Comparison

中国银行 vs 中国人寿寿险

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银行

Features
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

About

中国人寿寿险

Features
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“中国人寿寿险APP”是中国人寿保险股份有限公司唯一官方移动应用,是帮助客户【管保单】【管财富】【管健康】【管养老】的一站式智慧保险服务平台。 中国人寿寿险App新版智启新程,智慧服务为您保驾护航,诚邀下载体验。 【查保单】全新呈现,展现清晰 金融资产,全新上线 可领的、可借的、待缴的、待还的,一目了然,省时省力 【办业务】旅程重构,快捷轻松 保单变更,一键办理 业务办理无感串接,展现更清晰,办理更便捷 语音理赔,温馨快捷 智能交互,轻松省时,人工协办,全程守护 【买保险】精品推荐,保障全面 产品搭配,懂您所需 “省心搭配”“推荐专区”,适配您的保险需求 辅助投保,解您所疑 “选保攻略”“选前必看”,科普答疑有帮助,险种知识早知道 服务经理,联络及时 精简流程,联系更便捷,缩短链路,体验更舒适 【享权益】内容加码,体验丰富 健康权益,及您所及 “康养”新入口,展示更直观,使用更便捷 优质资讯,沉浸阅读 保险、健康、育儿、理财……精选资讯,开卷有益 视频直播,丰富感知 多元主题,予您所想,大咖畅聊,精彩无限

Screenshots

中国银行4 screens
中国人寿寿险4 screens

Verdict

The call

The clearest difference is rating: 中国人寿寿险 at 2.3 against 中国银行's 2.0. 中国银行's advantage is ratings volume (620 vs 59). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中国人寿寿险 holds the better App Store score, 2.3 against 2.0. That said, the two scores are not equally well evidenced: 中国银行 has 620 ratings behind it against 59, so its average is the more settled of the two. Written reviews point the same way: 8% of 中国银行's written reviews are positive against 13% of 中国人寿寿险's.

UpkeepUpdate frequency

中国银行 ships an update monthly, 中国人寿寿险 every 3 weeks. Both last shipped on November 6, 2026.

Scorecard2 real differences · 7 level
中国银行 versus 中国人寿寿险: the parameters behind the verdict, then further details
Parameter中国银行中国人寿寿险
PriceFreeFree
Rating2.0 (620 ratings)2.3 (59 ratings) — better
Positive reviews8.2% of reviews12.5% of reviews — better
Number of ratings620 — better59
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size361 MB356 MB
Age rating17+4+
Developer中国银行股份有限公司中国人寿保险股份有限公司

Customer experience

中国银行

All ratings620 ratings
Positive22.7%
Neutral6.3%
Negative71.0%
Written reviews330 reviews
Positive8.2%
Neutral3.9%
Negative87.9%

中国人寿寿险

All ratings58 ratings
Positive31.0%
Neutral3.4%
Negative65.5%
Written reviews48 reviews
Positive12.5%
Neutral6.3%
Negative81.3%

Bugs and requests

中国银行

Reported bugs

4 issues
  • Constant app crashes
  • Login and authentication problems
  • Inability to update personal information
  • Unreliable transaction processing

Requested features

4 requests
  • Dark mode option
  • Improved facial recognition
  • More user-friendly interface
  • Better customer support

中国人寿寿险

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国银行

No in-app purchases

None

中国人寿寿险

No in-app purchases

Questions

Is 中国银行 free?
中国银行 is free to download, with no in-app purchases.
Is 中国人寿寿险 free?
中国人寿寿险 is free to download, with no in-app purchases.
Which has better reviews, 中国银行 or 中国人寿寿险?
中国人寿寿险 is rated higher. 中国银行 averages 2.0 out of 5 from 620 ratings, while 中国人寿寿险 averages 2.3 from 59 ratings.
Do 中国银行 or 中国人寿寿险 have ads?
Neither 中国银行 nor 中国人寿寿险 shows ads.
Which is updated more often, 中国银行 or 中国人寿寿险?
中国银行 ships an update monthly, and 中国人寿寿险 every 3 weeks. Most recently, 中国银行 was updated on November 6, 2026 and 中国人寿寿险 on November 6, 2026.

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