CEPTETEB vs Garanti BBVA Mobile

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

Management of all of your banking transactions is in your mobile phone via our mobile banking application, Garanti BBVA Mobile! We offer more than 1000 transaction options from loan applications to automatic bill payment orders. Our Retail, Corporate and SME customers! We are at all times beside you in order to enable you to perform your banking transactions easily at any moment and from any place you like and prefer. Garanti BBVA consultancy is good for your financial health! Thanks to our financial health advices formulated specifically for you, you may protect and maintain your balance of income and expenses, and build up savings, in vast or small amounts, and achieve your objectives and goals. If you are not yet our customer, you can easily become a part of Garanti BBVA without need to go to a branch by using the Contactless Onboarding Technology. For all kinds of your needs, you can easily file a credit application, and as soon as it is approved, you can transfer your loan to your own account and immediately start to use and spend it. If you wish to invest your savings, you can open an e-time deposit account via Garanti BBVA Mobile, promptly starting to make benefit from high interest rates. What’s more, whenever you need, you can withdraw money from your e-time deposit account, or deposit money therein, at any time before the end of maturity thereof. You can apply for a credit card fits best to you, thus making benefit from very special discounts and campaigns, and easily following up the progress of your card application via Mobile. You can pay your bills without going to branch, and if you wish, you can give automatic payment orders without need to follow up the deadlines of them. Furthermore, you can pay your motor vehicle taxes, traffic fines, game of chance payments and many other payments via Garanti BBVA Mobile at any time and from any place you wish and like. So as to maximize your security, we continuously follow up and apply the most advanced measures for you. While you trade, for the sake of your security, we freely make our malware detection software applications ready for your use in integration with Garanti BBVA Mobile. Thanks to tokenization, we verify your access to our mobile application by a device of your own. Benefits offered by Garanti BBVA Mobile: • 24/7 money transfer, • Money transfer via Kolay Adres (Easy Address) without need for IBAN, • Bill and tax payments, • Account and card balances, • Loan calculation, loan applications and follow-up of application, • Credit card applications and follow-up of application, • Tracking and monitoring the current exchange rates, • Opening bank accounts in foreign currency, • Displaying your assets and liabilities, • Reviewing and checking your income and expenses by categories, • Tracking the actions taken by you through review of our financial health advices designed specifically for you, and • Inquiring ATMs and branches closest to you, and many other banking transactions. Apart from those listed above, our corporate customers may further display and approve via the structure of notification their commercial banking transactions submitted for approval via Garanti BBVA Mobile, within the limits of their authorization and approval definitions. For use of Garanti BBVA Mobile, it is adequate for you to have a Mobile / Internet Banking password. If you don’t have a password, by clicking “Parola Al” (Get Password), you can promptly take your password by using your credit card or Paracard number. If you don’t have a card, you can communicate our customer representative by video talking, and build a new password. Permissions held by Garanti BBVA Mobile may be retrieved via the following link: www.garantibbva.com.tr/izinler