Comparison

Wallet One vs BakAi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wallet One

A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.

Highlights
  • Make payments
  • Perform transfers
  • Pay for goods and services
  • Multi-currency support
  • Worldwide usability
Features
Read full description

Mobile Application Wallet One allows you to make payments, transfers, pay for goods and services. Multi-currency electronic wallet Wallet One can be used all over the world.

About

BakAi

This mobile banking app offers convenient payments for utilities, taxes, and online games. It provides access to government services, quick online loans, and international money transfers. Securely manage your accounts and cards with advanced features.

Highlights
  • Convenient payments for utilities, taxes, and games
  • Access to government services
  • Online loans up to 200,000 som
  • International money transfers
  • Virtual and physical card options
  • Secure account management
Features
Read full description

Добро пожаловать в мир удобства и инноваций с BakAi — вашим новым мобильным банком, где каждое касание раскрывает перед вами больше возможностей. Основные функции BakAi включают: Удобные платежи: Оплачивайте широкий спектр услуг, включая коммунальные платежи, интернет, мобильную связь, налоги и даже онлайн-игры, используя переводы по номеру телефона и QR-коды. Государственные услуги: Получайте доступ к более десяти государственным услугам, включая проверку задолженности, информацию о паспорте и статус заявки, всего лишь в несколько касаний. Быстрые финансовые решения: Получите онлайн-кредиты до 200 000 сомов без походов в банк, быстрые денежные переводы на карты банков России и Казахстана, а также возможность открытия виртуальной карты или заказа карт Visa Classic, Visa Gold или Visa ИФЦ. Инновационная безопасность: Наша удаленная видеоидентификация гарантирует безопасность ваших средств 24/7. Управление счетами: Управляйте своими счетами и картами легко и удобно, следите за расходами и платежами с помощью всего одного касания. Выбирайте инновации — выбирайте BakAi. Скачайте приложение прямо сейчас и погрузитесь в новый уровень финансового удобства!

Screenshots

Wallet One4 screens
BakAi4 screens

Verdict

The call

The clearest difference is rating: BakAi at 4.7 against Wallet One's 2.5. BakAi also leads on review sentiment (50% vs 14%) and ratings volume (393 vs 4). Wallet One's advantage is iOS requirement (10.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BakAi holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: BakAi has 393 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 14% of Wallet One's written reviews are positive against 50% of BakAi's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Wallet One versus BakAi: the parameters behind the verdict, then further details
ParameterWallet OneBakAi
PriceFreeFree
Rating2.5 (4 ratings)4.7 (393 ratings) — better
Positive reviews14.3% of reviews49.6% of reviews — better
Number of ratings4393 — better
Update frequencyEvery 4 weeksEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS10.0 — better15.5
Further details — not scored
Size75 MB275 MB
Age rating4+4+
DeveloperSilvervale Alliance LLPOJSC BAKAI BANK

Customer experience

Wallet One

All ratings3 ratings
Positive33.3%
Neutral33.3%
Negative33.3%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

BakAi

All ratings393 ratings
Positive91.9%
Neutral2.0%
Negative6.1%
Written reviews137 reviews
Positive49.6%
Neutral5.1%
Negative45.3%

Bugs and requests

Wallet One

Not enough reviews yet to summarise bugs or requests.

BakAi

Reported bugs

15 issues
  • Application crashes upon opening after updates
  • Cannot log in to app - stuck on authorization screen
  • App crashes every 5 seconds after recent update
  • QR code transfer functionality fails intermittently
  • Phone number transfer feature unavailable for non-residents
Show 10 more
  • Cannot update app on iOS 16
  • Login verification code sent to wrong phone number
  • Virtual card blocking without proper unlock mechanism
  • Payment processing hangs for extended periods
  • Technical maintenance windows lasting 30+ hours with no service
  • macOS app has missing input fields and buttons
  • Euro currency payments not processing
  • Decimal input not supported in currency exchange
  • History filter and date range selection not intuitive
  • Weekend transaction history not displaying

Requested features

13 requests
  • Add comment/memo field for QR code transfers
  • Relocate QR scanner to more accessible location
  • Enable phone number change for non-residents without visiting branch
  • Add Apple Pay and Google Pay integration
  • Implement monthly expense summary on home screen
Show 8 more
  • Push notifications for OTP codes instead of email
  • Card lock/unlock functionality
  • Alphabetically sorted bank list for international transfers
  • Monthly spending analytics and reports
  • SWIFT transfer documentation clarification
  • Support for decimal amounts in currency exchange
  • Display exchange rates before entering amount
  • Add incoming transaction history (not just outgoing)

In-app purchases

None

Wallet One

No in-app purchases

None

BakAi

No in-app purchases

Questions

Is Wallet One free?
Wallet One is free to download, with no in-app purchases.
Is BakAi free?
BakAi is free to download, with no in-app purchases.
Which has better reviews, Wallet One or BakAi?
BakAi is rated higher. Wallet One averages 2.5 out of 5 from 4 ratings, while BakAi averages 4.7 from 393 ratings.
Do Wallet One or BakAi have ads?
Neither Wallet One nor BakAi shows ads.
Which is updated more often, Wallet One or BakAi?
Wallet One ships an update every 4 weeks, and BakAi every 4 weeks. Most recently, Wallet One was updated on November 1, 2026 and BakAi on November 6, 2026.

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