中国银行 vs 咸鱼记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国银行
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。
咸鱼记账
Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.
- 1-second fast bookkeeping
- Detailed expense categorization
- Smart monthly financial charts
- One-click bill export
- Local card and certificate storage
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1秒极速记账,精致生活必备软件! APP特点: 【极速记账】极简的操作流程,让你两步即可完成一笔记账操作 【精细分类】按日期归类整理所有账目,所有进出账一目了然 【智能图表】按月将所有账目智能归类整理,账单了如指掌 【一键导出】一键分享导出账单,总账和每一笔明细都不会错过 【卡证管家】拍摄卡证,存储在手机本地,随时随地想用就用 如果您喜欢「咸鱼记账」,请在App Store留下您的五星好评,您的一次好评,将成为我们不断进步的动力!
Screenshots
Verdict
The clearest difference is review sentiment: 咸鱼记账 at 67% against 中国银行's 8%. 咸鱼记账 also leads on rating (4.9 vs 2.0) and iOS requirement (11.0 vs 13.0). 中国银行's advantage is in-app purchases (none vs 4) and update cadence (monthly vs every 5 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 咸鱼记账 sells 4 one-off in-app purchases. 中国银行 asks for nothing beyond the download.
咸鱼记账 holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: 中国银行 has 619 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 8% of 中国银行's written reviews are positive against 67% of 咸鱼记账's.
中国银行 ships an update monthly, 咸鱼记账 every 5 months. Both last shipped on October 24, 2026.
| Parameter | 中国银行 | 咸鱼记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (619 ratings) | 4.9 (15 ratings) — better |
| Positive reviews | 8.2% of reviews | 66.7% of reviews — better |
| Number of ratings | 619 — better | 15 |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 364 MB | 11 MB |
| Age rating | 17+ | 4+ |
| Developer | 中国银行股份有限公司 | 海 徐 |
Customer experience
中国银行
咸鱼记账
Bugs and requests
中国银行
Reported bugs
4 issues- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing
Requested features
4 requests- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support
咸鱼记账
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国银行
No in-app purchases
咸鱼记账
- 小猪记账1元打赏$0.99
- 小猪记账6元打赏$0.99
- 小猪记账18元打赏$2.99
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- 小猪记账38元打赏$4.99









