Amex vs The LoanLab

The official American Express App for iPhone allows you to access your Account from anywhere. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex App. Touch ID and Face ID login (on supported devices), gives you quick, safe and secure access. Make the most of your Membership with the speed, security and convenience of the mobile Amex® App. SECURE ACCOUNT MANAGEMENT • Enhanced activation experience for you to confirm new Cards and setup your Account. • Activate your Credit Card for Apple Pay in the Amex App, then simply unlock, tap and pay. • Freeze and unfreeze your Credit Card instantly at any time. STAY ON TOP OF YOUR SPENDING • Check your American Express Account balance, pending transactions and sort charges by amount and date. • Go paperless with access to past PDF statements. • Turn on AutoPay to pay your Amex bill automatically from your bank account each month. • Check your spending power. Enter an amount for an expected purchase and you’ll see if it’ll be approved. Approval based on account status at the time of request • Filter transactions to see spending and subtotals for each card on your account. For Basic Card Members Only. PROTECTION WITH REAL-TIME ALERTS • Turn on purchase alerts to be notified when your Credit Card is charged. • Receive instant fraud alerts if suspicious activity is detected. • Never miss a payment with payment due reminders. • Manage all your notifications in the Amex Account tab. EXPLORE REWARDS AND BENEFITS • View your Rewards balance and find ways to use Membership Rewards® points* - from gift cards to credits on your statement. • Use points to cover your eligible charges via a credit on your Account. * • See personalized recommendations for other ways to use points. • Refer a friend and earn rewards when friends and family get an American Express Card through your referral. For eligible Card Members only. AMEX OFFERS * • Discover offers from places you shop, dine, travel and more. • Explore a map of nearby offers. • Get Amex Offers notifications direct to your device. MEMBERSHIP SCREEN* •Benefits apply only to applicable products. AWARD-WINNING SERVICE • We’re here to chat 24/7. Start a chat with us in seconds and revisit conversations any time in the app. We’d love to hear from you! Stay in touch with us using our social media pages: Twitter: @AmericanExpress Facebook: facebook.com/AmericanExpressUS/ Instagram: @americanexpress Send & Split® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express app.* Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee§. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best Part? You’ll be the one to earn the rewards for the purchase you split. Enrollment Requirement. Terms Apply. § PayPal may charge a fee when sending to non-US recipients. The American Express® App and app features are available only for eligible Card accounts in the United States. American Express® prepaid Cards and Cards issued by non-America Express issuers are not eligible. To log in, Card Members must have an American Express user ID and password or create one in the app. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. App Store is a service mark of Apple Inc. *To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://amex.co/AmexApp-Terms For J.D. Power 2024 & 2025 award information, visit jdpower.com/awards.

The last loan calculator app you'll ever need. Know exactly what any loan will cost you, and how you can expect payments and commitments to change based on every scenario. App is enabled to run in almost every country based on their unique market, regulatory, and currency characteristics. LoanLab is the loan calculator and planner built for people who want to make smarter borrowing decisions. Whether you're exploring a home mortgage, pricing out a personal loan, or running the numbers on a business loan, LoanLab gives you the full picture: monthly payment, total interest, and a complete amortization schedule — calculated instantly, stored on your device. Combine loans into one scenario to give you a complete picture. For example, say you want to purchase land and build your own home. Add a land loan, and a construction loan together to see what your effective monthly cost could be. LoanLab uses real time market data to give you useable rates & terms on the top 25 most common loans including personal, home, and business. Add in your other monthly expenses to get the most clear picture available anywhere! Save and compare scenarios after creation. No account required. No data leaves your phone. Just clear, accurate loan math whenever you need it. PLAN YOUR FULL FINANCIAL PICTURE Most loan calculators stop at the monthly payment. LoanLab goes further. Build a portfolio of saved loans and add your recurring expenses to see your true total monthly commitment — so you know what you can actually afford before you borrow. Save, load, compare, and duplicate portfolio scenarios across sessions. Planning a home purchase while carrying a car loan and existing personal debt? LoanLab holds it all, persistently, launch after launch. For example, say you want to purchase land and build your own home. Add a land loan, and a construction loan together to see what your effective monthly cost could be. ACCELERATE YOUR PAYOFF The Payoff Accelerator shows you exactly what happens when you pay a little extra. Model additional monthly contributions, a one-time lump sum, or both — and see the real impact in months saved and interest avoided. Small extra payments can mean thousands of dollars back in your pocket, and now you'll know precisely how much. COMPARE LOANS SIDE BY SIDE Not all loans are created equal. LoanLab's comparison tool lets you evaluate two to four loan scenarios simultaneously, with best-value highlighting that makes the right choice obvious. Different lenders, different terms, different rates — assessed in seconds, not spreadsheets. LEARN WITH AI-POWERED EDUCATION Have questions about current rates, loan terms, or how lending actually works? The Learn tab delivers AI-powered answers grounded in current, web-sourced data — so you're getting timely, relevant information, not outdated generalizations. Suggested questions adapt to your recent loan searches and saves, keeping the education contextual and genuinely useful. LoanLab is an educational planning tool, not a financial advisor. Nothing in the app constitutes financial advice. For decisions that matter, always consult a qualified financial professional. Ready to see the real cost of any loan? Download LoanLab and start planning with confidence.