Comparison

Workers CU vs Lowell Five Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Workers CU

Manage your finances on the go with this app. View account balances and histories, pay bills, transfer funds, and find nearby branches or ATMs. Access cash back offers and up-to-date rates directly from your mobile device.

Highlights
  • View account balances and history
  • Pay bills and transfer funds
  • Activate cash back offers
  • Find branches and ATMs
  • Access up-to-date rates
Features
Read full description

The Workers Credit Union iPhone and iPad Application gives you free*, fast access to your accounts and more. The Workers App allows you to view account balances and histories, pay bills, view and activate your cash back offers, transfer funds, and find the nearest Workers branch or ATM location. *There is no charge from Workers Credit Union, but standard messaging and data rates from your wireless service provider still apply FEATURES: -Check balances and transaction history 24/7 from anywhere -Pay bills and transfer funds -View and activate your cash back offers -Find your nearest Workers’ branch or ATM location -Link directly to wcu.com for up-to-date rates Use your existing Workers Credit Union Home Banking user name and password to login to Workers Mobile iPhone Application. Workers Credit Union is the largest credit union in North Central Massachusetts. Visit www.wcu.com to learn more. Workers Credit Union....Doing what’s right...for you. To learn how we protect your privacy, please visit https://www.wcu.com/home/privacy

About

Lowell Five Bank

Manage your personal and business finances with this upgraded banking application. It offers a sleek design, personalized settings, and advanced security for effective financial management on the go.

Highlights
  • Seamless personal and business banking
  • Sleek design
  • Personalized settings
  • Advanced security
  • Improved functionality and tools
  • Convenient mobile access
Features
Read full description

Experience seamless banking for personal and business use with our upgraded app, featuring a sleek design, personalized settings and advanced security. With improved features, functionality, and tools, you can navigate easily and manage your finances effectively. Get the new, feature-rich app for convenient banking anywhere. Download now!

Screenshots

Workers CU4 screens
Lowell Five Bank4 screens

Verdict

The call

The clearest difference is ads: Workers CU at none against Lowell Five Bank's shown. Workers CU also leads on review sentiment (44% vs 18%) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Workers CU against 4.8 for Lowell Five Bank. That said, the two scores are not equally well evidenced: Workers CU has 6.3K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 44% of Workers CU's written reviews are positive against 18% of Lowell Five Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Workers CU versus Lowell Five Bank: the parameters behind the verdict, then further details
ParameterWorkers CULowell Five Bank
PriceFreeFree
Rating4.7 (6.3K ratings)4.8 (1.1K ratings) — better
Positive reviews44.3% of reviews — better17.6% of reviews
Number of ratings6.3K — better1.1K
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS17.016.0 — better
Further details — not scored
Size113 MB124 MB
Age rating4+4+
DeveloperWorkers' Credit UnionLowell Five Cent Savings Bank

Customer experience

Workers CU

All ratings6,286 ratings
Positive94.3%
Neutral2.3%
Negative3.4%
Written reviews70 reviews
Positive44.3%
Neutral2.9%
Negative52.9%

Lowell Five Bank

All ratings1,122 ratings
Positive94.7%
Neutral1.8%
Negative3.5%
Written reviews17 reviews
Positive17.6%
Neutral11.8%
Negative70.6%

User reviews

Workers CU

From 6.3K App Store ratings

What we love

  • 👍 Convenient app
  • 🚀 Fast and helpful
  • 💡 Great new update
  • 👍 Easy to use

Room to improve

  • 🐛 Crashes instantly
  • 🐛 Can't get into accounts
  • 🐛 Pending transactions delay
  • 🐛 Doesn't always work
  • 🐛 Mobile deposit not working

Lowell Five Bank

From 1.1K App Store ratings

What we love

  • 👍 Facial recognition works
  • 👍 Depositing works great
  • 👍 Quick and easy

Room to improve

  • 🐛 Face recognition works randomly
  • 🐛 Login doesn't work at all
  • 🐛 Constantly having to change password
  • 🐛 App not working for past few weeks
  • 🐛 App doesn't work for 3-5 years

Bugs and requests

Workers CU

Reported bugs

6 issues
  • Crashes on launch
  • Camera issues with check deposit
  • Landscape mode issues with check deposit
  • Broken check deposit on iOS 16
  • Broken transfers
Show 1 more
  • Blank screen issues

Requested features

3 requests
  • Add online statements
  • Allow transfers from savings to checking
  • Show check images when cashed

Lowell Five Bank

Reported bugs

4 issues
  • Face recognition freezes and doesn't work
  • Login credentials can't be verified
  • App randomly stops working
  • Incompatible with newer iPhones

Requested features

2 requests
  • Update the app
  • Bring back running balance

In-app purchases

None

Workers CU

No in-app purchases

None

Lowell Five Bank

No in-app purchases

Questions

Is Workers CU free?
Workers CU is free to download, with no in-app purchases.
Is Lowell Five Bank free?
Lowell Five Bank is free to download, with no in-app purchases.
Which has better reviews, Workers CU or Lowell Five Bank?
Lowell Five Bank is rated higher. Workers CU averages 4.7 out of 5 from 6.3K ratings, while Lowell Five Bank averages 4.8 from 1.1K ratings.
Do Workers CU or Lowell Five Bank have ads?
Lowell Five Bank shows ads; Workers CU does not.
Which is updated more often, Workers CU or Lowell Five Bank?
Workers CU ships an update every 3 months, and Lowell Five Bank every 3 months. Most recently, Workers CU was updated on October 29, 2026 and Lowell Five Bank on October 29, 2026.

Other comparisons