Comparison

HUB24 vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HUB24

This app provides on-the-go access to your financial accounts. Advisers can manage client portfolios, transact, and download reports. Clients can view account snapshots, performance, and download statements.

Highlights
  • Full platform functionality for advisers
  • Transact on client accounts
  • Download reports and statements
  • Check FUM and performance
  • View asset valuations
  • Account snapshot for clients
Features
Read full description

Welcome to HUB24 your mobile app connecting you to your account on the go. Simply login with your ID and password. HUB24 for advisers: • Access full platform functionality, including the ability to transact on your clients’ accounts • Download reports (including client statements) • Check FUM, fee inflows, managed portfolio performance, important notifications, up to date asset values, client contact details and much more HUB24 for clients: • Access a snapshot of your account • Check portfolio performance and asset valuations • Download your statements • Stay up to date with important notifications

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

HUB244 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: Macquarie Authenticator at every 4 weeks against HUB24's every 6 months. Macquarie Authenticator also leads on review sentiment (15% vs 2%). HUB24's advantage is iOS requirement (10.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HUB24 ships an update every 6 months, Macquarie Authenticator every 4 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
HUB24 versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterHUB24Macquarie Authenticator
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews1.9% of reviews14.8% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 6 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better16.0
Further details — not scored
Size0 MB185 MB
Age rating4+4+
DeveloperHub24 Pty LtdMacquarie Bank Limited

Customer experience

HUB24

Written reviews103 reviews
Positive1.9%
Neutral2.9%
Negative95.1%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

Bugs and requests

HUB24

Reported bugs

19 issues
  • Login fields shift focus
  • Buttons are disabled
  • App freezes
  • UI glitches
  • App crashes on startup
Show 14 more
  • App crashes when trying to activate 2FA
  • App crashes when selecting account
  • App crashes when opening documents
  • Mobile site poorly rendered in app
  • Thick grey line at top of screen
  • Cursor goes to bottom of screen
  • Password fields time out quickly
  • App logs out frequently
  • App does not update for current OS
  • App does not work with latest iOS updates
  • App does not save login details
  • App does not allow copy/paste of passwords
  • App does not integrate with Apple passwords/keychain
  • App not optimized for specific devices (e.g., iPhone XS Max)

Requested features

11 requests
  • Support for password managers (autofill, copy-paste)
  • Face ID/Touch ID/Biometric login
  • Persistent login sessions
  • PIN login option
  • Native app development
Show 6 more
  • Improved UI/UX design
  • Faster response times
  • Integration with other banking apps
  • Apple Watch support
  • Graphs and calculators for retirement planning
  • Dark mode option

Macquarie Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HUB24

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is HUB24 free?
HUB24 is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Do HUB24 or Macquarie Authenticator have ads?
Neither HUB24 nor Macquarie Authenticator shows ads.
Which is updated more often, HUB24 or Macquarie Authenticator?
HUB24 ships an update every 6 months, and Macquarie Authenticator every 4 weeks. Most recently, HUB24 was updated on September 23, 2026 and Macquarie Authenticator on September 21, 2026.

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