights
  • Integrated account management
  • Card services and management
  • Loan simulation and application
  • International transfers
  • Bill payment and splitting
  • Secure mobile payments
  • Account aggregation
Features
Read full description

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

About

Blink Pay

Manage and pay all your service bills in one place. Schedule payments, set reminders, view spending history, and add preferred payment methods for each service contract. Access up to six months of past bills and transaction notifications.

Highlights
  • Receive and manage bills
  • Schedule bill payments
  • Set payment reminders
  • View spending history
  • Access past bills
  • Add payment methods
Features
Read full description

O Blink Pay é a solução que permite receber, gerir e pagar todas as faturas dos seus serviços, num piscar de olhos ;) Pode agendar ou efetuar os pagamentos de novas faturas, definir alertas para não deixar nenhuma fatura por pagar, visualizar o histórico das suas despesas, aceder às faturas dos últimos 6 meses, consultar transações e notificações da App, adicionar contratos de prestadores de serviços e definir os meios de pagamento preferidos para cada contrato. É possível utilizar a solução em vários dispositivos simultaneamente: a informação das suas faturas e respetivas notificações são partilhadas em todos os dispositivos em que esteja a utilizar o serviço. Como Aderir? Depois de instalar a app, pode começar a usar o serviço em 3 passos: 1. Crie uma conta de utilizador 2. Adicione os contratos dos serviços que pretende pagar e gerir na app 3. Selecione os seus meios de pagamento: pode adicionar contas bancárias ou cartões de crédito ou débito e definir o seu meio de pagamento preferido Pronto para simplificar o pagamento das suas contas? Faça o download da app gratuitamente.

Screenshots

ActivoBank4 screens
Blink Pay4 screens

Verdict

The call

The clearest difference is review sentiment: ActivoBank at 46% against Blink Pay's 0%. ActivoBank also leads on update cadence (every 4 weeks vs every 12 months). Blink Pay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ActivoBank ships an update every 4 weeks, Blink Pay every 12 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
ActivoBank versus Blink Pay: the parameters behind the verdict, then further details
ParameterActivoBankBlink Pay
PriceFreeFree
Rating4.7 (556 ratings) — better—
Positive reviews46.1% of reviews — better0.0% of reviews
Number of ratings556 — better—
Update frequencyEvery 4 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size396 MB10 MB
Age rating4+4+
DeveloperBanco ActivoBank (Portugal), SAPT Pay

Customer experience

ActivoBank

All ratings550 ratings
Positive92.4%
Neutral1.1%
Negative6.5%
Written reviews180 reviews
Positive46.1%
Neutral8.9%
Negative45.0%

Blink Pay

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

ActivoBank

Reported bugs

16 issues
  • App fails to open after recent updates
  • Login requires multiple attempts
  • Numpad appears instead of keyboard for company name input
  • IBAN not recognized error on transfer finalization
  • Face ID compliance error on compatible devices
Show 11 more
  • App reports offline status despite active connection
  • Website freezes at Terms and Conditions review step
  • Chave Movel Digital button non-functional
  • Email notifications blocked after customer replies
  • App crashes on version 4.0+
  • Pending and wallet transactions not visible
  • Language selection reverts to Portuguese
  • Dismissed advertisements reappear on screen reload
  • Update requires re-activation with failed credential acceptance
  • Back button disappears in navigation settings view
  • Connection problems persist after reinstallation

Requested features

11 requests
  • Separate marketing notification toggle from security alerts
  • Support for non-Portuguese IBAN beneficiaries
  • Landscape/horizontal orientation support for iPad
  • Easier tax address and postal address updates
  • Card blocking functionality within the app
Show 6 more
  • Optional hidden balance feature in settings
  • Increased PIN security (minimum 6 digits)
  • Waived foreign currency fees for free accounts
  • Real-time transaction date display for contactless payments
  • Consistent language support throughout entire app
  • SMS activation code delivery improvements

Blink Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ActivoBank

No in-app purchases

None

Blink Pay

No in-app purchases

Questions

Is ActivoBank free?
ActivoBank is free to download, with no in-app purchases.
Is Blink Pay free?
Blink Pay is free to download, with no in-app purchases.
Do ActivoBank or Blink Pay have ads?
Neither ActivoBank nor Blink Pay shows ads.
Which is updated more often, ActivoBank or Blink Pay?
ActivoBank ships an update every 4 weeks, and Blink Pay every 12 months. Most recently, ActivoBank was updated on November 1, 2026 and Blink Pay on October 29, 2026.

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