Comparison

CEPTETEB vs Findeks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

Findeks

Manage your financial life securely. Track your credit score, analyze your financial status with a risk report, and make safer commercial decisions with a check report. Get detailed information about your loans and credit cards.

Highlights
  • Credit score tracking
  • Risk report analysis
  • Commercial check report
  • Loan and credit card details
  • Payment behavior analysis
  • Real-time notifications
Features
Read full description

Findeks ile Finansal Hayatınızı Güvenle Yönetebilmek Mümkün Finansal hayatın yönetimi adına bireyler ile reel sektöre hizmet sunan Findeks, finansal davranışlara dair analizlerin gerçekleştirilmesini ve yönetimini kolaylaştırır. Findeks ile Kredi Notunuzu düzenli takip edebilir, Risk Raporu’nuzu alarak finansal durumunuzu detaylı analiz edebilir, ticari hayatta alacağınız riskleri öngörebilmek için Karekodlu Çek Raporu’nu kullanabilirsiniz. Kredi Notu Değişimlerinizi Düzenli Olarak Takip Edin Finansal kurumların sizi nasıl gördüğünü yansıtan Findeks Kredi Notu, bankalardan kredi veya kredi kartı alırken sunabileceğiniz en önemli referansınızdır. Findeks Mobil üzerinden Kredi Notu'nuzu hızlıca öğrenebilir, notunuzdaki değişimleri düzenli olarak izleyebilir, değişimlere göre ne zaman gereken adımları atmanız gerektiğini öngörebilirsiniz. Böylece finansal hedeflerinize daha emin adımlarla ilerleyebilirsiniz. Kredi, Kredi Kart ve Kredili Mevduat Hesaplarınıza Dair Detaylı Bilgileri Findeks Risk Raporu ile Görüntüleyin Risk Raporu sayesinde; tüm bankalardaki toplam kredi, kredi kartı ve kredili mevduat hesaplarınıza ait limitlerinizi, mevcut borç bakiyelerinizi ve ödeme performansınızı tek bir raporda inceleyebilirsiniz. Risk Raporu, finansal durumunuzu bankaların gözünden görmenizi sağlar, böylece sürprizlerle karşılaşmazsınız. Geçmiş Ödeme Davranışlarınızı Ayrıntılarıyla İnceleyin Geçmişte yaptığınız ödemeler, bugünkü finansal gücünüzün en net göstergesidir. Findeks Kredi Notu ve Risk Raporu, kredili ürünlerine yönelik ödeme alışkanlıklarınızı analiz etmenize olanak tanır. “Gecikmiş ödemeleriniz var mı? Borçluluk oranınız ne durumda?” Tüm bu soruların cevabını Risk Raporu detaylarında bulabilir, bu analiz sonrasında finansal hayatınızı güçlendirebilirsiniz. Ticari İşlemlerde Karekodlu Çek Raporu ile Daha Güvenli Kararlar Alın Ticari hayatta tahsilat sorunu yaşamamak için önleminizi baştan almalısınız. Çek kabul etmeden önce çekin geçerliliğini, hala dolaşımda olup olmadığını ve çeki veren tarafın çek ödeme performansını Karekodlu Çek Sistemi ile anında analiz edebilirsiniz. Alacağınız çekin keşidecisi hakkında bilgi sahibi olmak ve çekin ödenmeme ihtimalini görmek ve riskleri minimuma indirmek için Çek Raporu’nu kullanabilirsiniz . Findeks Mobil ile Neler Yapabilirsiniz? · Anlık Takip: Kredi Notu değişimlerinizi düzenli takip edin. · Analiz: Tüm banka limit ve borç bilgilerinizi Risk Raporu ile tek ekranda görüntüleyin. · Ticari Güven: Karekodlu Çek Raporu ve Çek Kayıt Sistemi ile ticari hayattaki riskinizi yönetin. · Bilgilendirme: Finansal durumunuzdaki kritik değişimlerden bildirimler ile haberdar olun. Finansal hayatınızın yönetimi tamamen sizin elinizde. Risk Raporu, Çek Raporu ve Kredi Notu gibi kritik verilere dilediğiniz zaman, dilediğiniz yerden güvenle ulaşın. Finansal geleceğinizi sağlam adımlarla planlamak için Findeks Mobil’i hemen indirin.

Screenshots

CEPTETEB4 screens
Findeks4 screens

Verdict

The call

The clearest difference is ads: Findeks at none against CEPTETEB's shown. Findeks also leads on rating (4.9 vs 4.5) and monetization model (ad-supported vs free with in-app purchases). CEPTETEB's advantage is ratings volume (2K vs 73). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Findeks holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 73, so its average is the more settled of the two. Written reviews point the same way: 49% of CEPTETEB's written reviews are positive against 60% of Findeks's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
CEPTETEB versus Findeks: the parameters behind the verdict, then further details
ParameterCEPTETEBFindeks
PriceFreeFree
Rating4.5 (2K ratings)4.9 (73 ratings) — better
Positive reviews48.6% of reviews60.3% of reviews — better
Number of ratings2K — better73
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size201 MB105 MB
Age rating4+4+
DeveloperTürk Ekonomi Bankası A.Ş.Kredi Kayıt Bürosu

Customer experience

CEPTETEB

All ratings1,993 ratings
Positive88.2%
Neutral3.0%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral4.7%
Negative46.6%

Findeks

All ratings61 ratings
Positive98.4%
Neutral0.0%
Negative1.6%
Written reviews73 reviews
Positive60.3%
Neutral0.0%
Negative39.7%

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

Findeks

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CEPTETEB

No in-app purchases

None

Findeks

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is Findeks free?
Findeks is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or Findeks?
Findeks is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while Findeks averages 4.9 from 73 ratings.
Do CEPTETEB or Findeks have ads?
CEPTETEB shows ads; Findeks does not.
Which is updated more often, CEPTETEB or Findeks?
CEPTETEB ships an update every 3 weeks, and Findeks every 3 weeks. Most recently, CEPTETEB was updated on October 23, 2026 and Findeks on October 29, 2026.

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