Mashreq UAE User Reviews

Customer Experience

Positive experience43.5% of reviews
Neutral4.6% of reviews
Negative experience51.9% of reviews

~ Based on 239 written reviews from the US App Store.

What users say

Is Mashreq UAE Safe?

Mashreq UAE - Digital Banking appears safe based on user ratings. AppsHunter Safety Score for Mashreq UAE is 96/100.

This assessment is based on 9,046 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.0% of ratings point to a safe experience
1.6% of ratings suggest some concerns
2.4% of ratings point to a risky experience

~ Based on 9,046 App Store ratings for Mashreq UAE.

Is Mashreq UAE Legit?

Mashreq UAE - Digital Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Mashreq UAE is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Mashreq bank

Best customer service would highly recommend mashreq uae

Extremely Poor Banking Experience

Very disappointing experience with Mashreq. Today, my friend transferred AED 200 to me, and the amount was deducted from my friend’s account, but I still haven’t received the money in my Mashreq account/card.

There is no clear explanation or proper support regarding where the money is or when it will be credited. This is extremely frustrating, especially when the sender has already been charged.

I expect Mashreq to resolve this issue urgently and improve the customer support experience. Customers should not have to worry about their money disappearing without a clear explanation.
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Response from developer

Hi Jacob Yealminthein, We sincerely regret the inconvenience caused and extend our apologies for your experience. This is not what we aim to deliver. Please write to us at smfeedback@mashreq.com with your details, quoting reference number #643751, and our team will assist you at the earliest.

Ease to identify your identity

Appreciated technology @ thanks Masteq and UAE

App convenience

Very modern and good app simple and easy to use

Very bad app

Extremely not effective app

Worst bank ever

Worst bank ever i can’t even close my bank account worst customer service worst timings worst procedures god this bank is the worst

Email verification problems

Dear Mashriq Digital Bank and Pakistan Up Team,
I am extremely disappointed and frustrated with the way my issue has been handled. This has been one of the worst customer service experiences I have ever faced

For the past 20 days, I have been unable to complete my email verification. I have repeatedly tried to resolve the issue through the available channels, including sending emails and submitting complaints, but I have received no meaningful response or resolution.

What is even more disappointing is that my emails and complaints appear to be completely ignored. As an overseas Pakistani, I trusted Mashriq Pakistan and made the decision to open an account with your service. Unfortunately, this experience has made me seriously question that decision.

I should not have to spend 20 days trying to get a basic email-verification issue resolved. If customers cannot receive a response to their complaints, then what support is actually available to them?
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Mandatory Biometrics

The new mandatory biometric login requirement with no alternative login options has completely ruined the mobile banking experience. My current device has biometric option built in but broken. And there’s no alternative login options. Not even two factor authentication or anything. I can’t even access my account on my phone anymore. Updates should improve the banking experience, not make it a pain.
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Response from developer

Hi Hakk2000, We sincerely regret the inconvenience caused and extend our apologies for your experience. This is not what we aim to deliver. Please write to us at smfeedback@mashreq.com with your details, quoting reference number #635020 , and our team will assist you at the earliest.

Best bank not just in UAE, but the whole world.

I bank with many banks globally but there is no bank like Mashreq. Keep up the good work.

So bad

My deposit always missing

Not recommended

The app and overall banking experience are very confusing. The design is not intuitive, and even simple things are difficult to find. You can eventually figure it out, but it takes far more time than it should.

The biggest problem, however, is customer support. It is almost impossible to reach a real person. I have been trying for two days without success. Everything seems designed to make you give up or force you to visit a branch in person.

I don’t know if other banks in the UAE are better, but I am 100% dissatisfied with Mashreq and cannot recommend it based on my experience.
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🌹🌹🌹🌹🌹🌹🌹

♥️♥️♥️♥️♥️♥️♥️

Error Creating Account

I have tried more than 10 times to create an account, but it still doesn’t work. I have already activated my credit card, yet I am unable to create an account through either the app or the website.

I also tried calling customer support. Unfortunately, there was no response or resolution. One thing I did notice is that, even without solving my issue, I still receive calls about loan offers.

I spoke to two credit card representatives and explained the problem to both of them. They assured me that they would escalate the issue, but I have not received any update or response.

I also reached out through Instagram, but I did not receive a clear or helpful response.

What am I supposed to do if I am unable to make my payment on time because I cannot access my account? I do not want to be held responsible for late payment charges when I have made every effort to resolve this issue.

I kindly request that someone contact me as soon as possible and help resolve this matter.

Thank you.
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Top saving rate

User friendly application process. Great bonus for becoming a client and top interest rates on savings!

Response from developer

Hello Human Planet Earth, We are committed to providing every customer with the best banking experience and we are constantly striving to make sure that every customer feels taken care of. Thank you for the 5-star review. Regards, Mashreq

Digital bank platform that works

It’s great to see a local bank with a digital platform that truly works. Almost every banking service can be completed through the app, and most actions are processed instantly. The app is intuitive, reliable, and makes managing my banking and investment needs very convenient. I’m very happy with the overall experience.
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Response from developer

Dear Rashoood, Thank you for your positive feedback. We are delighted to know that you are enjoying your experience with us. Your support and appreciation encourage us to continue delivering the best possible service. Regards, Mashreq

Mr

Amazing application

Bad, really bad Service

I had to take an urgent flight to see my husband, I transferred money from my savings account to my current account. It’s been hours, i have been trying to reach them, only some some virtual assistance is there and it’s repeating same thing over and over again and there is no customer representative with whom i can speak with. I am stuck, my funds are not showing even though it says transferred and even deducted from my savings account and not visible in my current account. Poor service and banking system, very disappointing.
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Terrible

This is probably the worst banking app I’ve ever used.

Response from developer

Hi Settheseen, Sorry to hear about your experience. We’d like to review this and support you further. Kindly share your details at smfeedback@mashreq.com with reference number #612231, and our team will get in touch with you soon.

Good service

Good service

WORST BANK NOT RECOMMENDED

First, Customer Service will reply to your email like they are automated, no action taken, only a reply to your email about what is right for them then they will sent you an sms saying your case has been resolved. Second, a never ending fees. They charged me on the 22nd of May for for the breach of minimum balance then today 8th of June, they charged me again for the Fall Below Fees after maintaining their min balance requirement. No explanation on how these fees applied? Deduction for Breach of min balance and Fall Below fees in just 16 days? TOTALLY DISAPPOINTED!!! You probably thinking one customer you lost means nothing to your company, but to that one person you don't have any idea how much that money means. TO EVERYONE, THIS BANK IS NOT RECOMMENDED!!
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