Comparison

Michigan First App vs Genisys Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Michigan First App

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

Highlights
  • View account balances
  • Check transaction history
  • Transfer funds
  • Pay bills and loans
  • Deposit checks
  • Find branches and ATMs
  • Secure messaging
  • Cardless ATM access
  • Zelle integration
Features
Read full description

At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities as a big bank app, with the local focus on customer service you expect from a credit union. Features of Michigan First Mobile: -View balances -Check transaction history -Transfer funds between accounts -Pay bills -Make loan payments -Deposit checks -Find nearest branches and ATMs -Securely message our 24-hour call center -Cardless ATM Access -Zelle

About

Genisys Mobile

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, pay bills, and deposit checks from your device. It also offers loan applications, card controls, and an ATM locator.

Highlights
  • View account balances
  • Transfer funds
  • Deposit checks
  • Pay bills
  • Apply for loans
  • Manage account alerts
  • Control card access
Features
Read full description

Keep a Genisys branch in your back pocket! The Genisys mobile app allows you to manage your accounts anywhere and everywhere! Check balances, transfer money, pay bills, deposit checks, apply for loans, manage account alerts, search for free ATMs and more – all from your phone, tablet or watch. Registration can be done right from your device. A first-time login will receive an activation code by email, phone or text message. Please note, users of previous versions of the Genisys mobile app must register as new users, credentials do not transfer. Always ready when you are, the Genisys Credit Union mobile app is easy to use, secure and offers many convenient features. Features at a glance: • View balances • Transfer funds • Deposit checks (for qualified members) • Pay Bills • Apply for loans • Create and manage eAlerts • Control Credit & Debit card access with on/off and card specific alerts • Set travel notifications for your Credit and Debit cards • Search transactions and view check copies • Link accounts for quick access using one login • ATM & Branch Locator • Check loan and savings rates • Calculators – auto, home, and mortgage • Live Chat At Genisys Credit Union, we think you should love your financial institution, and when you bank with us, we know you will! Not a member? Join today at www.genisyscu.org or download the application and select Open an Account in the menu.

Screenshots

Michigan First App4 screens
Genisys Mobile4 screens

Verdict

The call

Michigan First App and Genisys Mobile both sit at 4.8 stars, but that hides the real split: 94% of Michigan First App's written reviews are positive against 32% of Genisys Mobile's. Michigan First App also leads on update cadence (every 6 weeks vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Michigan First App against 4.8 for Genisys Mobile. Both are backed by a comparable volume of ratings — 26K and 11K respectively. Written reviews are what separate them: 94% of Michigan First App's written reviews are positive against 32% of Genisys Mobile's.

UpkeepUpdate frequency

Michigan First App ships an update every 6 weeks, Genisys Mobile every 3 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
Michigan First App versus Genisys Mobile: the parameters behind the verdict, then further details
ParameterMichigan First AppGenisys Mobile
PriceFreeFree
Rating4.8 (26K ratings) — better4.8 (11K ratings)
Positive reviews94.0% of reviews — better31.6% of reviews
Number of ratings26K — better11K
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.6 — better16
Further details — not scored
Size142 MB67 MB
Age rating4+4+
DeveloperMichigan First Credit UnionGenisys Credit Union

Customer experience

Michigan First App

All ratings26,159 ratings
Positive97.7%
Neutral1.6%
Negative0.7%
Written reviews368 reviews
Positive94.0%
Neutral3.0%
Negative3.0%

Genisys Mobile

All ratings11,072 ratings
Positive95.7%
Neutral2.3%
Negative2.0%
Written reviews117 reviews
Positive31.6%
Neutral14.5%
Negative53.8%

User reviews

Michigan First App

From 26K App Store ratings

What we love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app
  • 💳 Helpful for managing finances
  • 🏦 Positive experience with credit union
  • 💰 Seamless money transfers

Room to improve

  • 🐛 Glitches and bugs
  • 🔒 Security concerns
  • 💳 Issues with debit/credit card management
  • 💰 Overdraft fees and holds on funds
  • 🔍 Limited functionality compared to website

Genisys Mobile

From 11K App Store ratings

What we love

  • 👍 Secure messaging feature
  • 💡 Good app overall
  • 🚀 Easy to use
  • 🚀 Convenient for banking
  • 👍 Friendly and helpful staff

Room to improve

  • 🐛 Login issues with Face ID/Thumbprint
  • 🐛 App crashes and freezes
  • 🐛 Mobile deposit problems
  • 🐛 Password reset issues
  • 🐛 Complicated UI changes

Bugs and requests

Michigan First App

Reported bugs

4 issues
  • App crashes and fails to load
  • Inconsistent syncing of transactions
  • Issues with auto-pay and recurring payments
  • Problems with mobile deposit and fund holds

Requested features

5 requests
  • Improved mobile check deposit process
  • Ability to manage multiple accounts easily
  • Enhanced budgeting and money management tools
  • Faster processing of transactions and payments
  • Integration with digital wallets (e.g., Apple Pay)

Genisys Mobile

Reported bugs

5 issues
  • Inability to stay signed in
  • Thumbprint login not working
  • Certificate error preventing login
  • Incompatibility with jailbroken devices
  • Keyboard covering chat text box

Requested features

5 requests
  • Add counter to track monthly purchases
  • Allow editing of payee and amount in bill pay
  • Improve chat functionality
  • Enable account opening through the app
  • Add note field for payee profiles

In-app purchases

None

Michigan First App

No in-app purchases

None

Genisys Mobile

No in-app purchases

Questions

Is Michigan First App free?
Michigan First App is free to download, with no in-app purchases.
Is Genisys Mobile free?
Genisys Mobile is free to download, with no in-app purchases.
Which has better reviews, Michigan First App or Genisys Mobile?
Michigan First App is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while Genisys Mobile averages 4.8 from 11K ratings.
Do Michigan First App or Genisys Mobile have ads?
Neither Michigan First App nor Genisys Mobile shows ads.
Which is updated more often, Michigan First App or Genisys Mobile?
Michigan First App ships an update every 6 weeks, and Genisys Mobile every 3 months. Most recently, Michigan First App was updated on October 29, 2026 and Genisys Mobile on October 27, 2026.

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