Comparison

中国银行 vs 咸鱼记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银行

Features
Read full description

中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

About

咸鱼记账

Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.

Highlights
  • 1-second fast bookkeeping
  • Detailed expense categorization
  • Smart monthly financial charts
  • One-click bill export
  • Local card and certificate storage
Features
Read full description

1秒极速记账,精致生活必备软件! APP特点: 【极速记账】极简的操作流程,让你两步即可完成一笔记账操作 【精细分类】按日期归类整理所有账目,所有进出账一目了然 【智能图表】按月将所有账目智能归类整理,账单了如指掌 【一键导出】一键分享导出账单,总账和每一笔明细都不会错过 【卡证管家】拍摄卡证,存储在手机本地,随时随地想用就用 如果您喜欢「咸鱼记账」,请在App Store留下您的五星好评,您的一次好评,将成为我们不断进步的动力!

Screenshots

中国银行4 screens
咸鱼记账4 screens

Verdict

The call

The clearest difference is review sentiment: 咸鱼记账 at 67% against 中国银行's 8%. 咸鱼记账 also leads on rating (4.9 vs 2.0) and iOS requirement (11.0 vs 13.0). 中国银行's advantage is in-app purchases (none vs 4) and update cadence (monthly vs every 5 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 咸鱼记账 sells 4 one-off in-app purchases. 中国银行 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

咸鱼记账 holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: 中国银行 has 619 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 8% of 中国银行's written reviews are positive against 67% of 咸鱼记账's.

UpkeepUpdate frequency

中国银行 ships an update monthly, 咸鱼记账 every 5 months. Both last shipped on October 24, 2026.

Scorecard6 real differences · 4 level
中国银行 versus 咸鱼记账: the parameters behind the verdict, then further details
Parameter中国银行咸鱼记账
PriceFreeFree
Rating2.0 (619 ratings)4.9 (15 ratings) — better
Positive reviews8.2% of reviews66.7% of reviews — better
Number of ratings619 — better15
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size364 MB11 MB
Age rating17+4+
Developer中国银行股份有限公司海 徐

Customer experience

中国银行

All ratings613 ratings
Positive22.5%
Neutral6.4%
Negative71.1%
Written reviews330 reviews
Positive8.2%
Neutral3.9%
Negative87.9%

咸鱼记账

All ratings15 ratings
Positive93.3%
Neutral6.7%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral11.1%
Negative22.2%

Bugs and requests

中国银行

Reported bugs

4 issues
  • Constant app crashes
  • Login and authentication problems
  • Inability to update personal information
  • Unreliable transaction processing

Requested features

4 requests
  • Dark mode option
  • Improved facial recognition
  • More user-friendly interface
  • Better customer support

咸鱼记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国银行

No in-app purchases

4 purchases

咸鱼记账

One-time4
  • 小猪记账1元打赏$0.99
  • 小猪记账6元打赏$0.99
  • 小猪记账18元打赏$2.99
Show 1 more
  • 小猪记账38元打赏$4.99

Questions

Is 中国银行 free?
中国银行 is free to download, with no in-app purchases.
Is 咸鱼记账 free?
咸鱼记账 is free to download, with in-app purchases available.
Which has better reviews, 中国银行 or 咸鱼记账?
咸鱼记账 is rated higher. 中国银行 averages 2.0 out of 5 from 619 ratings, while 咸鱼记账 averages 4.9 from 15 ratings.
Do 中国银行 or 咸鱼记账 have ads?
Neither 中国银行 nor 咸鱼记账 shows ads.
Which is updated more often, 中国银行 or 咸鱼记账?
中国银行 ships an update monthly, and 咸鱼记账 every 5 months. Most recently, 中国银行 was updated on October 24, 2026 and 咸鱼记账 on October 24, 2026.

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