Comparison

Amica vs HomeAuto+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

HomeAuto+

This app provides members with roadside assistance for emergencies like flat tires or towing. It also offers access to discounts on dining, entertainment, travel, and service repairs.

Highlights
  • Roadside assistance for breakdowns
  • Real-time dispatch updates
  • Extensive provider network
  • Discounts on dining and entertainment
  • Travel and rental car savings
  • Service repair discounts
Features
Read full description

The HomeAuto+ app by FIMC gives members peace of mind and safety for everyday emergencies. Access features like roadside assistance, claim forms, and everyday discounts & savings. KEY FEATURES INCLUDE: Roadside Assistance* • Call for immediate roadside service to fix a flat tire, fuel up, get a jump start, unlock a vehicle or tow your disabled vehicle. • Receive real-time text updates and alerts from the dispatch provider. • Our extensive network of providers means you never have to worry about being stranded on the side of the road • 24 hours a day, 7 days a week, 365 days a year Discounts & Savings* • Access to discounts at restaurants, theme parks, movie theatres and more! • Discounts on hotels, airfare and rental cars • Discounts on service repairs at our select partner service centers *Must be a member of the Home & Auto Security Plan, Auto Plus Plan, Auto Security Plan, or Silver Safeguard to access plan benefits. Certain benefits not available in all states. Depending on product purchased – certain benefits may or may not be included in your plan. Check your member portal at https://member.realbenefits.com/login to see all plan benefits available to you.

Screenshots

Amica4 screens
HomeAuto+3 screens

Verdict

The call

The clearest difference is rating: Amica at 4.8 against HomeAuto+'s 3.0. Amica also leads on ratings volume (7.9K vs 43) and review sentiment (38% vs 23%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 23% of HomeAuto+'s.

UpkeepUpdate frequency

Amica ships an update fortnightly, HomeAuto+ monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Amica versus HomeAuto+: the parameters behind the verdict, then further details
ParameterAmicaHomeAuto+
PriceFreeFree
Rating4.8 (7.9K ratings) — better3.0 (43 ratings)
Positive reviews37.6% of reviews — better23.1% of reviews
Number of ratings7.9K — better43
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.1
Further details — not scored
Size68 MB55 MB
Age rating4+12+
DeveloperAmica Mutual Insurance CompanyThe American Traveler Motor Club Inc

Customer experience

Amica

All ratings7,936 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

HomeAuto+

All ratings42 ratings
Positive47.6%
Neutral2.4%
Negative50.0%
Written reviews26 reviews
Positive23.1%
Neutral7.7%
Negative69.2%

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

HomeAuto+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Amica

No in-app purchases

None

HomeAuto+

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is HomeAuto+ free?
HomeAuto+ is free to download, with no in-app purchases.
Which has better reviews, Amica or HomeAuto+?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while HomeAuto+ averages 3.0 from 43 ratings.
Do Amica or HomeAuto+ have ads?
Neither Amica nor HomeAuto+ shows ads.
Which is updated more often, Amica or HomeAuto+?
Amica ships an update fortnightly, and HomeAuto+ monthly. Most recently, Amica was updated on October 23, 2026 and HomeAuto+ on October 24, 2026.

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