Comparison

Rabobank vs bunq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rabobank

Manage all your finances securely and conveniently from your mobile device. Check balances, send payments, set budgets, and even manage business accounts. Access banking products and get support directly within the app.

Highlights
  • Secure login with Face ID/Touch ID
  • Check balance and transfer money
  • Send payment requests
  • Set budgets and savings goals
  • Manage business accounts and invoices
  • Receive account notifications
  • In-app customer support
Features
Read full description

Smart and secure banking with the Rabo App Whether you want to check your balance quickly, send a payment request or block your card, you can arrange all your money matters wherever and whenever you want using the Rabo App. What can you do with the Rabo App? • New: pay without the Rabo Scanner. • Secure and easy login: use Face ID, Touch ID or an access code. • Check your balance and transfer money easily. • View your payments and look ahead: check your current situation and see what payments are coming your way. • Set budgets or make savings: gain insight into your expenses to keep them under control and save for your goals. • Paid for someone else? Send a payment request. • Need insurance or other banking product? Manage it all in the app! • Receive notifications: when your salary has been paid, for example. • Direct access to all your Rabobank products: such as your Interpolis insurance policy. • Any questions? Call or chat with us in the app for help! Banking on the go – for entrepreneurs Your company never stands still, so the Rabo App moves with you. Create invoices, manage your expenses, approve payments and authorize employees. Add a business profile and easily switch between your private and business accounts. How safe is the Rabo App? Banking with the Rabo App is just as secure as online banking through your browser. The app uses a secure connection. If you would like to find out more, visit https://www.rabobank.nl/veiligbankieren. How do you start? Download the Rabo App and register it once with your ID or with the Rabo Scanner. Not a Rabobank customer yet? You can open an account directly in the app. Would you like to find out more? Visit www.rabobank.nl for more information.

About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Screenshots

Rabobank4 screens
bunq4 screens

Verdict

The call

The clearest difference is monetization model: Rabobank at free against bunq's freemium. Rabobank also leads on rating (4.7 vs 4.4). bunq's advantage is update cadence (weekly vs monthly). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rabobank holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 2.6K and 1.4K respectively. Written reviews complicate that: 37% of Rabobank's written reviews are positive against 42% of bunq's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Rabobank ships an update monthly, bunq weekly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
Rabobank versus bunq: the parameters behind the verdict, then further details
ParameterRabobankbunq
PriceFreeFree
Rating4.7 (2.6K ratings) — better4.4 (1.4K ratings)
Positive reviews36.6% of reviews42.4% of reviews — better
Number of ratings2.6K — better1.4K
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size133 MB468 MB
Age rating4+4+
DeveloperRabobank Nederlandbunq

Customer experience

Rabobank

All ratings2,612 ratings
Positive92.9%
Neutral2.8%
Negative4.3%
Written reviews71 reviews
Positive36.6%
Neutral12.7%
Negative50.7%

bunq

All ratings1,417 ratings
Positive85.6%
Neutral2.7%
Negative11.7%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

User reviews

Rabobank

From 2.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 🔒 Secure banking
  • 💡 Convenient features

Room to improve

  • 🐛 Frequent crashes
  • 🔍 Lack of English support
  • 🤔 Confusing interface
  • 🤖 Excessive prompts for reviews

bunq

From 1.4K App Store ratings

What we love

  • 🚀 Instant payments
  • 💡 Innovative features
  • 👍 Easy to use
  • 🌍 Great for expats
  • 🔒 Secure banking

Room to improve

  • 🐛 Buggy app
  • 🕰️ Slow customer support
  • 💰 Expensive fees
  • 🤖 Unhelpful AI chatbot
  • 🔒 Account freezing issues

Bugs and requests

Rabobank

Reported bugs

4 issues
  • Login screen freezes
  • Issues with overseas money transfers
  • Incompatibility with certain devices
  • Inconsistent behavior when switching languages

Requested features

4 requests
  • Implement English language support
  • Add biometric login options (e.g., Face ID, Touch ID)
  • Improve transaction notification system
  • Streamline account management and money transfer flows

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

In-app purchases

None

Rabobank

No in-app purchases

None

bunq

No in-app purchases

Questions

Is Rabobank free?
Rabobank is free to download, with no in-app purchases.
Is bunq free?
bunq is free to download, with no in-app purchases.
Which has better reviews, Rabobank or bunq?
Rabobank is rated higher. Rabobank averages 4.7 out of 5 from 2.6K ratings, while bunq averages 4.4 from 1.4K ratings.
Do Rabobank or bunq have ads?
Neither Rabobank nor bunq shows ads.
Which is updated more often, Rabobank or bunq?
Rabobank ships an update monthly, and bunq weekly. Most recently, Rabobank was updated on October 15, 2026 and bunq on October 18, 2026.

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