ActivoBank vs Monirox
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ActivoBank
Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.
- Integrated account management
- Card services and management
- Loan simulation and application
- International transfers
- Bill payment and splitting
- Secure mobile payments
- Account aggregation
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Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!
Monirox
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Monirox is a simple and powerful budget manager designed to help you understand, track, and control your spending. Easily record expenses, monitor your budget, and gain clear insights into where your money goes. Monirox focuses on clarity and ease of use, so managing your finances feels calm and effortless. FEATURES • Track income and expenses • Create and manage budgets • View spending summaries and insights • Clean and distraction-free design • Designed for everyday personal finance PREMIUM ACCESS Upgrade to Monirox Premium to unlock advanced budgeting features and full access to all tools: • Advanced insights and summaries • Unlimited tracking • Premium features and future updates Subscription options include weekly, monthly, and yearly plans. Payment will be charged to your Apple ID account. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy matters. Your financial data is handled securely and with care. Take control of your money with Monirox. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: ActivoBank at none against Monirox's 3. ActivoBank also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monirox sells 3 in-app purchases, starting at $1.99 per 7 days. ActivoBank asks for nothing beyond the download.
ActivoBank ships an update every 4 weeks, Monirox every 6 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | ActivoBank | Monirox |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (555 ratings) — better | — |
| Positive reviews | 46.1% of reviews | — |
| Number of ratings | 555 — better | — |
| Update frequency | Every 4 weeks — better | Every 6 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 396 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco ActivoBank (Portugal), SA | Ilker KARAMANLI |
Bugs and requests
ActivoBank
Reported bugs
16 issues- App fails to open after recent updates
- Login requires multiple attempts
- Numpad appears instead of keyboard for company name input
- IBAN not recognized error on transfer finalization
- Face ID compliance error on compatible devices
Show 11 moreShow fewer
- App reports offline status despite active connection
- Website freezes at Terms and Conditions review step
- Chave Movel Digital button non-functional
- Email notifications blocked after customer replies
- App crashes on version 4.0+
- Pending and wallet transactions not visible
- Language selection reverts to Portuguese
- Dismissed advertisements reappear on screen reload
- Update requires re-activation with failed credential acceptance
- Back button disappears in navigation settings view
- Connection problems persist after reinstallation
Requested features
11 requests- Separate marketing notification toggle from security alerts
- Support for non-Portuguese IBAN beneficiaries
- Landscape/horizontal orientation support for iPad
- Easier tax address and postal address updates
- Card blocking functionality within the app
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- Optional hidden balance feature in settings
- Increased PIN security (minimum 6 digits)
- Waived foreign currency fees for free accounts
- Real-time transaction date display for contactless payments
- Consistent language support throughout entire app
- SMS activation code delivery improvements
Monirox
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ActivoBank
No in-app purchases
Monirox
- Weekly Premium$1.997 Days
- Monthly Premium$4.991 Month
- Yearly Premium$29.991 Year








