Comparison

Workers CU vs IC Credit Union Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Workers CU

Manage your finances on the go with this app. View account balances and histories, pay bills, transfer funds, and find nearby branches or ATMs. Access cash back offers and up-to-date rates directly from your mobile device.

Highlights
  • View account balances and history
  • Pay bills and transfer funds
  • Activate cash back offers
  • Find branches and ATMs
  • Access up-to-date rates
Features
Read full description

The Workers Credit Union iPhone and iPad Application gives you free*, fast access to your accounts and more. The Workers App allows you to view account balances and histories, pay bills, view and activate your cash back offers, transfer funds, and find the nearest Workers branch or ATM location. *There is no charge from Workers Credit Union, but standard messaging and data rates from your wireless service provider still apply FEATURES: -Check balances and transaction history 24/7 from anywhere -Pay bills and transfer funds -View and activate your cash back offers -Find your nearest Workers’ branch or ATM location -Link directly to wcu.com for up-to-date rates Use your existing Workers Credit Union Home Banking user name and password to login to Workers Mobile iPhone Application. Workers Credit Union is the largest credit union in North Central Massachusetts. Visit www.wcu.com to learn more. Workers Credit Union....Doing what’s right...for you. To learn how we protect your privacy, please visit https://www.wcu.com/home/privacy

About

IC Credit Union Mobile

Manage your finances with a redesigned digital banking app. Access real-time account information, transfer funds, make deposits, set savings goals, and utilize powerful financial tools for smarter decision-making.

Highlights
  • Real-time account dashboard
  • Mobile check deposit
  • Fund transfers and payments
  • Customizable alerts and notifications
  • Credit score insights
  • Savings goals
  • Loan and mortgage applications
Features
Read full description

The IC Credit Union Digital Banking App has been completely redesigned from the ground up to make it easier than ever to control your finances and empowers you to stay financially organized and make smarter financial decisions. Get real time account information, transfer funds, make deposits, set savings goals, pay friends, apply for loans, and so much more. FEATURES:
Account dashboard: Get a fast, holistic view of you accounts with mobile snapshot that provides up-to-date balances in one easy to read list without having to fully log into your mobile banking app. Mobile Deposit: Deposit checks in a few easy taps, wherever, whenever. Money Movement: Schedule a quick transfer, set up recurring transfers, transfer money to other people, or make a loan or credit card payment. Moving money around has never been easier. Alerts & Notifications: Customize your alerts for things like low balances, insufficient funds, and even upcoming bill payments. Choose from text, push notification, or email. Powerful Financial Tools: We’ve added some tools that will simplify how you save, borrow, and manage your financial life, such as credit score insights, savings goals, and a financial health monitor. You can also apply for a loan or mortgage, locate branches or ATMs, connect with our virtual assistant, or contact one of our live Member Service Representatives. Self service: Reset your password and recover your username right from the app, without having to contact an IC team member. So much more: The IC Digital Banking App has many more features and tools you can count on for instant access to your money and to help you make life-enhancing financial decisions. 
SAFE AND SECURE
The IC Digital banking app utilizes the same high-level security that you have come to expect from us for nearly a century. Passwords and multi-factor authentication further lock down unauthorized access to your accounts.
 
GETTING STARTED
For IC members, simply download and launch the new app and login using the same credentials you currently use. For new users – tap on the enrollment button and follow the simple prompts to complete the process. Once you have successfully logged in, you can view your accounts and start using those powerful financial tools right away!

Screenshots

Workers CU4 screens
IC Credit Union Mobile4 screens

Verdict

The call

The clearest difference is rating: Workers CU at 4.7 against IC Credit Union Mobile's 2.2. Workers CU also leads on ratings volume (6.3K vs 22) and review sentiment (44% vs 35%). IC Credit Union Mobile's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Workers CU holds the better App Store score, 4.7 against 2.2. That said, the two scores are not equally well evidenced: Workers CU has 6.3K ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 44% of Workers CU's written reviews are positive against 35% of IC Credit Union Mobile's.

UpkeepUpdate frequency

Workers CU ships an update every 3 months, IC Credit Union Mobile monthly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Workers CU versus IC Credit Union Mobile: the parameters behind the verdict, then further details
ParameterWorkers CUIC Credit Union Mobile
PriceFreeFree
Rating4.7 (6.3K ratings) — better2.2 (22 ratings)
Positive reviews44.3% of reviews — better35.4% of reviews
Number of ratings6.3K — better22
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size113 MB177 MB
Age rating4+4+
DeveloperWorkers' Credit UnionIC Federal Credit Union

Customer experience

Workers CU

All ratings6,286 ratings
Positive94.3%
Neutral2.3%
Negative3.4%
Written reviews70 reviews
Positive44.3%
Neutral2.9%
Negative52.9%

IC Credit Union Mobile

All ratings22 ratings
Positive27.3%
Neutral0.0%
Negative72.7%
Written reviews48 reviews
Positive35.4%
Neutral4.2%
Negative60.4%

User reviews

Workers CU

From 6.3K App Store ratings

What we love

  • 👍 Convenient app
  • 🚀 Fast and helpful
  • 💡 Great new update
  • 👍 Easy to use

Room to improve

  • 🐛 Crashes instantly
  • 🐛 Can't get into accounts
  • 🐛 Pending transactions delay
  • 🐛 Doesn't always work
  • 🐛 Mobile deposit not working

IC Credit Union Mobile

From 22 App Store ratings

What we love

  • 👍 Easy to navigate (some users)
  • 👍 Contains basic functionality
  • 👍 New design and self-service options
  • 👍 Previously web-only features now in app
  • 👍 Functional and more options (recent)

Room to improve

  • 🐛 Horrible to navigate
  • 🐛 Difficult to use and glitchy
  • 🐛 Button doesn't respond
  • 🐛 Forced to use traditional bill pay
  • 🐛 Too much to navigate (app and website)

Bugs and requests

Workers CU

Reported bugs

6 issues
  • Crashes on launch
  • Camera issues with check deposit
  • Landscape mode issues with check deposit
  • Broken check deposit on iOS 16
  • Broken transfers
Show 1 more
  • Blank screen issues

Requested features

3 requests
  • Add online statements
  • Allow transfers from savings to checking
  • Show check images when cashed

IC Credit Union Mobile

Reported bugs

33 issues
  • App is horrible to navigate
  • App is difficult to use and glitchy
  • Payment button doesn't respond
  • External transfer gives '404 - page not found'
  • Cannot log in / authenticate
Show 28 more
  • Zero access to account after update
  • No real-time alerts on debit transactions
  • Statements section freezes
  • Statement search function not working
  • Face ID not working
  • App constantly disables accounts
  • Login redirects to enrollment process
  • App won't open after update
  • Doesn't work on iPod Touch / iPad requires iPhone
  • Account locked after forgetting password
  • App is down frequently (1/3 of the time)
  • App never works / limited features
  • App is unreliable / only works half the time
  • App never works if not connected to home wifi
  • App hasn't worked in weeks
  • Password issues leading to lockout
  • No 'forgot username/password' functionality in app
  • App doesn't work with iPhone X, XS, XR series
  • App is ugly and barely lets user log in
  • Constantly shows 'unable to process request'
  • App is unreliable and frustrating
  • Bugs or glitches are not uncommon
  • App stuck on loading screen
  • App stuck on white screen with greyed out button
  • App shows 'Service unavailable'
  • Cannot sign in even with correct information
  • App won't work after update, stuck on white screen
  • App won't connect, shows 'Service unavailable'

Requested features

6 requests
  • Real-time alerts on debit transactions
  • Memo line on transfers
  • More detailed bill pay (pending bills)
  • External transfer functionality
  • Dark mode option
Show 1 more
  • Advanced analytics dashboard

In-app purchases

None

Workers CU

No in-app purchases

None

IC Credit Union Mobile

No in-app purchases

Questions

Is Workers CU free?
Workers CU is free to download, with no in-app purchases.
Is IC Credit Union Mobile free?
IC Credit Union Mobile is free to download, with no in-app purchases.
Which has better reviews, Workers CU or IC Credit Union Mobile?
Workers CU is rated higher. Workers CU averages 4.7 out of 5 from 6.3K ratings, while IC Credit Union Mobile averages 2.2 from 22 ratings.
Do Workers CU or IC Credit Union Mobile have ads?
Neither Workers CU nor IC Credit Union Mobile shows ads.
Which is updated more often, Workers CU or IC Credit Union Mobile?
Workers CU ships an update every 3 months, and IC Credit Union Mobile monthly. Most recently, Workers CU was updated on November 1, 2026 and IC Credit Union Mobile on October 24, 2026.

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