Commerzbank Banking vs CHECK24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerzbank Banking
Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.
- Financial overview
- Quick login (biometric)
- Card management (PIN change, block)
- Faster transfers (photoTAN, Instant Payment)
- Standing orders management
- Real-time account alarms
- ATM and branch finder
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All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".
CHECK24
Germany's leading comparison app allows you to manage all your contracts, bookings, and purchases in one place. Compare prices for insurance, energy, loans, travel, and more to save money. Access your personal customer account to view all your agreements and benefit from exclusive offers.
- Compare insurance, energy, loans, and travel
- Manage all contracts and purchases
- Real-time price and condition comparison
- Access personal customer account
- Benefit from voucher promotions
- Free consultation hotlines
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Laden Sie sich die CHECK24 App herunter und verwalten Sie ganz einfach alle Abschlüsse, Buchungen, Verträge und Käufe bequem in Ihrem persönlichen Kundenkonto. Vergleichen, wechseln, sparen: z. B. mit dem Kreditvergleich über 2.000 €, bis zu 850 € mit dem Autoversicherungsvergleich, bis zu 1.000 € mit dem Strom- und Gasvergleich und über 1.000 € mit dem Reisevergleich. Mit CHECK24 vergleichen Sie Preise und Konditionen in Echtzeit: - Versicherungen: Kfz-Versicherung, Privathaftpflichtversicherung, Rechtsschutzversicherung und viele mehr... - Strom & Gas - Kredit, Konto, Tagesgeld & Kreditkarten - DSL & Mobilfunk - Mietwagen - Hotels & Ferienwohnungen - Flüge - Urlaubsreisen & Last Minute - Shopping: Elektronik, Drogerie, Möbel, Autoreifen und viele mehr… - Profis für Ihr Projekt - Kostenlose Steuererklärung mit CHECK24 Steuer Die Vorteile der CHECK24 App im Überblick: - Bequemer, kostenloser Vergleich – überall - Gespeicherte Vergleiche unterwegs aufrufen - Kostenlose Beratungshotlines - Mit Ihrem persönlichen CHECK24 Kundenkonto noch schneller vergleichen - Abschlüsse in Ihrem persönlichen CHECK24 Kundenkonto einsehen - Von attraktiven Gutscheinaktionen profitieren AGB und Datenschutzhinweise für Deutschland: https://www.check24.de/unternehmen/impressum/ AGB und Datenschutzhinweise für Österreich: https://www.check24.at/unternehmen/impressum/
Screenshots
Verdict
The clearest difference is monetization model: Commerzbank Banking at free against CHECK24's free with in-app purchases. CHECK24's advantage is review sentiment (70% vs 53%) and update cadence (weekly vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.8 for CHECK24. Both are backed by a comparable volume of ratings — 2.8K and 1.9K respectively. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 70% of CHECK24's.
Commerzbank Banking ships an update every 3 weeks, CHECK24 weekly. Both last shipped on October 15, 2026.
| Parameter | Commerzbank Banking | CHECK24 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.8K ratings) | 4.8 (1.9K ratings) — better |
| Positive reviews | 52.8% of reviews | 70.0% of reviews — better |
| Number of ratings | 2.8K — better | 1.9K |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 407 MB | 381 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerzbank AG | CHECK24 |
Customer experience
Commerzbank Banking
CHECK24
User reviews
Commerzbank Banking
From 2.8K App Store ratingsWhat we love
- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features
Room to improve
- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support
CHECK24
From 1.9K App Store ratingsWhat we love
- 👍 Reliable and helpful
- 👍 Easy to use
- 👍 Great for travel planning
- 👍 Excellent customer service
Room to improve
- 🐛 Technical issues
- 🐛 Booking problems
- 🐛 Lack of English support
- 🐛 Misleading information
Bugs and requests
Commerzbank Banking
Reported bugs
4 issues- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits
Requested features
4 requests- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality
CHECK24
Reported bugs
3 issues- App freezes and crashes
- Unavailable offers still listed
- Booking cancellation issues
Requested features
2 requests- English language option
- Ability to download PDFs
In-app purchases
Commerzbank Banking
No in-app purchases
CHECK24
No in-app purchases








