Comparison

Mashreq UAE vs MSB mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq UAE

This digital banking app offers secure and convenient access to your finances. Open accounts instantly, manage investments, make transfers, and access exclusive lifestyle perks and savings opportunities. It provides a comprehensive suite of tools for everyday banking and financial planning.

Highlights
  • Instant digital account opening
  • Salary transfer benefits
  • High-yield savings accounts
  • Investment options from $1
  • Cardless ATM withdrawals
  • Bill payments and mobile recharges
  • 24/7 virtual assistant support
Features
Read full description

Secure and convenient digital banking with Mashreq Mobile App – Smarter banking in your pocket! Experience the UAE’s top-rated banking app, trusted across the nation. From high-interest savings accounts and international money transfers to investment in US stocks from the UAE and family banking, discover a world of powerful financial tools at your fingertips with the award-winning, globally recognised mobile banking app. Open a bank account online instantly Open a bank account online in the UAE instantly with Mashreq - no paperwork, no waiting. Just a few taps and you're ready to bank. Get more value with Mashreq NEO PLUS • Transfer salary of AED 10,000+ or maintain an average balance of at least AED 50,000 to become eligible for exclusive Mashreq NEO PLUS benefits. • Mashreq NEO PLUS Saver Account: Get market-leading rates on savings — 6.25% p.a. if you transfer salary to Mashreq NEO Account OR 5% p.a. if you maintain AED 50,000+ in NEO PLUS Saver Account. Shariah-compliant Islamic products also available. • Fee-free everyday banking: Enjoy free ATM withdrawals worldwide, local & international money transfers and chequebooks. Exclusive benefits with Mashreq NEO • Earn up to AED 9,500 cashback when you transfer your salary, refer friends, shop, remit and invest through Mashreq NEO or Mashreq Al Islami. • Instant digital bank account opening: Open a Mashreq NEO Account or Mashreq Al Islami Account in minutes. No paperwork required. • Exclusive shopping and dining offers: Enjoy fantastic discounts at your favourite outlets. • International money transfers: Send money to 40+ countries in a flash through Quick Remit. Invest in US stocks from the UAE - From just USD 1 Explore digital wealth options — US stocks, smart portfolios, mutual funds, and more: • Real-time tracking. • Earn interest/profit on deposits. • Buy Mashreq Millionaire Certificates in-app. All-in-one banking dashboard with Mashreq Mobile App • Apply for credit cards, loans or financing in minutes. • Manage card controls, limits, PIN and spending preferences. • Request chequebooks, manage e-statements and update details easily. • Add cards to Apple Pay, Google Pay & Samsung Pay digital wallets. Effortless transfers and payments • Make local and international transfers with just a few taps. • Transfer funds using your mobile number and email ID via Aani instant payments. • Recharge mobile credits and pay bills online. • Cardless cash option to withdraw cash from Mashreq ATMs. Dedicated customer support Find answers fast with 24/7 Customer Care, helpful videos and our always-on chatbot Mashreq Virtual Assistant. Services Hub • All your essentials. One smart space. • Access over 40 services - from cardless cash withdrawal in the UAE and e-statements to letter requests and more - all within one convenient location. T&Cs apply. Why Mashreq UAE Mobile App? Whether you're saving, spending, investing or travelling, Mashreq UAE Mobile App empowers you to do it all - securely and effortlessly. Download Mashreq UAE Mobile App today and start banking smarter. Mashreq Group HQ Building Plot No 3450782 Umniyati Street (off Al Asayel Street) Burj Khalifa Community Dubai, UAE

About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

Screenshots

Mashreq UAE4 screens
MSB mBank4 screens

Verdict

The call

The clearest difference is rating: Mashreq UAE at 4.8 against MSB mBank's 3.1. Mashreq UAE also leads on ads (none vs shown) and ratings volume (9.2K vs 104). MSB mBank's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq UAE holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: Mashreq UAE has 9.2K ratings behind it against 104, so its average is the more settled of the two. Written reviews complicate that: 44% of Mashreq UAE's written reviews are positive against 50% of MSB mBank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mashreq UAE ships an update fortnightly, MSB mBank every 3 weeks. The most recent releases landed on September 27, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
Mashreq UAE versus MSB mBank: the parameters behind the verdict, then further details
ParameterMashreq UAEMSB mBank
PriceFreeFree
Rating4.8 (9.2K ratings) — better3.1 (104 ratings)
Positive reviews43.8% of reviews50.0% of reviews — better
Number of ratings9.2K — better104
Update frequencyFortnightly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size208 MB214 MB
Age rating4+4+
DeveloperMashreq Bank PSCVietnam Maritime Commercial Joint Stock Bank

Customer experience

Mashreq UAE

All ratings9,165 ratings
Positive96.0%
Neutral1.6%
Negative2.4%
Written reviews242 reviews
Positive43.8%
Neutral4.5%
Negative51.7%

MSB mBank

All ratings104 ratings
Positive49.0%
Neutral7.7%
Negative43.3%
Written reviews54 reviews
Positive50.0%
Neutral3.7%
Negative46.3%

User reviews

Mashreq UAE

From 9.2K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly app
  • 🔒 Secure banking
  • 💡 Convenient features
  • 🤝 Good customer service

Room to improve

  • 🐛 Bugs and crashes
  • ⏱️ Slow performance
  • 💰 High fees and charges
  • 📢 Excessive marketing notifications
  • 🤖 Poor customer support

MSB mBank

From 104 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Beautiful interface
  • 🚀 Fast transactions
  • 👍 Convenient
  • 👍 Smart and fast app

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent ads
  • 🐛 App crashes/errors
  • 🐛 Poor customer service
  • 🐛 Confusing interface

Bugs and requests

Mashreq UAE

Reported bugs

5 issues
  • Login issues and account activation problems
  • Inability to update personal information
  • Inconsistent app behavior across devices
  • Errors during money transfers and bill payments
  • Unreliable app performance and frequent crashes

Requested features

5 requests
  • Improved account management options
  • Seamless online and offline banking
  • Customizable app interface
  • Enhanced security features
  • Better integration with other services

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

In-app purchases

None

Mashreq UAE

No in-app purchases

None

MSB mBank

No in-app purchases

Questions

Is Mashreq UAE free?
Mashreq UAE is free to download, with no in-app purchases.
Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Which has better reviews, Mashreq UAE or MSB mBank?
Mashreq UAE is rated higher. Mashreq UAE averages 4.8 out of 5 from 9.2K ratings, while MSB mBank averages 3.1 from 104 ratings.
Do Mashreq UAE or MSB mBank have ads?
MSB mBank shows ads; Mashreq UAE does not.
Which is updated more often, Mashreq UAE or MSB mBank?
Mashreq UAE ships an update fortnightly, and MSB mBank every 3 weeks. Most recently, Mashreq UAE was updated on September 27, 2026 and MSB mBank on September 22, 2026.

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