Comparison

Commerzbank Banking vs VR SecureGo plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank Banking

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

Highlights
  • Financial overview
  • Quick login (biometric)
  • Card management (PIN change, block)
  • Faster transfers (photoTAN, Instant Payment)
  • Standing orders management
  • Real-time account alarms
  • ATM and branch finder
Features
Read full description

All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".

About

VR SecureGo plus

Securely approve all your banking and credit card transactions with this app. Enjoy flexible, convenient, and highly secure authorization for online payments and banking orders. Utilize biometric authentication for added ease and safety.

Highlights
  • Approve banking orders
  • Authorize credit card payments
  • Direct authorization for online banking
  • High security standards
  • Use on up to three devices
  • Fingerprint/face recognition for approval
Read full description

Schnell, einfach und sicher: Mit VR SecureGo plus können Sie alle Banking- und Kreditkartenaufträge innerhalb einer App ganz bequem freigeben. DIE APP IM ÜBERBLICK * Einfach flexibel: App zur Freigabe aller Banking-Aufträge und Online-Zahlungen per Kreditkarte * Einfach bequem: Direktfreigabe für das neue OnlineBanking und die Kreditkarte * Einfach sicher: höchste Sicherheitsstandards für Ihre Daten und Transaktionen * Einfach mehr: gleichzeitig auf bis zu drei Geräten für OnlineBanking nutzbar * Einfach erkannt: auf Wunsch Freigabe per Fingerabdruck oder Gesichtserkennung WAS SIND DIE VORAUSSETZUNGEN? * Sie benötigen lediglich den Aktivierungscode Ihrer Bank. * Anschließend können Sie die App bequem einrichten. Weitere Informationen rund um Freischaltung und Verwendung der VR SecureGo plus App finden Sie auf vr.de/faqs-vr-securego-plus-app —————————— Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle.

Screenshots

Commerzbank Banking4 screens
VR SecureGo plus4 screens

Verdict

The call

Commerzbank Banking and VR SecureGo plus both sit at 4.7 stars, but that hides the real split: 70% of VR SecureGo plus's written reviews are positive against 53% of Commerzbank Banking's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.7 for VR SecureGo plus. Both are backed by a comparable volume of ratings — 2.8K and 2.1K respectively. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 70% of VR SecureGo plus's.

UpkeepUpdate frequency

Commerzbank Banking ships an update every 3 weeks, VR SecureGo plus monthly. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
Commerzbank Banking versus VR SecureGo plus: the parameters behind the verdict, then further details
ParameterCommerzbank BankingVR SecureGo plus
PriceFreeFree
Rating4.7 (2.8K ratings)4.7 (2.1K ratings) — better
Positive reviews52.8% of reviews69.6% of reviews — better
Number of ratings2.8K — better2.1K
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better17.6
Further details — not scored
Size407 MB98 MB
Age rating4+4+
DeveloperCommerzbank AGAtruvia AG

Customer experience

Commerzbank Banking

All ratings2,800 ratings
Positive93.7%
Neutral2.4%
Negative4.0%
Written reviews375 reviews
Positive52.8%
Neutral9.6%
Negative37.6%

VR SecureGo plus

All ratings2,131 ratings
Positive92.6%
Neutral2.7%
Negative4.7%
Written reviews92 reviews
Positive69.6%
Neutral3.3%
Negative27.2%

User reviews

Commerzbank Banking

From 2.8K App Store ratings

What we love

  • 🚀 Stable and reliable app
  • 👍 Intuitive and easy to use
  • 🌐 Supports English language
  • 💳 Useful banking features

Room to improve

  • 🐛 Bugs and crashes after updates
  • ⏱️ Slow transaction updates
  • 🔒 Inconvenient 2-factor authentication
  • 🇩🇪 Lack of full English support

VR SecureGo plus

From 2.1K App Store ratings

What we love

  • 👍 Works well for business from the USA
  • 🚀 Todea - Fast and secure!!
  • 👍 Smooth and reliable
  • 🔒 Maximum security
  • 👍 Easy to work

Room to improve

  • 🐛 Invisible app window bug not fixed
  • 🐛 Online payments keep failing
  • 🤔 Complicated activation process
  • 🤔 Difficult to navigate on older devices
  • 🤔 Frequent need for new activation codes

Bugs and requests

Commerzbank Banking

Reported bugs

4 issues
  • App freezes or crashes after updates
  • Face ID/fingerprint login not working
  • Inconsistent transaction reporting
  • Inability to change credit card limits

Requested features

4 requests
  • Improve transaction history and balance display
  • Add more language options beyond German and English
  • Streamline authentication process
  • Integrate stock trading functionality

VR SecureGo plus

Reported bugs

4 issues
  • App freezes on startup
  • Incompatible with older iOS versions
  • Activation code request page not working
  • Invisible app window on certain devices

Requested features

3 requests
  • Combine everything in one app like DIBA
  • Add dark mode option
  • Improve user-friendliness for older users

In-app purchases

None

Commerzbank Banking

No in-app purchases

None

VR SecureGo plus

No in-app purchases

Questions

Is Commerzbank Banking free?
Commerzbank Banking is free to download, with no in-app purchases.
Is VR SecureGo plus free?
VR SecureGo plus is free to download, with no in-app purchases.
Which has better reviews, Commerzbank Banking or VR SecureGo plus?
VR SecureGo plus is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while VR SecureGo plus averages 4.7 from 2.1K ratings.
Do Commerzbank Banking or VR SecureGo plus have ads?
Neither Commerzbank Banking nor VR SecureGo plus shows ads.
Which is updated more often, Commerzbank Banking or VR SecureGo plus?
Commerzbank Banking ships an update every 3 weeks, and VR SecureGo plus monthly. Most recently, Commerzbank Banking was updated on October 17, 2026 and VR SecureGo plus on October 18, 2026.

Other comparisons