Comparison

Commerzbank Banking vs CHECK24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank Banking

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

Highlights
  • Financial overview
  • Quick login (biometric)
  • Card management (PIN change, block)
  • Faster transfers (photoTAN, Instant Payment)
  • Standing orders management
  • Real-time account alarms
  • ATM and branch finder
Features
Read full description

All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".

About

CHECK24

Germany's leading comparison app allows you to manage all your contracts, bookings, and purchases in one place. Compare prices for insurance, energy, loans, travel, and more to save money. Access your personal customer account to view all your agreements and benefit from exclusive offers.

Highlights
  • Compare insurance, energy, loans, and travel
  • Manage all contracts and purchases
  • Real-time price and condition comparison
  • Access personal customer account
  • Benefit from voucher promotions
  • Free consultation hotlines
Features
Read full description

Laden Sie sich die CHECK24 App herunter und verwalten Sie ganz einfach alle Abschlüsse, Buchungen, Verträge und Käufe bequem in Ihrem persönlichen Kundenkonto. Vergleichen, wechseln, sparen: z. B. mit dem Kreditvergleich über 2.000 €, bis zu 850 € mit dem Autoversicherungsvergleich, bis zu 1.000 € mit dem Strom- und Gasvergleich und über 1.000 € mit dem Reisevergleich. Mit CHECK24 vergleichen Sie Preise und Konditionen in Echtzeit: - Versicherungen: Kfz-Versicherung, Privathaftpflichtversicherung, Rechtsschutzversicherung und viele mehr... - Strom & Gas - Kredit, Konto, Tagesgeld & Kreditkarten - DSL & Mobilfunk - Mietwagen - Hotels & Ferienwohnungen - Flüge - Urlaubsreisen & Last Minute - Shopping: Elektronik, Drogerie, Möbel, Autoreifen und viele mehr… - Profis für Ihr Projekt - Kostenlose Steuererklärung mit CHECK24 Steuer Die Vorteile der CHECK24 App im Überblick: - Bequemer, kostenloser Vergleich – überall - Gespeicherte Vergleiche unterwegs aufrufen - Kostenlose Beratungshotlines - Mit Ihrem persönlichen CHECK24 Kundenkonto noch schneller vergleichen - Abschlüsse in Ihrem persönlichen CHECK24 Kundenkonto einsehen - Von attraktiven Gutscheinaktionen profitieren AGB und Datenschutzhinweise für Deutschland: https://www.check24.de/unternehmen/impressum/ AGB und Datenschutzhinweise für Österreich: https://www.check24.at/unternehmen/impressum/

Screenshots

Commerzbank Banking4 screens
CHECK244 screens

Verdict

The call

The clearest difference is monetization model: Commerzbank Banking at free against CHECK24's free with in-app purchases. CHECK24's advantage is review sentiment (70% vs 53%) and update cadence (weekly vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.8 for CHECK24. Both are backed by a comparable volume of ratings — 2.8K and 1.9K respectively. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 70% of CHECK24's.

UpkeepUpdate frequency

Commerzbank Banking ships an update every 3 weeks, CHECK24 weekly. Both last shipped on October 15, 2026.

Scorecard5 real differences · 5 level
Commerzbank Banking versus CHECK24: the parameters behind the verdict, then further details
ParameterCommerzbank BankingCHECK24
PriceFreeFree
Rating4.7 (2.8K ratings)4.8 (1.9K ratings) — better
Positive reviews52.8% of reviews70.0% of reviews — better
Number of ratings2.8K — better1.9K
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size407 MB381 MB
Age rating4+4+
DeveloperCommerzbank AGCHECK24

Customer experience

Commerzbank Banking

All ratings2,800 ratings
Positive93.7%
Neutral2.4%
Negative4.0%
Written reviews375 reviews
Positive52.8%
Neutral9.6%
Negative37.6%

CHECK24

All ratings1,913 ratings
Positive94.7%
Neutral2.6%
Negative2.7%
Written reviews60 reviews
Positive70.0%
Neutral1.7%
Negative28.3%

User reviews

Commerzbank Banking

From 2.8K App Store ratings

What we love

  • 🚀 Stable and reliable app
  • 👍 Intuitive and easy to use
  • 🌐 Supports English language
  • 💳 Useful banking features

Room to improve

  • 🐛 Bugs and crashes after updates
  • ⏱️ Slow transaction updates
  • 🔒 Inconvenient 2-factor authentication
  • 🇩🇪 Lack of full English support

CHECK24

From 1.9K App Store ratings

What we love

  • 👍 Reliable and helpful
  • 👍 Easy to use
  • 👍 Great for travel planning
  • 👍 Excellent customer service

Room to improve

  • 🐛 Technical issues
  • 🐛 Booking problems
  • 🐛 Lack of English support
  • 🐛 Misleading information

Bugs and requests

Commerzbank Banking

Reported bugs

4 issues
  • App freezes or crashes after updates
  • Face ID/fingerprint login not working
  • Inconsistent transaction reporting
  • Inability to change credit card limits

Requested features

4 requests
  • Improve transaction history and balance display
  • Add more language options beyond German and English
  • Streamline authentication process
  • Integrate stock trading functionality

CHECK24

Reported bugs

3 issues
  • App freezes and crashes
  • Unavailable offers still listed
  • Booking cancellation issues

Requested features

2 requests
  • English language option
  • Ability to download PDFs

In-app purchases

None

Commerzbank Banking

No in-app purchases

None

CHECK24

No in-app purchases

Questions

Is Commerzbank Banking free?
Commerzbank Banking is free to download, with no in-app purchases.
Is CHECK24 free?
CHECK24 is free to download, with no in-app purchases.
Which has better reviews, Commerzbank Banking or CHECK24?
CHECK24 is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while CHECK24 averages 4.8 from 1.9K ratings.
Do Commerzbank Banking or CHECK24 have ads?
Neither Commerzbank Banking nor CHECK24 shows ads.
Which is updated more often, Commerzbank Banking or CHECK24?
Commerzbank Banking ships an update every 3 weeks, and CHECK24 weekly. Most recently, Commerzbank Banking was updated on October 15, 2026 and CHECK24 on October 15, 2026.

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