國泰世華網路銀行CUBE vs 永豐銀行行動銀行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰世華網路銀行CUBE
This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.
- Quick login
- Account inquiry (NTD & FCY)
- Transfers (NTD & FCY)
- FCY trading
- Exchange rate inquiry
- Credit card management
- Two-step verification
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CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City
永豐銀行行動銀行
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【永豐行動銀行APP】遵循經濟部工業局「行動應用App基本資安規範」,獲頒行動應用資安聯盟資安標章(MAS標章)。 為了讓您隨時隨地享受行動金融所帶來的便利性,永豐銀行提供多元的查詢與交易功能,只要輕點手機,帳戶查詢、轉帳繳款、智能理財、隨心所預。 特色功能: 【快速登入,輕鬆使用】 ● 生物辨識:支援Touch ID/Face ID快速登入,省時又便利。 ● 圖形密碼:手指一滑就登入,還可以隱藏軌跡,再也不用記密碼。 【創新服務,優質體驗】 ● 語音指令:將複雜操作轉化為簡單語音指令,行動金融服務用「說」的真容易。 ● 功能搜尋:關鍵字搜尋幫助您更快速的尋找服務,節省時間好方便。 ● 常用功能:讓您自行加入最常使用的功能,查詢/交易更快速。 ● 帳號分享:將您的銀行帳號變成QR Code,轉帳收款更便利。 ● 友善服務:落實公共資訊無障礙,提供您友善金融無障礙服務,使用更貼心。 【智能永豐,化繁為簡】 ● 永豐ibrAin:永豐ibrAin 利用AI演算法提供動態投資組合,讓您穩健地朝理財目標邁進。 ● 智慧客服:客服一點通提供24小時金融諮詢服務,滿足即時的金融服務需求。 【數位優惠,大戶獨享】 ● 數位帳戶:全新推出數位帳戶「大戶DAWHO」專區,滿滿DA優惠等著您來體驗。 【生活繳費,輕鬆搞定】 ● 行動繳費:水電瓦斯/電信費/停車費等3,000多項繳費項目,隨手繳,不漏付。 【行動預約,虛實整合】 ● 分行預約:提供無卡提款、預約外幣現鈔,以及預約分行取號填單服務等各項虛實整合功能,節省您寶貴的時間。 【推播訊息,一手掌握】 ● 自訂推播:自行選擇需要推播的訊息與時間,重要消息不漏接。 歡迎下載「永豐行動銀行」,更多的貼心服務,等著您來發現。 另外本行也提供行動裝置瀏覽器專用的行動銀行網頁版「https://m.sinopac.com」,提供您選擇使用。 為了優化本行服務,本應用程式使用「Cookies」改善使用者體驗。當您安裝使用本應用程式即表示您同意Cookies政策與隱私權政策。更多資訊請參閱(https://bank.sinopac.com/sinopacBT/footer/privacy-statement.html) 提醒您,為確保您的交易安全,建議您可於行動裝置安裝防護軟體,以提高使用安全性。 請勿安裝非官方授權網站或未知來源的永豐行動銀行APP。
Screenshots
Verdict
The clearest difference is update cadence: 國泰世華網路銀行CUBE at fortnightly against 永豐銀行行動銀行's every 3 months. 國泰世華網路銀行CUBE also leads on review sentiment (35% vs 18%) and ratings volume (1.8K vs 111). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 永豐銀行行動銀行. That said, the two scores are not equally well evidenced: 國泰世華網路銀行CUBE has 1.8K ratings behind it against 111, so its average is the more settled of the two. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 18% of 永豐銀行行動銀行's.
國泰世華網路銀行CUBE ships an update fortnightly, 永豐銀行行動銀行 every 3 months. The most recent releases landed on September 23, 2026 and July 6, 2026 respectively.
| Parameter | 國泰世華網路銀行CUBE | 永豐銀行行動銀行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | 4.7 (111 ratings) |
| Positive reviews | 35.1% of reviews — better | 18.2% of reviews |
| Number of ratings | 1.8K — better | 111 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 349 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathay United Bank | SinoPac Holdings. |
Customer experience
國泰世華網路銀行CUBE
永豐銀行行動銀行
In-app purchases
國泰世華網路銀行CUBE
No in-app purchases
永豐銀行行動銀行
No in-app purchases









