Comparison

ActivoBank vs WeBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ActivoBank

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

Highlights
  • Integrated account management
  • Card services and management
  • Loan simulation and application
  • International transfers
  • Bill payment and splitting
  • Secure mobile payments
  • Account aggregation
Features
Read full description

Everything you need to know about our App’s functionalities is here! Did you know you can: Manage your accounts in an integrated and intuitive way: check, transfer, pay and save; Hide your balances in order to have more privacy; Request a new Debit or Credit Card and revoke ( up to 14 days) or even cancel it due to loss or theft; Simulate and apply for a Personal Loan, with the possibility of immediate online approval (subject to automatic credit assessment); Simulate a Home Loan: apply and upload the first required documents; Subscribe our ON/OFF Travel Insurance; Make international transfers directly with TransferWise; Use Widgets for a simpler access to your account movements; Set notifications when your balance is below a certain amount or when your Credit Card is used. With Apple Pay you can make simple, fast and secure purchases in stores, in Apps, and on the web. Leave your cards at home and pay using only your Apple device. It’s simple, fast and safe. In the area “More” you can find: MB WAY, where you can send, withdraw and request money or even pay and split your bills with friends; Finance Manager, onde pode controlar os seus gastos; Configurations; Contacts; Legal information; Logout. Request your Loan Moratorium, without leaving your house. It’s the safest option! Upload the documents, wait for an answer and, if you fulfil the requirements, accept! 
With PSD2 you can aggregate, on your App, information about your other Bank Accounts: balances, movements and account details. You can aggregate Accounts from 17 national Banks, that joined to the SIBS solution. Share Beneficiaries and Favourites info between the App and website. Not our Client yet? Then open an Account without leaving your house! 
You’ll only need: 15 minutes; Portuguese Identification Document, proof of address and employment; Make a videocall at the end of the process. Don’t waste any time: download it now and make your life simpler!

About

WeBudget

Features
Read full description

WeBudget is an expense tracker that does the typing for you. Share a bank message, an email receipt or a screenshot into WeBudget and it becomes a transaction — the amount, the merchant, the account and a category it works out for itself. Screenshots are read on your device. You confirm it, and that is the whole loop. Nothing is ever saved behind your back. Every capture waits in a review queue until you say yes, and correcting one teaches WeBudget the merchant for next time. WHAT IT DOES • Share text or a screenshot from any app and have it logged for you • Budgets per category, with a warning before you go over — not after • Charts that answer a question: where it went, what changed, what this month is on pace to cost • Multiple accounts and currencies • Import from a WeBudget backup or from Money Manager • Export everything, whenever you like • Face ID or PIN lock, and a covered screen in the app switcher • Full support for English, French, Spanish and Arabic YOUR DATA STAYS ON YOUR IPHONE The ledger lives on your device. There is no account to create and nothing is uploaded unless you turn on cloud backup — and if you do, records are encrypted on the phone with a key our servers never hold. We cannot read your transactions. Neither can anyone who breaks into our database. That is a real trade-off and we would rather say it plainly: if you forget your recovery passphrase, your cloud copy cannot be recovered by us or by anyone. The app explains this before it lets you switch sync on. WHAT IS FREE, AND WHAT IS NOT Free, with ads, forever: adding transactions by hand, unlimited transactions, every chart, every budget, local backup, import and export. Your own data is never held behind a paywall. WeBudget Plus is a subscription. It removes the ads, turns on automatic capture, and adds the encrypted cloud copy across your devices. Both plans start with a free trial. ABOUT THE ADS The free tier carries ads, and they stay out of the way: never inside your transactions, balances or review queue, and never on the screens where you add money or manage your account. No transaction, amount, merchant or balance is ever used to target an ad — not one. You can also watch a short video for two hours without ads, or subscribe and see none at all. Privacy policy: https://we-budget.app/privacy Terms: https://we-budget.app/terms Support: https://we-budget.app/support

Screenshots

ActivoBank4 screens
WeBudget4 screens

Verdict

The call

The clearest difference is in-app purchases: ActivoBank at none against WeBudget's 2. ActivoBank also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WeBudget sells 2 in-app purchases, starting at $3.99 per month. ActivoBank asks for nothing beyond the download.

Scorecard2 real differences · 8 level
ActivoBank versus WeBudget: the parameters behind the verdict, then further details
ParameterActivoBankWeBudget
PriceFreeFree
Rating4.7 (528 ratings) — better—
Positive reviews46.1% of reviews—
Number of ratings528 — better—
Update frequencyEvery 4 weeks—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.616.0 — better
Further details — not scored
Size420 MB62 MB
Age rating4+4+
DeveloperBanco ActivoBank (Portugal), SAHeythem Ben Hadj Youssef

Bugs and requests

ActivoBank

Reported bugs

16 issues
  • App fails to open after recent updates
  • Login requires multiple attempts
  • Numpad appears instead of keyboard for company name input
  • IBAN not recognized error on transfer finalization
  • Face ID compliance error on compatible devices
Show 11 more
  • App reports offline status despite active connection
  • Website freezes at Terms and Conditions review step
  • Chave Movel Digital button non-functional
  • Email notifications blocked after customer replies
  • App crashes on version 4.0+
  • Pending and wallet transactions not visible
  • Language selection reverts to Portuguese
  • Dismissed advertisements reappear on screen reload
  • Update requires re-activation with failed credential acceptance
  • Back button disappears in navigation settings view
  • Connection problems persist after reinstallation

Requested features

11 requests
  • Separate marketing notification toggle from security alerts
  • Support for non-Portuguese IBAN beneficiaries
  • Landscape/horizontal orientation support for iPad
  • Easier tax address and postal address updates
  • Card blocking functionality within the app
Show 6 more
  • Optional hidden balance feature in settings
  • Increased PIN security (minimum 6 digits)
  • Waived foreign currency fees for free accounts
  • Real-time transaction date display for contactless payments
  • Consistent language support throughout entire app
  • SMS activation code delivery improvements

WeBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ActivoBank

No in-app purchases

2 purchases

WeBudget

Subscriptions2
  • WeBudget Plus14 Days trial$3.991 Month
  • WeBudget Plus14 Days trial$24.991 Year

Questions

Is ActivoBank free?
ActivoBank is free to download, with no in-app purchases.
Is WeBudget free?
WeBudget is free to download, with in-app purchases available.
Do ActivoBank or WeBudget have ads?
WeBudget shows ads; ActivoBank does not.

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