Comparison

CEPTETEB vs Findeks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Manage your finances quickly and easily with CEPTETEB Mobile, TEB’s digital banking platform. From credit card applications and investments, money transfers and saving solutions, everything you need is available in one simple app. Become a Customer in Minutes If you are not a CEPTETEB customer yet, you can open your account with a fully digital process. Complete your Turkish identity verification, join a video call, and start banking from anywhere. Fast and Free Money Transfers Send Money in seconds via FAST 24/7, IBAN, Easy Address, or QR code. Enjoy free money transfers from your CEPTETEB accounts. Smart Savings with Marifetli Hesap With CEPTETEB’s Marifetli Hesap, you can seamlessly manage your daily banking while your savings continue to grow. Track your interest earnings easily and manage your money as you wish. Plus, don’t miss out welcome rates for new accounts. TEB Bonus Credit Card Benefits Apply for a Bonus credit card in seconds via CEPTETEB Mobile and track your spending instantly. Plus, with TEB Infinite Bonus Credit Card enjoy exclusive perks including dining at select restaurants and airport lounge access. Fast & Easy Loan Applications CEPTETEB Mobile is by your side whenever you need extra cash. Complete your personal loan application in minutes and access your money instantly with advantageous interest rates and flexible payments postponement options. Investment Under Your Control Take control of your investments, monitor markets and trade with ease. Access TEB Yatırım Prime directly to trade stocks, VIOP, and warrants. Plus, use ‘’My Fund Advisor’’ to find the perfect portfolio mix based on your risk and return goals. Simplify your Life with CEPTETEB Super Beyond Banking. Book flight and bus tickets, shop for electronics, or rent a car – all within CEPTETEB Super. Explore exclusive pre-owned vehicle deals with TEB Arval and manage your insurance and pension transactions seamlessly with CEPTECardif. What else can you do with CEPTETEB Mobile • QR Code: Cardless withdrawals, deposits and payments • Finance Coach: Detailed income and expense analysis • TEB FX: Current trading with competitive rates • Investments: Trade stocks and join IPOs effortlessly • Insurance: Manage health, auto and credit card protection plans • Exclusive benefits: Special perks from GastroClub and GastroPay • Deals: Unique discounts from partner brands CEPTETEB İŞTE for Your Business Commercial and Corporate customers can easily manage all their Business financial processes by downloading the CEPTETEB İŞTE app.

About

Findeks

Manage your financial life securely. Track your credit score, analyze your financial status with a risk report, and make safer commercial decisions with a check report. Get detailed information about your loans and credit cards.

Highlights
  • Credit score tracking
  • Risk report analysis
  • Commercial check report
  • Loan and credit card details
  • Payment behavior analysis
  • Real-time notifications
Features
Read full description

Findeks ile Finansal Hayatınızı Güvenle Yönetebilmek Mümkün Finansal hayatın yönetimi adına bireyler ile reel sektöre hizmet sunan Findeks, finansal davranışlara dair analizlerin gerçekleştirilmesini ve yönetimini kolaylaştırır. Findeks ile Kredi Notunuzu düzenli takip edebilir, Risk Raporu’nuzu alarak finansal durumunuzu detaylı analiz edebilir, ticari hayatta alacağınız riskleri öngörebilmek için Karekodlu Çek Raporu’nu kullanabilirsiniz. Kredi Notu Değişimlerinizi Düzenli Olarak Takip Edin Finansal kurumların sizi nasıl gördüğünü yansıtan Findeks Kredi Notu, bankalardan kredi veya kredi kartı alırken sunabileceğiniz en önemli referansınızdır. Findeks Mobil üzerinden Kredi Notu'nuzu hızlıca öğrenebilir, notunuzdaki değişimleri düzenli olarak izleyebilir, değişimlere göre ne zaman gereken adımları atmanız gerektiğini öngörebilirsiniz. Böylece finansal hedeflerinize daha emin adımlarla ilerleyebilirsiniz. Kredi, Kredi Kart ve Kredili Mevduat Hesaplarınıza Dair Detaylı Bilgileri Findeks Risk Raporu ile Görüntüleyin Risk Raporu sayesinde; tüm bankalardaki toplam kredi, kredi kartı ve kredili mevduat hesaplarınıza ait limitlerinizi, mevcut borç bakiyelerinizi ve ödeme performansınızı tek bir raporda inceleyebilirsiniz. Risk Raporu, finansal durumunuzu bankaların gözünden görmenizi sağlar, böylece sürprizlerle karşılaşmazsınız. Geçmiş Ödeme Davranışlarınızı Ayrıntılarıyla İnceleyin Geçmişte yaptığınız ödemeler, bugünkü finansal gücünüzün en net göstergesidir. Findeks Kredi Notu ve Risk Raporu, kredili ürünlerine yönelik ödeme alışkanlıklarınızı analiz etmenize olanak tanır. “Gecikmiş ödemeleriniz var mı? Borçluluk oranınız ne durumda?” Tüm bu soruların cevabını Risk Raporu detaylarında bulabilir, bu analiz sonrasında finansal hayatınızı güçlendirebilirsiniz. Ticari İşlemlerde Karekodlu Çek Raporu ile Daha Güvenli Kararlar Alın Ticari hayatta tahsilat sorunu yaşamamak için önleminizi baştan almalısınız. Çek kabul etmeden önce çekin geçerliliğini, hala dolaşımda olup olmadığını ve çeki veren tarafın çek ödeme performansını Karekodlu Çek Sistemi ile anında analiz edebilirsiniz. Alacağınız çekin keşidecisi hakkında bilgi sahibi olmak ve çekin ödenmeme ihtimalini görmek ve riskleri minimuma indirmek için Çek Raporu’nu kullanabilirsiniz . Findeks Mobil ile Neler Yapabilirsiniz? · Anlık Takip: Kredi Notu değişimlerinizi düzenli takip edin. · Analiz: Tüm banka limit ve borç bilgilerinizi Risk Raporu ile tek ekranda görüntüleyin. · Ticari Güven: Karekodlu Çek Raporu ve Çek Kayıt Sistemi ile ticari hayattaki riskinizi yönetin. · Bilgilendirme: Finansal durumunuzdaki kritik değişimlerden bildirimler ile haberdar olun. Finansal hayatınızın yönetimi tamamen sizin elinizde. Risk Raporu, Çek Raporu ve Kredi Notu gibi kritik verilere dilediğiniz zaman, dilediğiniz yerden güvenle ulaşın. Finansal geleceğinizi sağlam adımlarla planlamak için Findeks Mobil’i hemen indirin.

Screenshots

CEPTETEB4 screens
Findeks4 screens

Verdict

The call

The clearest difference is ads: Findeks at none against CEPTETEB's shown. Findeks also leads on rating (4.9 vs 4.5) and monetization model (ad-supported vs free with in-app purchases). CEPTETEB's advantage is ratings volume (2K vs 58) and iOS requirement (13 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Findeks holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 49% of CEPTETEB's written reviews are positive against 60% of Findeks's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard6 real differences · 4 level
CEPTETEB versus Findeks: the parameters behind the verdict, then further details
ParameterCEPTETEBFindeks
PriceFreeFree
Rating4.5 (2K ratings)4.9 (58 ratings) — better
Positive reviews48.6% of reviews60.3% of reviews — better
Number of ratings2K — better58
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS13 — better15.1
Further details — not scored
Size202 MB101 MB
Age rating4+4+
DeveloperTürk Ekonomi Bankası A.Ş.Kredi Kayıt Bürosu

Customer experience

CEPTETEB

All ratings1,973 ratings
Positive88.1%
Neutral3.1%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral5.4%
Negative45.9%

Findeks

All ratings58 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews73 reviews
Positive60.3%
Neutral0.0%
Negative39.7%

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

Findeks

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CEPTETEB

No in-app purchases

None

Findeks

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is Findeks free?
Findeks is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or Findeks?
Findeks is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while Findeks averages 4.9 from 58 ratings.
Do CEPTETEB or Findeks have ads?
CEPTETEB shows ads; Findeks does not.
Which is updated more often, CEPTETEB or Findeks?
CEPTETEB ships an update every 3 weeks, and Findeks every 3 weeks. Most recently, CEPTETEB was updated on September 22, 2026 and Findeks on September 21, 2026.

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