Comparison

Mashreq UAE vs Allo Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq UAE

This digital banking app offers secure and convenient access to your finances. Open accounts instantly, manage investments, make transfers, and access exclusive lifestyle perks and savings opportunities. It provides a comprehensive suite of tools for everyday banking and financial planning.

Highlights
  • Instant digital account opening
  • Salary transfer benefits
  • High-yield savings accounts
  • Investment options from $1
  • Cardless ATM withdrawals
  • Bill payments and mobile recharges
  • 24/7 virtual assistant support
Features
Read full description

Secure and convenient digital banking with Mashreq Mobile App – Smarter banking in your pocket! Experience the UAE’s top-rated banking app, trusted across the nation. From high-interest savings accounts and international money transfers to investment in US stocks from the UAE and family banking, discover a world of powerful financial tools at your fingertips with the award-winning, globally recognised mobile banking app. Open a bank account online instantly Open a bank account online in the UAE instantly with Mashreq - no paperwork, no waiting. Just a few taps and you're ready to bank. Get more value with Mashreq NEO PLUS • Transfer salary of AED 10,000+ or maintain an average balance of at least AED 50,000 to become eligible for exclusive Mashreq NEO PLUS benefits. • Mashreq NEO PLUS Saver Account: Get market-leading rates on savings — 6.25% p.a. if you transfer salary to Mashreq NEO Account OR 5% p.a. if you maintain AED 50,000+ in NEO PLUS Saver Account. Shariah-compliant Islamic products also available. • Fee-free everyday banking: Enjoy free ATM withdrawals worldwide, local & international money transfers and chequebooks. Exclusive benefits with Mashreq NEO • Earn up to AED 9,500 cashback when you transfer your salary, refer friends, shop, remit and invest through Mashreq NEO or Mashreq Al Islami. • Instant digital bank account opening: Open a Mashreq NEO Account or Mashreq Al Islami Account in minutes. No paperwork required. • Exclusive shopping and dining offers: Enjoy fantastic discounts at your favourite outlets. • International money transfers: Send money to 40+ countries in a flash through Quick Remit. Invest in US stocks from the UAE - From just USD 1 Explore digital wealth options — US stocks, smart portfolios, mutual funds, and more: • Real-time tracking. • Earn interest/profit on deposits. • Buy Mashreq Millionaire Certificates in-app. All-in-one banking dashboard with Mashreq Mobile App • Apply for credit cards, loans or financing in minutes. • Manage card controls, limits, PIN and spending preferences. • Request chequebooks, manage e-statements and update details easily. • Add cards to Apple Pay, Google Pay & Samsung Pay digital wallets. Effortless transfers and payments • Make local and international transfers with just a few taps. • Transfer funds using your mobile number and email ID via Aani instant payments. • Recharge mobile credits and pay bills online. • Cardless cash option to withdraw cash from Mashreq ATMs. Dedicated customer support Find answers fast with 24/7 Customer Care, helpful videos and our always-on chatbot Mashreq Virtual Assistant. Services Hub • All your essentials. One smart space. • Access over 40 services - from cardless cash withdrawal in the UAE and e-statements to letter requests and more - all within one convenient location. T&Cs apply. Why Mashreq UAE Mobile App? Whether you're saving, spending, investing or travelling, Mashreq UAE Mobile App empowers you to do it all - securely and effortlessly. Download Mashreq UAE Mobile App today and start banking smarter. Mashreq Group HQ Building Plot No 3450782 Umniyati Street (off Al Asayel Street) Burj Khalifa Community Dubai, UAE

About

Allo Bank

This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and cashback. It offers flexible savings options, collateral-free installments, and secure online shopping features. All financial needs are managed securely and efficiently within one platform.

Highlights
  • High interest savings rates
  • Flexible installments with 0% interest
  • QRIS payments
  • Unlimited free interbank transfers
  • Virtual Debit Card and Account
  • Cashback and daily promos
Read full description

Build your financial future with Allo Bank, Indonesia’s digital banking app that makes transactions, savings, and installments easier than ever. Enjoy high interest rates, instant withdrawals, 0% installments, and daily cashback. All your financial needs: secure, fast, and supervised by OJK, all in one app. ENJOY THESE BENEFITS WITH ALLO BANK - Savings interest up to 9% p.a. - Allo PayLater: flexible installments, high limit, and 0% interest for the first month - QRIS payments with Allo Prime & Allo PayLater at thousands of merchants - Unlimited free interbank transfers via BI-FAST - Instant withdrawals in real time - Virtual Debit Card & Virtual Account for online transactions anywhere FLEXIBLE & TERM SAVINGS IN ONE APP Grow your money with Allo Grow: earn up to 6.5% p.a., interest paid daily, no lock-in period, and withdraw anytime without losing interest. Secure your future with Allo Deposito: earn up to 8% p.a. with fixed returns for maximum savings growth. ALLO PAYLATER: EASY INSTALLMENTS & HIGH LIMITS A fast, flexible, collateral-free installment solution. - Limit up to Rp100 million - 0% installments for the first month - Tenors from 90 days to 36 months - Monthly fees from 0.1% (APR 1.2%–76%)* - Instant Cash Withdrawals anytime, anywhere - Shop with QRIS Allo PayLater and enjoy hundreds of promos - Perfect for daily needs, emergencies, and big purchases QRIS Simulation – Rp1,000,000 - 3 months: Rp349,798 - 6 months: Rp181,247 - 12 months: Rp97,192 Instant Withdrawal Simulation – Rp3,000,000 - 3 months: Rp1,039,251 - 6 months: Rp534,674 - 12 months: Rp282,808 - 24 months: Rp157,716 *Estimated; may vary based on credit history, customer profile, and bank policy. EASILY INCREASE YOUR LIMIT The Limit Up feature helps you grow your Allo PayLater limit through routine transactions and on-time payments. Build your credit profile more easily: useful for future financing needs like vehicle loans or mortgages. CASHBACK, DISCOUNTS & DAILY PROMOS Save more at top merchants such as: Indomaret, VIVO, Metro, Transmart, Wendy’s, Baskin Robbins, The Coffee Bean & Tea Leaf, and many more. Popular promos: - Rabu Serbu: Deposito up to 9% p.a. - Allo Grow Bonus Rp100K SAFE, TRUSTED, SUPERVISED BY OJK Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK) and a member of LPS deposit insurance. Your transactions, data, and funds are protected. SHOP ONLINE EASILY With the Virtual Debit Card, you can: - Shop online from anywhere in the world - Access global streaming & subscription services - Transact securely with extra protection - Enjoy cashback & discounts on e-commerce, transport, and travel Allo Bank always has exciting promos to boost your savings and benefits! CONTACT US PT Allo Bank Indonesia Tbk Menara Bank Mega Lt. 5 & 6 Jl. Kapten P. Tendean No. Kav. 12–14A South Jakarta, DKI Jakarta 12790 Allo Care: 080 4110 4110 WhatsApp: 0822 0822 4110 Follow us: Instagram: @AlloBank X: @AlloBankID YouTube: @AlloBankIndonesia TikTok: @AlloBankID

Screenshots

Mashreq UAE4 screens
Allo Bank4 screens

Verdict

The call

The clearest difference is rating: Mashreq UAE at 4.8 against Allo Bank's 3.3. Mashreq UAE also leads on ads (none vs shown) and ratings volume (9.4K vs 9). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq UAE holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Mashreq UAE has 9.4K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 44% of Mashreq UAE's written reviews are positive against 41% of Allo Bank's.

UpkeepUpdate frequency

Mashreq UAE ships an update fortnightly, Allo Bank every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Mashreq UAE versus Allo Bank: the parameters behind the verdict, then further details
ParameterMashreq UAEAllo Bank
PriceFreeFree
Rating4.8 (9.4K ratings) — better3.3 (9 ratings)
Positive reviews43.7% of reviews — better40.7% of reviews
Number of ratings9.4K — better9
Update frequencyFortnightly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.6
Further details — not scored
Size208 MB129 MB
Age rating4+4+
DeveloperMashreq Bank PSCallobank

Customer experience

Mashreq UAE

All ratings9,433 ratings
Positive96.0%
Neutral1.6%
Negative2.5%
Written reviews245 reviews
Positive43.7%
Neutral4.5%
Negative51.8%

Allo Bank

All ratings9 ratings
Positive55.6%
Neutral0.0%
Negative44.4%
Written reviews59 reviews
Positive40.7%
Neutral0.0%
Negative59.3%

Bugs and requests

Mashreq UAE

Reported bugs

5 issues
  • Login issues and account activation problems
  • Inability to update personal information
  • Inconsistent app behavior across devices
  • Errors during money transfers and bill payments
  • Unreliable app performance and frequent crashes

Requested features

5 requests
  • Improved account management options
  • Seamless online and offline banking
  • Customizable app interface
  • Enhanced security features
  • Better integration with other services

Allo Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mashreq UAE

No in-app purchases

None

Allo Bank

No in-app purchases

Questions

Is Mashreq UAE free?
Mashreq UAE is free to download, with no in-app purchases.
Is Allo Bank free?
Allo Bank is free to download, with no in-app purchases.
Which has better reviews, Mashreq UAE or Allo Bank?
Mashreq UAE is rated higher. Mashreq UAE averages 4.8 out of 5 from 9.4K ratings, while Allo Bank averages 3.3 from 9 ratings.
Do Mashreq UAE or Allo Bank have ads?
Allo Bank shows ads; Mashreq UAE does not.
Which is updated more often, Mashreq UAE or Allo Bank?
Mashreq UAE ships an update fortnightly, and Allo Bank every 3 weeks. Most recently, Mashreq UAE was updated on October 29, 2026 and Allo Bank on October 30, 2026.

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