Comparison

ClearCheckbook vs Accounts 3 Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearCheckbook

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

Highlights
  • View account balances and transaction history
  • Add and edit transactions
  • Organize accounts and categories
  • Set budgets and reminders
  • Track bill payments
  • Project future balances
  • Spending tracker
Features
Read full description

ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.

About

Accounts 3 Checkbook

Manage your personal finances and replace your paper checkbook with this intuitive application. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data in various formats for easy analysis.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate graphs and reports
  • Sync data via iCloud
  • Export data in CSV, QIF, HTML
  • Touch and Face ID support
  • AirPrint support
Features
Currently charting
Read full description

Top Selling Checkbook App Accounts 3 is an easy to use application to replace your paper checkbook. With the Accounts 3 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 3 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen or export your search results. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. Themes are now also available in dark mode. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via iCloud, Dropbox, or email. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 3 Lite version Please download the Accounts 3 Lite version to try before you buy.

Screenshots

ClearCheckbook4 screens
Accounts 3 Checkbook4 screens

Verdict

The call

The clearest difference is price: ClearCheckbook at Free against Accounts 3 Checkbook's $4.99. ClearCheckbook also leads on iOS requirement (16.0 vs 26.0). Accounts 3 Checkbook's advantage is rating (4.5 vs 3.1) and in-app purchases (none vs 1). On update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

ClearCheckbook is free to download; Accounts 3 Checkbook costs $4.99 up front. ClearCheckbook sells 1 one-off in-app purchase. Accounts 3 Checkbook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Checkbook holds the better App Store score, 4.5 against 3.1. That said, the two scores are not equally well evidenced: Accounts 3 Checkbook has 3.2K ratings behind it against 153, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 63% of Accounts 3 Checkbook's.

UpkeepUpdate frequency

ClearCheckbook ships an update fortnightly, Accounts 3 Checkbook every 2 weeks. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

Scorecard8 real differences · 3 level
ClearCheckbook versus Accounts 3 Checkbook: the parameters behind the verdict, then further details
ParameterClearCheckbookAccounts 3 Checkbook
PriceFree — better$4.99
Rating3.1 (153 ratings)4.5 (3.2K ratings) — better
Positive reviews37.5% of reviews63.4% of reviews — better
Number of ratings1533.2K — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
Best chart rank—#20 — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better26.0
Further details — not scored
Size105 MB10 MB
Age rating4+4+
DeveloperSiliconTrance, LLCSVT Software

Customer experience

ClearCheckbook

All ratings153 ratings
Positive45.8%
Neutral11.1%
Negative43.1%
Written reviews96 reviews
Positive37.5%
Neutral15.6%
Negative46.9%

Accounts 3 Checkbook

All ratings3,169 ratings
Positive88.0%
Neutral4.5%
Negative7.4%
Written reviews667 reviews
Positive63.4%
Neutral12.4%
Negative24.1%

User reviews

ClearCheckbook

From 153 App Store ratings

What we love

  • 👍 Simple and clean interface
  • 💰 Free version available with core features
  • 🔄 Syncs seamlessly across web and mobile devices
  • 📱 Available on both iOS and Android
  • ⚡ Responsive and helpful customer support

Room to improve

  • 🐛 Frequent syncing issues between devices
  • 🐛 Duplicate transaction entries
  • 🐛 Balance calculations incorrect or not updating
  • 🐛 App crashes and freezes regularly
  • 😕 Unintuitive interface in some areas

Accounts 3 Checkbook

From 3.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Helpful features
  • 🔒 Secure data storage
  • 💡 Recurring transactions
  • 🚀 Smooth syncing between devices

Room to improve

  • 🐛 Sync issues
  • 🐛 Incorrect transaction recording
  • 🐛 Crashing and freezing
  • 💡 Limited customization options
  • 🔒 Lack of customer support

Bugs and requests

ClearCheckbook

Reported bugs

14 issues
  • Transactions fail to sync between devices
  • Duplicate entries appearing in register
  • Balance not updating after adding transactions
  • App crashes when adding transactions
  • Spinning loading wheel that never stops
Show 9 more
  • Transactions randomly assigned to wrong accounts
  • Decimal point input not functioning properly
  • Missing transactions from months ago
  • Reconciliation checkmark color change too subtle
  • Categories not displaying on smaller screens
  • Auto-sync not working, requires manual refresh
  • Data disappearing from accounts
  • App incompatibility with older iOS versions
  • Account creation causing app crashes

Requested features

12 requests
  • Dark mode option
  • Receipt photo attachment capability
  • Envelope budgeting gadget on mobile app
  • Auto-complete for payee descriptions
  • Better category management and easier category addition
Show 7 more
  • Note section for transactions
  • Larger UI sections on web version
  • Automatic bank account linking and sync
  • Split screen compatibility for reconciliation
  • Better reconciliation visual indicators (green highlighting)
  • Improved search by date range
  • Balance information display on transactions page

Accounts 3 Checkbook

Reported bugs

4 issues
  • Sync issues between devices
  • Incorrect transaction recording
  • Crashing and freezing
  • Inability to change time of recurring transactions

Requested features

5 requests
  • Ability to view future recurring transactions
  • Option to duplicate transactions
  • Customizable report generation
  • Improved syncing between multiple devices
  • Direct contact with developer for support

In-app purchases

1 purchases

ClearCheckbook

One-time1
  • Mobile Premium Upgrade$4.99
None

Accounts 3 Checkbook

No in-app purchases

Questions

Is ClearCheckbook free?
ClearCheckbook is free to download, with in-app purchases available.
Is Accounts 3 Checkbook free?
Accounts 3 Checkbook costs $4.99, with no in-app purchases.
Which has better reviews, ClearCheckbook or Accounts 3 Checkbook?
Accounts 3 Checkbook is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while Accounts 3 Checkbook averages 4.5 from 3.2K ratings.
Do ClearCheckbook or Accounts 3 Checkbook have ads?
Neither ClearCheckbook nor Accounts 3 Checkbook shows ads.
Which is updated more often, ClearCheckbook or Accounts 3 Checkbook?
ClearCheckbook ships an update fortnightly, and Accounts 3 Checkbook every 2 weeks. Most recently, ClearCheckbook was updated on October 26, 2026 and Accounts 3 Checkbook on October 28, 2026.

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