CEPTETEB vs Şeker Mobil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CEPTETEB
Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.
- Digital account opening
- Fast and free money transfers
- Smart savings accounts
- Credit card applications and management
- Personal loan applications
- Stock and investment trading
- Lifestyle services (tickets, shopping)
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CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.
Şeker Mobil
Manage all your banking needs with this app. Open investment accounts, apply for loans and credit cards, and transfer money 24/7. It also offers features for farmers and small business owners, including instant online verification.
- 24/7 money transfers
- Loan calculator and application
- Credit card application
- QR code payments
- Stock and fund trading
- Foreign currency accounts
- Bill and tax payments
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Tüm bankacılık işlemleriniz için Şeker Mobil her zaman yanınızda! Kolay kullanım özelliğiyle keyifli bir banka deneyimi sizi bekliyor! Henüz müşterimiz değilseniz, Şeker Mobil’i indirerek şubelerimizi ziyaret etmeden dilediğiniz yerden hemen müşteri olabilir ve Şekerbank fırsatlarından yararlanmaya başlayabilirsiniz. Üstelik Şeker Mobil müşteri olma adımında çiftçilerimiz ve esnaflarımız sektörüne özel sunulan fırsatlardan hızlıca yararlanabilmeleri adına, ilgili menüden yaptıkları müşteri olma başvurularında ÇKS belgesi veya Vergi levhasının anında online sorgulanması ile hemen müşteri olarak sunulan avantajlardan faydalanabilirler. Yatırım hesabınızı saniyeler içinde açabilir, birikimlerinizi değerlendirip yatırım dünyasındaki gelişmeleri takip etmeye başlayabilirsiniz. Şeker Mobil’in en avantajlı faiz oranlarıyla birikimlerinizi değerlendirebilir, kredi ürünleri ile nakit ihtiyaçlarınızı karşılayabilir, kredi kartı başvurusu yaparak kartınızın indirimlerinden ve özel avantajlarından hemen yararlanabilirsiniz. Çiftçilerimize özel sunulan Hasat Kart ile nakit limitlerinizi kullanabilir ve tüm kart hareketlerinizi görüntüleyebilirsiniz. Ayrıca, diğer banka hesap ekleme özelliği ile Şeker Mobil’e tüm banka hesaplarınızı ekleyerek tek bir uygulama üzerinden kolayca yönetebilir ve para transferi yapabilirsiniz. Şeker Mobil ile: • 7/24 tüm bankalara para transferi • Kredi hesaplama, kredi başvurusu ve takibi • Kredi kartı başvurusu • QR ile para yatırma, para çekme ve ödeme imkanı • Hisse senedi ve fon alım satım işlemleri • Tüm para birimleri üzerinden döviz hesabı açma • Fatura ve vergi ödemeleri • En yakın ATM’yi görme Watch OS olan tüm cihazlarda kullanılabilen akıllı saat uygulamamız artık sizlerle. Akıllı saat uygulamamız ile anlık döviz kurlarını görüntüleyebilir, en yakın şubelerimizi, ATM'lerimizi bulabilir ve kolaylıkla çağrı merkezine ulaşabilirsiniz. Soru ve önerileriniz için https://www.sekerbank.com.tr/dstk üzerinden bizimle iletişime geçebilirsiniz.
Screenshots
Verdict
CEPTETEB and Şeker Mobil both sit at 4.5 stars, but that hides the real split: 49% of CEPTETEB's written reviews are positive against 17% of Şeker Mobil's. CEPTETEB also leads on ratings volume (2K vs 84). Şeker Mobil's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for CEPTETEB against 4.6 for Şeker Mobil. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 84, so its average is the more settled of the two. Written reviews are what separate them: 49% of CEPTETEB's written reviews are positive against 17% of Şeker Mobil's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.
| Parameter | CEPTETEB | Şeker Mobil |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2K ratings) | 4.6 (84 ratings) — better |
| Positive reviews | 48.6% of reviews — better | 17.5% of reviews |
| Number of ratings | 2K — better | 84 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod, Apple Watch |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 201 MB | 498 MB |
| Age rating | 4+ | 12+ |
| Developer | Türk Ekonomi Bankası A.Ş. | Şekerbank |
Customer experience
CEPTETEB
Şeker Mobil
Bugs and requests
CEPTETEB
Reported bugs
4 issues- Login screen freezes
- Incorrect error messages
- Inability to change password
- Unresponsive customer support
Requested features
4 requests- Fingerprint/biometric login
- Improved international support
- Customizable notification settings
- Enhanced transaction history
Şeker Mobil
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CEPTETEB
No in-app purchases
Şeker Mobil
No in-app purchases









