Wallet One vs BakAi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wallet One
A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.
- Make payments
- Perform transfers
- Pay for goods and services
- Multi-currency support
- Worldwide usability
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Mobile Application Wallet One allows you to make payments, transfers, pay for goods and services. Multi-currency electronic wallet Wallet One can be used all over the world.
BakAi
This mobile banking app offers convenient payments for utilities, taxes, and online games. It provides access to government services, quick online loans, and international money transfers. Securely manage your accounts and cards with advanced features.
- Convenient payments for utilities, taxes, and games
- Access to government services
- Online loans up to 200,000 som
- International money transfers
- Virtual and physical card options
- Secure account management
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Добро пожаловать в мир удобства и инноваций с BakAi — вашим новым мобильным банком, где каждое касание раскрывает перед вами больше возможностей. Основные функции BakAi включают: Удобные платежи: Оплачивайте широкий спектр услуг, включая коммунальные платежи, интернет, мобильную связь, налоги и даже онлайн-игры, используя переводы по номеру телефона и QR-коды. Государственные услуги: Получайте доступ к более десяти государственным услугам, включая проверку задолженности, информацию о паспорте и статус заявки, всего лишь в несколько касаний. Быстрые финансовые решения: Получите онлайн-кредиты до 200 000 сомов без походов в банк, быстрые денежные переводы на карты банков России и Казахстана, а также возможность открытия виртуальной карты или заказа карт Visa Classic, Visa Gold или Visa ИФЦ. Инновационная безопасность: Наша удаленная видеоидентификация гарантирует безопасность ваших средств 24/7. Управление счетами: Управляйте своими счетами и картами легко и удобно, следите за расходами и платежами с помощью всего одного касания. Выбирайте инновации — выбирайте BakAi. Скачайте приложение прямо сейчас и погрузитесь в новый уровень финансового удобства!
Screenshots
Verdict
The clearest difference is rating: BakAi at 4.7 against Wallet One's 2.5. BakAi also leads on review sentiment (50% vs 14%) and ratings volume (393 vs 4). Wallet One's advantage is iOS requirement (10.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BakAi holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: BakAi has 393 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 14% of Wallet One's written reviews are positive against 50% of BakAi's.
Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | Wallet One | BakAi |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (4 ratings) | 4.7 (393 ratings) — better |
| Positive reviews | 14.3% of reviews | 49.6% of reviews — better |
| Number of ratings | 4 | 393 — better |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 10.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 75 MB | 275 MB |
| Age rating | 4+ | 4+ |
| Developer | Silvervale Alliance LLP | OJSC BAKAI BANK |
Customer experience
Wallet One
BakAi
Bugs and requests
Wallet One
Not enough reviews yet to summarise bugs or requests.
BakAi
Reported bugs
15 issues- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents
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- Cannot update app on iOS 16
- Login verification code sent to wrong phone number
- Virtual card blocking without proper unlock mechanism
- Payment processing hangs for extended periods
- Technical maintenance windows lasting 30+ hours with no service
- macOS app has missing input fields and buttons
- Euro currency payments not processing
- Decimal input not supported in currency exchange
- History filter and date range selection not intuitive
- Weekend transaction history not displaying
Requested features
13 requests- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen
Show 8 moreShow fewer
- Push notifications for OTP codes instead of email
- Card lock/unlock functionality
- Alphabetically sorted bank list for international transfers
- Monthly spending analytics and reports
- SWIFT transfer documentation clarification
- Support for decimal amounts in currency exchange
- Display exchange rates before entering amount
- Add incoming transaction history (not just outgoing)
In-app purchases
Wallet One
No in-app purchases
BakAi
No in-app purchases









