CEPTETEB vs Muhasebe App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CEPTETEB
Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.
- Digital account opening
- Fast and free money transfers
- Smart savings accounts
- Credit card applications and management
- Personal loan applications
- Stock and investment trading
- Lifestyle services (tickets, shopping)
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CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.
Muhasebe App
This app provides a comprehensive financial management tool for accountants and their clients. It offers instant access to tax documents, SGK information, financial statements, and debt inquiries. Users can also manage payments, view transaction histories, and request services.
- Access tax and SGK documents
- View financial statements and debt information
- Manage payments and transaction history
- Receive e-tebligat and e-invoice notifications
- Request services from accountant
- Calculate VAT inclusive/exclusive amounts
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ÖNEMLİ BİLGİ! Muhasebe App uygulamasını; E-Mükellef yazılımını satın almış mali müşavirler ve bu mali müşavirlerin defterini tuttuğu mükellefler ücretsiz olarak kullanabilir. Uygulama hakkında detaylı bilgi için www.emukellef.com.tr adresini ziyaret ediniz. MuhasebeApp, muhasebe büronuzun uygulamaya sığdırılmış halidir. MuhasebeApp uygulaması sayesinde tüm mükellefler 7/24 hiç şifre girmeden sadece tek bir tuşla aşağıdaki tüm işlemleri yapabilirler. Ayrıca mali müşavirler de tüm mükelleflerin bilgilerine ulaşabilir ve tüm işlemleri uygulama üzerinden yapabilir. - Tüm vergi (kdv, muhtasar, damga, geçici vb.) tahakkuk ve beyannamelerine ulaşabilir. - Tüm SGK tahakkuk ve hizmet listelerine ulaşabilir. - Bilanço, mizan vb. evraklarına ulaşabilir. - Vergi levhasına ulaşabilir. - Tüm ticaret sicil gazetelerine ulaşabilir. - Firmasına gelen yeni E-Tebligatlara ve geçmiş E-Tebligatlara ulaşabilir. - SGK işe giriş bildirgelerine ve işten çıkış bildirgelerine ulaşabilir. - İş görmezlik (e-vizite) raporlarına ulaşabilir. - Firmasına kesilen tüm e-arşiv faturalarına ulaşabilir. - Tüm vergi borçlarına ulaşabilir. - Yapılandırılmış vergi borçlarına ulaşabilir. - İdari para cezalarına ulaşabilir. - Harç borçlarına ulaşabilir. - Tüm SGK borçlarına ulaşabilir. - İcra bilgileri sorgulamalarına ulaşabilir. - Müfredat kartına ulaşabilir. - Emanetteki tahsilatlarına ulaşabilir. - Firmasına ve işletmesine ait tüm taşıtların vergi borçlarına ulaşabilir. - Taşıt cezalarına ulaşabilir. - Ödediği vergilerin tamamına ulaşabilir. - E-Haciz (banka ve aracına ait) sorgulaması yapabilir. - E-Yoklamasına ulaşabilir. - Tüm aylık pos çekim bilgilerine ulaşabilir. - Emanet defteri sorgulaması yapabilir. - Mükellefiyet yazısına ulaşabilir. - Vergi borcu yoktur yazısı alabilir (önceki yazılara ulaşabilir) - SGK borcu yoktur yazısı alabilir (önceki yazılara ulaşabilir) - Kdv dahil ve kdv hariç hesaplamaları yapabilir. - Muhasebeciyle mükellef arasındaki para alışverişini ve hesap hareketlerini detaylı olarak görebilir. - Muhasebe borcunu online ödeyebilir. - E-arşiv faturalarına ulaşabilir. - Muhasebecisinden iş talebinde bulunabilir. Bu uygulama ile e-mükellef (emükellef) yazılımını da kullanabilirsiniz. ÖNEMLİ BİLGİ! Muhasebe App uygulamasını; E-Mükellef yazılımını satın almış mali müşavirler ve bu mali müşavirlerin defterini tuttuğu mükellefler ücretsiz olarak kullanabilir. Uygulama hakkında detaylı bilgi için www.emukellef.com.tr adresini ziyaret ediniz.
Screenshots
Verdict
The clearest difference is ads: Muhasebe App at none against CEPTETEB's shown. Muhasebe App also leads on rating (5.0 vs 4.5) and monetization model (free vs free with in-app purchases). CEPTETEB's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (2K vs 1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Muhasebe App holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 49% of CEPTETEB's written reviews are positive against 63% of Muhasebe App's.
CEPTETEB ships an update every 3 weeks, Muhasebe App every 4 months. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.
| Parameter | CEPTETEB | Muhasebe App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 48.6% of reviews | 63.2% of reviews — better |
| Number of ratings | 2K — better | 1 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 201 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Türk Ekonomi Bankası A.Ş. | Zirve Bilgi Teknolojileri |
Customer experience
CEPTETEB
Muhasebe App
Bugs and requests
CEPTETEB
Reported bugs
4 issues- Login screen freezes
- Incorrect error messages
- Inability to change password
- Unresponsive customer support
Requested features
4 requests- Fingerprint/biometric login
- Improved international support
- Customizable notification settings
- Enhanced transaction history
Muhasebe App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CEPTETEB
No in-app purchases
Muhasebe App
No in-app purchases
