中国银行 vs 我爱金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国银行
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。
我爱金
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我爱金-中金鼎晟旗下年轻人的线上黄金服务品牌 作为中金鼎晟旗下12年品牌背书的互联网黄金服务品牌,我爱金专注线上攒黄金、定制打金饰品服务。 依托去中间化模式,在我爱金用户定制黄金饰品,平均节省20%-30%费用,金价透明、工费合理,真正实现高性价比、高品质、好服务的线上黄金消费新选择。 通过严选头部工厂,从原料到成品严格把控,每日过万款式周周更新,工艺精湛、品质可靠,完善的售后服务体系,用户购金更放心、售后有保障。 我们口号:赚钱不易!省钱容易!黄金券后买金更实惠!
Screenshots
Verdict
中国银行 and 我爱金 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国银行 ships an update monthly, 我爱金 every 2 months. Both last shipped on November 1, 2026.
| Parameter | 中国银行 | 我爱金 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (619 ratings) — better | — |
| Positive reviews | 8.2% of reviews | — |
| Number of ratings | 619 — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 364 MB | 38 MB |
| Age rating | 17+ | 17+ |
| Developer | 中国银行股份有限公司 | 中金鼎晟买金网 |
Bugs and requests
中国银行
Reported bugs
4 issues- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing
Requested features
4 requests- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support
我爱金
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国银行
No in-app purchases
我爱金
No in-app purchases









