Comparison

國泰世華網路銀行CUBE vs SC Mobile Taiwan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

SC Mobile Taiwan

Manage your bank accounts and finances on the go with a fast and easy mobile banking experience. Track transactions, view investments, manage credit cards, and make payments all from your iPhone.

Highlights
  • Touch ID / Face ID login
  • Account and transaction preview
  • Instant transaction notifications
  • Overview of savings, investments, and credit cards
  • Credit card management and rewards
  • Online payments and bill pay
Features
Read full description

Standard Chartered Mobile App A Smarter Global Banking Experience Banking and credit card services, all in one app. Enjoy a seamless global experience with Standard Chartered Mobile. The all-new SC Mobile is here — redesigned with five key highlights to deliver a clearer, faster, and truly international digital banking experience. • Key Highlight 1: Award-Winning Digital Experience Winner of the 2026 World’s Best Digital Bank for Digital CX, featuring a refreshed, intuitive interface aligned with global Standard Chartered markets. • Key Highlight 2: Enhanced myRM Digital Relationship Manager Upgraded myRM services allow you to complete investment, loan, and account-related requests remotely — faster and more convenient. • Key Highlight 3: One-Stop Everyday Banking Manage daily banking needs anytime, from personal details and credit cards to bill inquiries and wealth services. • Key Highlight 4: Dedicated Invest & Insure Hub Access investment and insurance services instantly through the new “Invest & Insure” menu and manage your portfolio with ease. • Key Highlight 5: Large-Amount Online FX Transactions From mid-July, enjoy online FX transactions of NTD 500,000 (or equivalent) and above with in-app declaration for greater efficiency. *Only compatible with iOS 15.0 or above. For security purposes, please update to the latest OS version. Thank you. *To ensure the security of your accounts, please install protection software on your mobile device. *Images are for illustrative purpose only. Actual promotions and offers details are subject to the official website announcement.

Screenshots

國泰世華網路銀行CUBE4 screens
SC Mobile Taiwan4 screens

Verdict

The call

The clearest difference is rating: 國泰世華網路銀行CUBE at 4.8 against SC Mobile Taiwan's 1.5. 國泰世華網路銀行CUBE also leads on ratings volume (1.8K vs 8) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

國泰世華網路銀行CUBE holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: 國泰世華網路銀行CUBE has 1.8K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 19% of SC Mobile Taiwan's.

UpkeepUpdate frequency

國泰世華網路銀行CUBE ships an update fortnightly, SC Mobile Taiwan every 2 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
國泰世華網路銀行CUBE versus SC Mobile Taiwan: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBESC Mobile Taiwan
PriceFreeFree
Rating4.8 (1.8K ratings) — better1.5 (8 ratings)
Positive reviews35.1% of reviews — better18.8% of reviews
Number of ratings1.8K — better8
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size350 MB126 MB
Age rating4+4+
DeveloperCathay United BankStandard Chartered Bank (Taiwan) Limited

Customer experience

國泰世華網路銀行CUBE

All ratings1,802 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

SC Mobile Taiwan

All ratings8 ratings
Positive12.5%
Neutral0.0%
Negative87.5%
Written reviews16 reviews
Positive18.8%
Neutral12.5%
Negative68.8%

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

SC Mobile Taiwan

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is SC Mobile Taiwan free?
SC Mobile Taiwan is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or SC Mobile Taiwan?
國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while SC Mobile Taiwan averages 1.5 from 8 ratings.
Do 國泰世華網路銀行CUBE or SC Mobile Taiwan have ads?
Neither 國泰世華網路銀行CUBE nor SC Mobile Taiwan shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or SC Mobile Taiwan?
國泰世華網路銀行CUBE ships an update fortnightly, and SC Mobile Taiwan every 2 months. Most recently, 國泰世華網路銀行CUBE was updated on October 24, 2026 and SC Mobile Taiwan on October 15, 2026.

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