Comparison

CEPTETEB vs Sarraf Gökhan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

Sarraf Gökhan

Provides real-time gold exchange rates and customized data for quick and reliable tracking. Streamline your financial management with this tool.

Highlights
  • Real-time gold rates
  • Customizable data
  • Fast tracking
  • Reliable tracking
  • Financial management tool
Features
Read full description

- Anlık altın kurları - Özelleştirilmiş veriler - Hızlı & güvenilir takip - İşinizi kolaylaştırın!

Screenshots

CEPTETEB4 screens
Sarraf Gökhan4 screens

Verdict

The call

The clearest difference is ads: Sarraf Gökhan at none against CEPTETEB's shown. Sarraf Gökhan also leads on rating (5.0 vs 4.5) and monetization model (free vs free with in-app purchases). CEPTETEB's advantage is ratings volume (2K vs 1) and device support (4 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sarraf Gökhan holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
CEPTETEB versus Sarraf Gökhan: the parameters behind the verdict, then further details
ParameterCEPTETEBSarraf Gökhan
PriceFreeFree
Rating4.5 (2K ratings)5.0 (1 ratings) — better
Positive reviews48.6% of reviews—
Number of ratings2K — better1
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size201 MB24 MB
Age rating4+4+
DeveloperTürk Ekonomi Bankası A.Ş.Keeylabs

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

Sarraf Gökhan

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CEPTETEB

No in-app purchases

None

Sarraf Gökhan

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is Sarraf Gökhan free?
Sarraf Gökhan is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or Sarraf Gökhan?
Sarraf Gökhan is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while Sarraf Gökhan averages 5.0 from 1 ratings.
Do CEPTETEB or Sarraf Gökhan have ads?
CEPTETEB shows ads; Sarraf Gökhan does not.
Which is updated more often, CEPTETEB or Sarraf Gökhan?
CEPTETEB ships an update every 3 weeks, and Sarraf Gökhan every 3 weeks. Most recently, CEPTETEB was updated on November 6, 2026 and Sarraf Gökhan on October 31, 2026.

Other comparisons