Comparison

ActivoBank vs Pulsoo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ActivoBank

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

Highlights
  • Integrated account management
  • Card services and management
  • Loan simulation and application
  • International transfers
  • Bill payment and splitting
  • Secure mobile payments
  • Account aggregation
Features
Read full description

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

About

Pulsoo

Unify your business's financial and regulatory management in one simple, intuitive, and free app. Gain clear, real-time insights into your company's finances, track cash flows, manage budgets, and stay compliant with tax and social security obligations.

Highlights
  • Unified financial and regulatory management
  • Real-time business insights
  • Cash flow analysis and budgeting
  • Tax and social security obligation monitoring
  • Dynamic agenda for payments and tasks
  • Initiate payments and transfers
  • Financial literacy resources and offers
Features
Read full description

A app Pulsoo surge enquanto resposta às necessidades de empresários e PMEs em Portugal unificando gestão financeira e regulatória numa única aplicação simples, intuitiva e gratuita. Desenvolvida pelo Banco BPI em parceria com a NOS Empresas, a app oferece-lhe uma visão clara, centralizada e em tempo real do seu negócio tornando-se a app ideal para quem procura simplificar a gestão dia-a-dia do seu negócio, analisar cashflows, controlar custos, gerir orçamentos, gerir obrigações perante a Autoridade Tributária e Segurança Social , uma agenda dinâmica, criação de orçamentos e muito mais. Com Pulsoo simplifique o complexo, reduza tarefas administrativas e ganhe controlo total sobre o estado financeiro e regulatório da sua empresa. Conheça as principais funcionalidades: Gestão de Contas e Análise Financeira: Consulte saldos e movimentos de todas as suas contas num só lugar, através de ligações diretas à maioria dos bancos portugueses. Pode também utilizar ferramentas financeiras para comparar e analisar cashflows, gerir e criar orçamentos, e antecipar necessidades com base nos seu historial de movimentos. Controlo sobre Obrigações Fiscais Monitorize prazos de obrigações com a Autoridade Tributária e Segurança Social, receba alertas e aceda a documentos essenciais para manter o seu negócio em conformidade fiscal. Agenda dinâmica A agenda dinâmica da Pulsoo permite que a sua empresa se mantenha sempre organizada e em dia, ao integrar eventos com pagamentos e tarefas essenciais. Com uma visão clara em formato de calendário interativo e lista, os utilizadores podem acompanhar compromissos e obrigações de forma intuitiva. Oferece ainda uma visão semanal prática, garantindo que nada escapa ao planeamento e facilitando a gestão do tempo. Iniciação de pagamentos e transferências Inicie transferências e pagamentos através da app Pulsoo e confirme as mesmas na app do seu banco, para maior conveniência tem também a opção de agendar pagamentos e definir operações recorrentes e destinatários frequentes. Ofertas / sugestões / literacia financeira Tenha acesso a artigos sobre literacia financeira, cibersegurança, inovação digital, tendências de mercado e outros temas relevantes, assim como a ofertas exclusivas e oportunidades para crescer o seu negócio. Pensada para todos, disponível para todos: Com a app Pulsoo disfrute de um ambiente intuitivo e desenhado para dispositivos móveis é 100% gratuita, está disponível tanto para clientes e não clientes BPI/NOS. Junte-se aos milhares de utilizadores que já estão a transformar a forma como gerem os seus negócios com a app Pulsoo. Mais do que uma app um ecossistema digital para o seu negócio na palma da sua mão. Contacte-nos em suporte@pulsoo.pt

Screenshots

ActivoBank4 screens
Pulsoo4 screens

Verdict

The call

The clearest difference is review sentiment: Pulsoo at 100% against ActivoBank's 46%. Pulsoo also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 17.6). ActivoBank's advantage is rating (4.7 vs 4.0) and ratings volume (555 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ActivoBank holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: ActivoBank has 555 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 46% of ActivoBank's written reviews are positive against 100% of Pulsoo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

ActivoBank ships an update every 4 weeks, Pulsoo every 3 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
ActivoBank versus Pulsoo: the parameters behind the verdict, then further details
ParameterActivoBankPulsoo
PriceFreeFree
Rating4.7 (555 ratings) — better4.0 (1 ratings)
Positive reviews46.1% of reviews100.0% of reviews — better
Number of ratings555 — better1
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size396 MB103 MB
Age rating4+4+
DeveloperBanco ActivoBank (Portugal), SABanco BPI, S.A.

Customer experience

ActivoBank

All ratings550 ratings
Positive92.4%
Neutral1.1%
Negative6.5%
Written reviews180 reviews
Positive46.1%
Neutral8.9%
Negative45.0%

Pulsoo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ActivoBank

Reported bugs

16 issues
  • App fails to open after recent updates
  • Login requires multiple attempts
  • Numpad appears instead of keyboard for company name input
  • IBAN not recognized error on transfer finalization
  • Face ID compliance error on compatible devices
Show 11 more
  • App reports offline status despite active connection
  • Website freezes at Terms and Conditions review step
  • Chave Movel Digital button non-functional
  • Email notifications blocked after customer replies
  • App crashes on version 4.0+
  • Pending and wallet transactions not visible
  • Language selection reverts to Portuguese
  • Dismissed advertisements reappear on screen reload
  • Update requires re-activation with failed credential acceptance
  • Back button disappears in navigation settings view
  • Connection problems persist after reinstallation

Requested features

11 requests
  • Separate marketing notification toggle from security alerts
  • Support for non-Portuguese IBAN beneficiaries
  • Landscape/horizontal orientation support for iPad
  • Easier tax address and postal address updates
  • Card blocking functionality within the app
Show 6 more
  • Optional hidden balance feature in settings
  • Increased PIN security (minimum 6 digits)
  • Waived foreign currency fees for free accounts
  • Real-time transaction date display for contactless payments
  • Consistent language support throughout entire app
  • SMS activation code delivery improvements

Pulsoo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ActivoBank

No in-app purchases

None

Pulsoo

No in-app purchases

Questions

Is ActivoBank free?
ActivoBank is free to download, with no in-app purchases.
Is Pulsoo free?
Pulsoo is free to download, with no in-app purchases.
Which has better reviews, ActivoBank or Pulsoo?
ActivoBank is rated higher. ActivoBank averages 4.7 out of 5 from 555 ratings, while Pulsoo averages 4.0 from 1 ratings.
Do ActivoBank or Pulsoo have ads?
Neither ActivoBank nor Pulsoo shows ads.
Which is updated more often, ActivoBank or Pulsoo?
ActivoBank ships an update every 4 weeks, and Pulsoo every 3 weeks. Most recently, ActivoBank was updated on October 24, 2026 and Pulsoo on October 22, 2026.

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