Comparison

Rabobank vs Ockto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rabobank

Manage all your finances securely and conveniently from your mobile device. Check balances, send payments, set budgets, and even manage business accounts. Access banking products and get support directly within the app.

Highlights
  • Secure login with Face ID/Touch ID
  • Check balance and transfer money
  • Send payment requests
  • Set budgets and savings goals
  • Manage business accounts and invoices
  • Receive account notifications
  • In-app customer support
Features
Read full description

Smart and secure banking with the Rabo App Whether you want to check your balance quickly, send a payment request or block your card, you can arrange all your money matters wherever and whenever you want using the Rabo App. What can you do with the Rabo App? • New: pay without the Rabo Scanner. • Secure and easy login: use Face ID, Touch ID or an access code. • Check your balance and transfer money easily. • View your payments and look ahead: check your current situation and see what payments are coming your way. • Set budgets or make savings: gain insight into your expenses to keep them under control and save for your goals. • Paid for someone else? Send a payment request. • Need insurance or other banking product? Manage it all in the app! • Receive notifications: when your salary has been paid, for example. • Direct access to all your Rabobank products: such as your Interpolis insurance policy. • Any questions? Call or chat with us in the app for help! Banking on the go – for entrepreneurs Your company never stands still, so the Rabo App moves with you. Create invoices, manage your expenses, approve payments and authorize employees. Add a business profile and easily switch between your private and business accounts. How safe is the Rabo App? Banking with the Rabo App is just as secure as online banking through your browser. The app uses a secure connection. If you would like to find out more, visit https://www.rabobank.nl/veiligbankieren. How do you start? Download the Rabo App and register it once with your ID or with the Rabo Scanner. Not a Rabobank customer yet? You can open an account directly in the app. Would you like to find out more? Visit www.rabobank.nl for more information.

About

Ockto

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

Highlights
  • Online data collection
  • QR code scanning
  • Automated data retrieval
  • Personal financial profile creation
  • User-controlled data sharing
  • Data deletion after use
Features
Read full description

Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq

Screenshots

Rabobank4 screens
Ockto4 screens

Verdict

The call

The clearest difference is review sentiment: Ockto at 100% against Rabobank's 37%. Ockto also leads on rating (4.9 vs 4.7) and update cadence (fortnightly vs monthly). Rabobank's advantage is ratings volume (2.6K vs 24). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ockto holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Rabobank has 2.6K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 37% of Rabobank's written reviews are positive against 100% of Ockto's.

UpkeepUpdate frequency

Rabobank ships an update monthly, Ockto fortnightly. The most recent releases landed on September 26, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
Rabobank versus Ockto: the parameters behind the verdict, then further details
ParameterRabobankOckto
PriceFreeFree
Rating4.7 (2.6K ratings)4.9 (24 ratings) — better
Positive reviews37.1% of reviews100.0% of reviews — better
Number of ratings2.6K — better24
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size130 MB53 MB
Age rating4+4+
DeveloperRabobank NederlandOckto B.V.

Customer experience

Rabobank

All ratings2,565 ratings
Positive93.2%
Neutral2.7%
Negative4.1%
Written reviews70 reviews
Positive37.1%
Neutral12.9%
Negative50.0%

Ockto

All ratings24 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Rabobank

Reported bugs

4 issues
  • Login screen freezes
  • Issues with overseas money transfers
  • Incompatibility with certain devices
  • Inconsistent behavior when switching languages

Requested features

4 requests
  • Implement English language support
  • Add biometric login options (e.g., Face ID, Touch ID)
  • Improve transaction notification system
  • Streamline account management and money transfer flows

Ockto

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Rabobank

No in-app purchases

None

Ockto

No in-app purchases

Questions

Is Rabobank free?
Rabobank is free to download, with no in-app purchases.
Is Ockto free?
Ockto is free to download, with no in-app purchases.
Which has better reviews, Rabobank or Ockto?
Ockto is rated higher. Rabobank averages 4.7 out of 5 from 2.6K ratings, while Ockto averages 4.9 from 24 ratings.
Do Rabobank or Ockto have ads?
Neither Rabobank nor Ockto shows ads.
Which is updated more often, Rabobank or Ockto?
Rabobank ships an update monthly, and Ockto fortnightly. Most recently, Rabobank was updated on September 26, 2026 and Ockto on September 20, 2026.

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