Payanywhere vs SwipeSimple
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payanywhere
This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.
- Accept contactless, chip, and magstripe payments
- Track cash and gift card sales
- Create and send invoices
- Manage inventory and employees
- Offline transaction capabilities
- Customer directory and loyalty program
- Virtual terminal for online payments
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Payanywhere is the all-in-one payments platform that powers your business. Accept payments and run your business with a point of sale (POS) app, optional hardware, and low rates. With Tap to Pay on iPhone and the Payanywhere POS app, you can accept all types of in-person, contactless payments right on your iPhone. Connect a Payanywhere 3-in-1 credit card reader to accept all major credit cards using Apple Pay, Google Pay, and other contactless payments, chip cards, or magstripe cards. Track cash, accept gift cards, create open tabs, and send invoices as well. Use Terminal theme to quickly enter a transaction amount and accept payment. Use Retail theme if your retail business sells inventory, if your quick-service restaurant uses tickets and tabs, if your business needs split payments or sends invoices. Payment Features - Get funds next day or same day. - Accept all major credit cards. - Sell and accept gift cards. - Track cash payments. - Send invoices by email or SMS. - Manage refunds or voids. - Use Offline Transactions when you need to accept payments without an internet connection. - Customize your point of sale system with a printer, cash drawer, or barcode scanner. - Grow your business with a customer directory and built-in loyalty program.* Add employees, manage and track inventory, accept online payments with a virtual terminal, invoices, or payment links, and track business performance - all through Payments Hub, your dashboard and online portal that syncs with the Payanywhere app. Create an account today at payanywhere.com or call 877.387.5640 to discuss custom pricing that works for your business. *Payanywhere Loyalty is available at an additional cost to merchants on Payments Hub Premium Plus
SwipeSimple
This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.
- Accept credit card payments
- Record cash sales
- Automatic tax calculation
- Tip and signature prompts
- Create discounts
- Real-time reporting
- Inventory management
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Your iPhone is a fully capable point of sale. Accept any card or digital wallet instantly with Tap to Pay on iPhone, or send a payment request by text and collect before you're back at your desk. Hold your phone near a customer's card, Apple Pay, or any contactless wallet. Payment confirmed. Send a payment request via text message. Your customer follows a link, pays from their own device, and the transaction is recorded immediately. No app required on their end. Running without a signal is not a problem. Offline mode stores transactions securely and processes them automatically when your connection is restored, without losing a sale. For businesses with repeat customers: store a card on file and charge in seconds. No re-entry, no friction, no delay at the counter or in the field. Beyond tap and text, SwipeSimple supports Bluetooth card readers, terminals, registers, invoice delivery by email or SMS, and shareable payment links – every method your customers use to pay, handled from one place. Pre-load your full item catalog with modifiers, pricing, and tax rates. Checkout is fast, accurate, and consistent across every transaction. Adjustable tipping, item-level discounts, and digital receipts are built in. Real-time reporting gives you an immediate view of sales performance, top items, and transaction history. Manage inventory levels, track employee sales, and configure staff permissions. Trusted by 125,000+ merchants across the United States. SwipeSimple is built to get your business running in minutes and keep it running from anywhere, at scale. Download the app for a complimentary demo. For a SwipeSimple account, visit home.swipesimple.com.
Screenshots
Verdict
The clearest difference is rating: SwipeSimple at 4.8 against Payanywhere's 3.6. SwipeSimple also leads on monetization model (free vs free with in-app purchases) and ratings volume (5.6K vs 659). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SwipeSimple holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: SwipeSimple has 5.6K ratings behind it against 659, so its average is the more settled of the two. Written reviews complicate that: 52% of Payanywhere's written reviews are positive against 46% of SwipeSimple's, so the app with the better star average is not the one people write more warmly about.
Payanywhere ships an update every 2 months, SwipeSimple monthly. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.
| Parameter | Payanywhere | SwipeSimple |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (659 ratings) | 4.8 (5.6K ratings) — better |
| Positive reviews | 52.2% of reviews — better | 46.1% of reviews |
| Number of ratings | 659 | 5.6K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.6 | 17.4 — better |
| Further details — not scored | ||
| Size | 74 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | North American Bancard | CardFlight |
Customer experience
Payanywhere
SwipeSimple
User reviews
Payanywhere
From 659 App Store ratingsWhat we love
- 🚀 Quick payments
- 💡 Convenient mobile payments
- 👍 User-friendly app
- 🚀 Fast payouts
- 👍 Easy to use
Room to improve
- 🐛 Frequent app crashes
- 🐛 Unreliable card reader connection
- 💰 Unexpected fees
- 🔒 Security concerns
- 🐛 Buggy updates
SwipeSimple
From 5.6K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Seamless payment processing
- 💳 Reliable card reader
- 📱 Convenient mobile app
Room to improve
- 🐛 Connectivity issues with Bluetooth card reader
- 🔍 Limited reporting and analytics
- 💰 Hidden fees and unexpected charges
- 🕰️ Frequent app crashes and freezes
Bugs and requests
Payanywhere
Reported bugs
4 issues- Inability to save modified items
- Forced log-outs and login issues
- Tap-to-pay feature not working
- Incorrect tax calculations
Requested features
4 requests- Improved invoicing system
- Better inventory management
- Loyalty/gift card features
- Enhanced reporting and analytics
SwipeSimple
Reported bugs
4 issues- App logging users out unexpectedly
- Inability to enter card numbers on latest update
- Incorrect daily transaction reporting
- Firmware update process not working as expected
Requested features
4 requests- Add ability to create payment links within the app
- Improve invoice editing and duplication functionality
- Provide option to print invoices/packing slips
- Integrate with popular accounting/business software
In-app purchases
Payanywhere
No in-app purchases
SwipeSimple
No in-app purchases
Questions
Is Payanywhere free?
Is SwipeSimple free?
Which has better reviews, Payanywhere or SwipeSimple?
Do Payanywhere or SwipeSimple have ads?
Which is updated more often, Payanywhere or SwipeSimple?
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