ICCU Mobile Banking vs Firstfruits Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU Mobile Banking
Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.
- Account activity and balance review
- Fund transfers
- Mobile deposits
- Bill payment
- Anytime, anywhere access
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Manage your accounts anytime, anywhere. Review your activity and balances, transfer funds, make deposits, pay bills and much more.
Firstfruits Finance
Organize your finances and learn personal finance concepts with this private, on-device app. Track transactions, set budgets, monitor net worth, and plan for goals. All your financial data stays secure on your phone.
- Manual transaction entry and import
- Receipt scanning
- Budget creation and tracking
- Net worth monitoring
- Savings goals and debt payoff planning
- Personal finance learning library
- On-device data privacy
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Firstfruits is a private, on-device app for tracking your money and learning how personal finance works. It helps you organize your finances and understand key concepts, while keeping your data safe on your phone. WHAT THE APP DOES Transactions. Add transactions by hand, scan a receipt, or import statements from your bank as CSV, PDF, OFX, or QFX files. The app cleans up merchant names, detects duplicates, and learns how you categorize. A swipe review mode lets you sort uncategorized transactions one card at a time. Budgets. Set spending limits by category or by class. Tap any budget to drill into what is driving it, including the recurring costs that add up each month. Dashboard. View income, spending, and net cash flow for any time period, with charts you can filter by category, account, or person. Net Worth. Record your accounts and balances and watch your net worth change over time. Goals and Planning. Track savings goals, set up a debt payoff plan, and use a customizable checklist of common financial milestones that you build and complete yourself. Learning Library and Calculators. Read plain language explanations of personal finance concepts that use your own numbers, and use calculators to explore scenarios for mortgages, investing, debt, and more. Privacy. All data stays on your device. There is no account required, no server, and no tracking. You can lock the app with Face ID and keep sensitive records in a private hidden space. Your data never leaves your phone unless you choose to export it. WHAT THE APP IS NOT Firstfruits is an educational and organizational tool. It is not a financial guide, and it does not tell you what to do with your money. It does not provide financial, investment, tax, or legal advice, and it is not a replacement for a licensed financial professional. Any concepts, calculators, checklists, and figures in the app are for general education and personal organization only. You are responsible for your own financial decisions.
Screenshots
Verdict
The clearest difference is update cadence: Firstfruits Finance at every 5 days against ICCU Mobile Banking's every 6 weeks. Firstfruits Finance also leads on monetization model (free vs ad-supported). ICCU Mobile Banking's advantage is ratings volume (80K vs 1) and iOS requirement (16.0 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 5.0 for Firstfruits Finance. That said, the two scores are not equally well evidenced: ICCU Mobile Banking has 80K ratings behind it against 1, so its average is the more settled of the two.
ICCU Mobile Banking ships an update every 6 weeks, Firstfruits Finance every 5 days. The most recent releases landed on November 1, 2026 and September 30, 2026 respectively.
| Parameter | ICCU Mobile Banking | Firstfruits Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (80K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 72.1% of reviews | — |
| Number of ratings | 80K — better | 1 |
| Update frequency | Every 6 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 146 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | On The Side, Limited Liability Company |
Customer experience
ICCU Mobile Banking
Firstfruits Finance
Bugs and requests
ICCU Mobile Banking
Reported bugs
3 issues- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates
Requested features
4 requests- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools
Firstfruits Finance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ICCU Mobile Banking
No in-app purchases
Firstfruits Finance
No in-app purchases
Questions
Is ICCU Mobile Banking free?
Is Firstfruits Finance free?
Which has better reviews, ICCU Mobile Banking or Firstfruits Finance?
Do ICCU Mobile Banking or Firstfruits Finance have ads?
Which is updated more often, ICCU Mobile Banking or Firstfruits Finance?
Other comparisons
