Comparison

Mobile Banking UniCredit vs BPER

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile Banking UniCredit

Manage your finances securely and conveniently from your smartphone. View accounts, make transfers, pay bills, and track expenses. You can even open a new account and use biometric login for added security.

Highlights
  • View account balances and transactions
  • Make SEPA and extra SEPA transfers
  • Pay bills and top-up cards
  • Track and organize expenses
  • Biometric login and transaction authorization
  • Find nearby ATMs and branches
  • Open new accounts via smartphone
Features
Read full description

With the UniCredit Mobile Banking App and your smartphone, making transactions is easy, fast and secure. To use the App you must have a UniCredit current account and/or a rechargeable card with IBAN, sign up for the Banca Multicanale Service, download and activate the App. You can activate the App: - by Smartphone: press "Activate", enter your Banca Multicanale Codice di Adesione and PIN and press proceed. - by Banca via Internet: enter your Codice di adesione and PIN, then a one-time password generated by your device, go to "Settings" > "Mobile" > "Smartphone Application" and press proceed. From the new Home Page you can check the relationships linked to the Multi-Channel Banking Service (current accounts, cards, mortgages and loans, securities portfolio and investments), make transactions and monitor your expenses at your convenience. In the Current Accounts section you view all your current accounts and transactions (also with the 'Search' function), share IBAN details and manage your account. In the Cards section you have control of all your UniCredit cards (Credit, Debit, Rechargeable) and can easily manage all available features. With Personal Fainancial Manager and Budget organize your expenses has never been easier. Go to your personal area to upload a new profile photo, read notices and messages from the Bank, access Online Documents, read help and F.A.Q. pages or contact the Bank by telephone or chat. There is also a dedicated Payments section for: - SEPA transfers, extra SEPA transfers, fund transfers - mobile phone and UniCredit prepaid card top-ups - Simplified F24 - pre-printed postal bills, CBILL/PagoPA, blank slips and MAV, RAV, REP payments Find out how to: - set up cash withdrawals on UniCredit ATMs with Prelievo Smart - find the nearest Branch and/or Automatic Teller Machine (ATM) and the route to reach them - generate one-time passwords with Mobile Token - book an appointment at the branch through the UBook function If your Smartphone features a biometric-based recognition technologies, you can access the App and authorise transactions with these recognition tools. For assistance and information visit www.unicredit.it or call UniCredit Customer Service at the toll-free number 800.57.57 (for customers of UniCredit Private Banking branches: 800.710.710). Not a UniCredit Customer? Call the toll-free number 800.32.32.85 or go to www.unicredit.it With the UniCredit Mobile Banking App you can apply to open a UniCredit account using your Smartphone and even identify yourself with a selfie! The UniCredit current account can be requested from Mobile only by Italian residents who are not already holders of a UniCredit current account, card with IBAN and Banca Multicanale and entail signing contracts for the account, the Banca Multicanale Service and the International Debit Card. With this app you can also access information and services at any time not only at the physical UniCredit Branch, but also at the Buddy Branch. Advertising message for promotional purposes. Info and costs in the information documents in the Transparency section at www.unicredit.it Products and Services sold by UniCredit SpA. Accessibility statement: https://unicredit.it/accessibilita-app

About

BPER

Manage your finances on the go with this banking app. Perform transactions like transfers, payments, and recharges. Access loans, mortgages, and investments, and connect with advisors virtually.

Highlights
  • Instant transfers
  • Bill payments (PagoPa, F24)
  • Mobile and prepaid recharges
  • Virtual desk for document signing
  • Real-time chat with advisors
  • Account and card management
  • Investment subscriptions
Features
Read full description

Con l’app Smart Banking - BPER Banca la tua esperienza di banca si arricchisce di nuove funzionalità, disegnate a partire dalle tue necessità, per darti ciò di cui hai bisogno ogni giorno. Per te, a portata di smartphone, conti, carte, prestiti, mutui e investimenti. Ti bastano pochi secondi per fare bonifici, anche istantanei, ricaricare prepagate e telefono. Paghi anche i bollettini postali, PagoPa e le deleghe F24, che puoi inquadrare con la fotocamera. In più con la scrivania virtuale Smart Desk puoi consultare, firmare le tue pratiche e inviare nuovi documenti senza andare in filiale. Tra le funzionalità: • Bonifici, bollo auto e moto, ricariche, Bollettini e F24 (anche ordinari) • PagaPoi, per la rateizzazione delle spese su conto corrente • Hey BPER per prendere appuntamento o dialogare in tempo reale con i nostri consulenti online in chat, al telefono, in videochiamata, anche in condivisione schermo • Assistente virtuale per supportarti nell’utilizzo dei servizi digitali Smart • Conto e carta Teen per i ragazzi dai 13 ai 17 anni • Polizza veterinaria UniSalute 4ZAMPE • Polizza odontoiatrica UniSalute Sorriso • Servizi per la salute Medico Online e Pediatra Online • Prestito personale, con evetuale abbinamento della polizza assicurativa • Richiesta di carte di debito, prepagate e carte di credito direttamente dall’app • Controllo, attivazione e gestione della sicurezza delle tue carte (codice Key6) • Sezione Investimenti con possibilità di sottoscrivere piani di accumulo • Autenticazione sulle Casse Smart tramite app • Finanziamenti • Questionario MiFID • Aggiornamento del documento d'identità con una foto • Scrivania virtuale Smart Desk • Donazioni per beneficenza • Sezione dedicata alle polizze assicurative con dettagli sulle coperture attive ed estinte degli ultimi 13 mesi • Aggiornamento del Questionario di Adeguata Verifica direttamente dall’app • Nuova sezione Lifestyle con accesso a Priceless: vantaggi ed esperienze esclusive per clienti con carta Mastercard • Richiesta anticipo delle fatture e degli incassi POSper clienti Business • Acquisto SmartPOS Mini o SoftPOS per clienti Business senza andare in filiale • Chiamata certificata, per riconoscere se la telefonata arriva dai nostri Consulenti o se può essere sospetta, tutto grazie a una notifica in app (per utilizzare la funzionalità e proteggere le chiamate della banca da tentativi di frode è necessario fornire il consenso di accesso ai registri delle chiamate) Potrai autorizzare tutte le tue operazioni in modo veloce e sicuro grazie a Smart PIN, impronta digitale o riconoscimento del volto. ⓘ L’app è gratuita e disponibile per i clienti delle banche del Gruppo BPER Banca. Se vuoi disporre pagamenti, assicurati di avere un profilo dispositivo. Per maggiori informazioni contatta la tua Filiale.

Screenshots

Mobile Banking UniCredit4 screens
BPER4 screens

Verdict

The call

Mobile Banking UniCredit and BPER both sit at 4.7 stars, but that hides the real split: 45% of Mobile Banking UniCredit's written reviews are positive against 32% of BPER's. Mobile Banking UniCredit also leads on ratings volume (3.2K vs 653). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Mobile Banking UniCredit against 4.8 for BPER. Both are backed by a comparable volume of ratings — 3.2K and 653 respectively. Written reviews are what separate them: 45% of Mobile Banking UniCredit's written reviews are positive against 32% of BPER's.

UpkeepUpdate frequency

Mobile Banking UniCredit ships an update monthly, BPER fortnightly. Both last shipped on October 29, 2026.

Scorecard2 real differences · 8 level
Mobile Banking UniCredit versus BPER: the parameters behind the verdict, then further details
ParameterMobile Banking UniCreditBPER
PriceFreeFree
Rating4.7 (3.2K ratings)4.8 (653 ratings) — better
Positive reviews44.8% of reviews — better31.6% of reviews
Number of ratings3.2K — better653
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size381 MB661 MB
Age rating4+12+
DeveloperUniCreditGruppo BPER

Customer experience

Mobile Banking UniCredit

All ratings3,163 ratings
Positive92.7%
Neutral2.6%
Negative4.7%
Written reviews154 reviews
Positive44.8%
Neutral7.8%
Negative47.4%

BPER

All ratings641 ratings
Positive96.4%
Neutral1.2%
Negative2.3%
Written reviews57 reviews
Positive31.6%
Neutral5.3%
Negative63.2%

Bugs and requests

Mobile Banking UniCredit

Reported bugs

4 issues
  • Login and activation issues
  • Inability to update contact information
  • Incompatibility with older devices
  • Unreliable payment and transfer features

Requested features

5 requests
  • Improve app stability and reliability
  • Streamline security processes
  • Enhance UI/UX for better usability
  • Provide clear instructions on PIN usage
  • Improve customer support and communication

BPER

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mobile Banking UniCredit

No in-app purchases

None

BPER

No in-app purchases

Questions

Is Mobile Banking UniCredit free?
Mobile Banking UniCredit is free to download, with no in-app purchases.
Is BPER free?
BPER is free to download, with no in-app purchases.
Which has better reviews, Mobile Banking UniCredit or BPER?
BPER is rated higher. Mobile Banking UniCredit averages 4.7 out of 5 from 3.2K ratings, while BPER averages 4.8 from 653 ratings.
Do Mobile Banking UniCredit or BPER have ads?
Neither Mobile Banking UniCredit nor BPER shows ads.
Which is updated more often, Mobile Banking UniCredit or BPER?
Mobile Banking UniCredit ships an update monthly, and BPER fortnightly. Most recently, Mobile Banking UniCredit was updated on October 29, 2026 and BPER on October 29, 2026.

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