Comparison

Tatra banka vs Surnix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tatra banka

Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.

Highlights
  • Online account and loan opening
  • Mobile ATM cash withdrawal
  • Account and loan overview
  • Payment card management
  • Expense prediction and categorization
  • Mobile payments
  • Chatbot customer support
Features
Read full description

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

About

Surnix

Features
Read full description

Upload one statement. See your recurring payments. Decide what to keep. Surnix reads a bank statement (CSV, PDF or XLSX) on your phone, picks out the payments that repeat and shows them for review. Nothing is added until you confirm it. Detection depends on the statement format and the period it covers. START WITHOUT AN ACCOUNT Open the app and begin. In guest mode your data stays on your device. Want a cloud backup? Create a free account later, and what you added as a guest stays. FREE • Up to 5 subscriptions • Statement import (CSV, PDF, XLSX), parsed on your device • Renewal calendar and reminders before you are charged • Monthly and yearly totals • Subscription Score and Wrapped summaries you can share as images • Export to CSV and JSON • Light and dark appearance PREMIUM • Unlimited subscriptions • Guided cancellation for about 110 services: step-by-step instructions, you finish the cancellation with the service itself • 4 extra Wrapped themes • Custom categories • Annual PDF report Try it free for 14 days. Plans: €2.99 per month, €19.99 per year (44% less than paying monthly) or €39.99 once for lifetime. The price in your currency is shown before you pay. PRIVACY Your subscriptions are stored on your device. Cloud backup is optional and needs an account. Analytics are optional and off by default. Details are in the privacy policy. 8 LANGUAGES, 5 CURRENCIES English, Czech, Slovak, Polish, Ukrainian, Russian, German, French. Totals in EUR, USD, CZK, UAH and PLN. Surnix is made by Gearby s.r.o. Premium is available as an auto-renewing subscription (monthly or yearly) or as a one-time lifetime purchase. Payment is charged to your Apple ID account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel subscriptions in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use (EULA): https://gearby.cz/privacy/terms-of-use.html Privacy Policy: https://gearby.cz/privacy/privacy-policy.html

Screenshots

Tatra banka4 screens
Surnix4 screens

Verdict

The call

The clearest difference is in-app purchases: Tatra banka at none against Surnix's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surnix sells 3 in-app purchases, starting at $2.99 per month. Tatra banka asks for nothing beyond the download.

UpkeepUpdate frequency

Tatra banka ships an update monthly, Surnix every 5 weeks. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
Tatra banka versus Surnix: the parameters behind the verdict, then further details
ParameterTatra bankaSurnix
PriceFreeFree
Rating4.8 (282 ratings) — better—
Positive reviews52.1% of reviews—
Number of ratings282 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size330 MB63 MB
Age rating12+4+
DeveloperTatra banka, a.s.Gearby s.r.o.

Bugs and requests

Tatra banka

Reported bugs

7 issues
  • Application only works with black background
  • App resets after update
  • Spending report broken after last update
  • Connection validation tool issues
  • App crashes on iPhone 4s after update
Show 2 more
  • Incompatible with iOS 5.0
  • Requires physical card reader for login

Requested features

9 requests
  • Support for Dynamic Type
  • More language options
  • Feature to favorite contacts
  • Ability to load QR code from photo album
  • Face ID/Touch ID login
Show 4 more
  • Apple Pay support
  • Native iPad version
  • SMS notifications
  • Improved connection validation tool

Surnix

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tatra banka

No in-app purchases

3 purchases

Surnix

Subscriptions2
  • Surnix Premium14 Days trial$2.991 Month
  • Surnix Premium14 Days trial$17.991 Year
One-time1
  • Surnix Premium Lifetime$34.99

Questions

Is Tatra banka free?
Tatra banka is free to download, with no in-app purchases.
Is Surnix free?
Surnix is free to download, with in-app purchases available.
Do Tatra banka or Surnix have ads?
Neither Tatra banka nor Surnix shows ads.
Which is updated more often, Tatra banka or Surnix?
Tatra banka ships an update monthly, and Surnix every 5 weeks. Most recently, Tatra banka was updated on October 19, 2026 and Surnix on October 15, 2026.

Other comparisons