Comparison

ActivoBank vs Rate Ruler

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ActivoBank

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

Highlights
  • Integrated account management
  • Card services and management
  • Loan simulation and application
  • International transfers
  • Bill payment and splitting
  • Secure mobile payments
  • Account aggregation
Features
Read full description

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

About

Rate Ruler

Features
Read full description

Introducing Rate Ruler, the ultimate currency converter app designed for hassle-free and accurate currency exchange! With its sleek and user-friendly interface, Rate Ruler allows you to effortlessly convert any currency with just a few taps. Whether you're a world traveler or a savvy investor, Rate Ruler is the perfect companion for all your currency conversion needs. With real-time exchange rates from reliable sources, you can be sure that you're always getting the most up-to-date and accurate conversions. But that's not all! Rate Ruler also offers a variety of customization options, so you can personalize your experience and tailor the app to your unique needs. Choose from different themes, currencies, and even set custom exchange rates for your favorite currencies. With its simple yet powerful features, Rate Ruler is the go-to app for anyone looking for a reliable and convenient currency converter. Download Rate Ruler today and start converting with ease!

Screenshots

ActivoBank4 screens
Rate Ruler3 screens

Verdict

The call

The clearest difference is update cadence: Rate Ruler at every 2 days against ActivoBank's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ActivoBank ships an update every 4 weeks, Rate Ruler every 2 days. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
ActivoBank versus Rate Ruler: the parameters behind the verdict, then further details
ParameterActivoBankRate Ruler
PriceFreeFree
Rating4.7 (556 ratings) — better—
Positive reviews46.1% of reviews—
Number of ratings556 — better—
Update frequencyEvery 4 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.616.0 — better
Further details — not scored
Size396 MB10 MB
Age rating4+4+
DeveloperBanco ActivoBank (Portugal), SADaniel Aprillio

Bugs and requests

ActivoBank

Reported bugs

16 issues
  • App fails to open after recent updates
  • Login requires multiple attempts
  • Numpad appears instead of keyboard for company name input
  • IBAN not recognized error on transfer finalization
  • Face ID compliance error on compatible devices
Show 11 more
  • App reports offline status despite active connection
  • Website freezes at Terms and Conditions review step
  • Chave Movel Digital button non-functional
  • Email notifications blocked after customer replies
  • App crashes on version 4.0+
  • Pending and wallet transactions not visible
  • Language selection reverts to Portuguese
  • Dismissed advertisements reappear on screen reload
  • Update requires re-activation with failed credential acceptance
  • Back button disappears in navigation settings view
  • Connection problems persist after reinstallation

Requested features

11 requests
  • Separate marketing notification toggle from security alerts
  • Support for non-Portuguese IBAN beneficiaries
  • Landscape/horizontal orientation support for iPad
  • Easier tax address and postal address updates
  • Card blocking functionality within the app
Show 6 more
  • Optional hidden balance feature in settings
  • Increased PIN security (minimum 6 digits)
  • Waived foreign currency fees for free accounts
  • Real-time transaction date display for contactless payments
  • Consistent language support throughout entire app
  • SMS activation code delivery improvements

Rate Ruler

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ActivoBank

No in-app purchases

None

Rate Ruler

No in-app purchases

Questions

Is ActivoBank free?
ActivoBank is free to download, with no in-app purchases.
Is Rate Ruler free?
Rate Ruler is free to download, with no in-app purchases.
Do ActivoBank or Rate Ruler have ads?
Neither ActivoBank nor Rate Ruler shows ads.
Which is updated more often, ActivoBank or Rate Ruler?
ActivoBank ships an update every 4 weeks, and Rate Ruler every 2 days. Most recently, ActivoBank was updated on November 1, 2026 and Rate Ruler on October 27, 2026.

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