Comparison

CEPTETEB vs TÜRMOB Luca e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

TÜRMOB Luca e

This app digitizes invoicing for businesses, helping to reduce paper usage and protect the environment. It allows for the easy creation, viewing, and sharing of electronic invoices and other business documents.

Highlights
  • Create e-Fatura, e-Arşiv Fatura, e-İrsaliye, and e-SMM
  • View PDF versions of e-documents
  • Send documents via WhatsApp
  • Eliminate paper invoice usage
  • Free application and participation
Features
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"Türmob Luca e-Entegratör" e-Fatura Portalı ile faturalama süreçlerini elektronik ortama taşıyan tüm şirketler; kağıt fatura kullanımını neredeyse tamamen ortadan kaldırarak, çevrenin korunmasına en büyük katkıyı sağlıyor. Türmob Luca e-Entegratör üyeliğiniz açıldıktan sonra ya da mevcut üyeliğiniz ile uygulamayı indirip hemen e-Belgelerinizi oluşturmaya başlayabilirsiniz. Üstelik uygulama kullanımı ve katılımı ücretsiz! *e-Fatura, e-Arşiv Fatura, e-İrsaliye ve e-SMM'lerinizi kolayca oluşturabilirsiniz. *Uygulama ücreti ya da başvuru ücreti olmadan sadece Türmob Luca e-Entegratör'deki kontörlerinizi kullanarak e- Belgelerinizi oluşturabilirsiniz. *e-Belgelerinizin PDF'lerini görüntüleyip, WhatsApp üzerinden gönderimini yapabilirsiniz.

Screenshots

CEPTETEB4 screens
TÜRMOB Luca e4 screens

Verdict

The call

The clearest difference is review sentiment: CEPTETEB at 49% against TÜRMOB Luca e's 0%. TÜRMOB Luca e's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
CEPTETEB versus TÜRMOB Luca e: the parameters behind the verdict, then further details
ParameterCEPTETEBTÜRMOB Luca e
PriceFreeFree
Rating4.5 (2K ratings) — better—
Positive reviews48.6% of reviews — better0.0% of reviews
Number of ratings2K — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size201 MB40 MB
Age rating4+4+
DeveloperTürk Ekonomi Bankası A.Ş.TESMER

Customer experience

CEPTETEB

All ratings1,993 ratings
Positive88.2%
Neutral3.0%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral4.7%
Negative46.6%

TÜRMOB Luca e

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

TÜRMOB Luca e

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CEPTETEB

No in-app purchases

None

TÜRMOB Luca e

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is TÜRMOB Luca e free?
TÜRMOB Luca e is free to download, with no in-app purchases.
Do CEPTETEB or TÜRMOB Luca e have ads?
CEPTETEB shows ads; TÜRMOB Luca e does not.
Which is updated more often, CEPTETEB or TÜRMOB Luca e?
CEPTETEB ships an update every 3 weeks, and TÜRMOB Luca e every 3 weeks. Most recently, CEPTETEB was updated on October 23, 2026 and TÜRMOB Luca e on October 24, 2026.

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