Community Choice e vs LOC Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Community Choice e
Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay loans
- Make e-Deposits
- P2P payments
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Community Choice Mobile e-Banking allows you to access your account when it is convenient for you - anytime, anywhere! It's fast and free. Features: -Check Balances -View Transaction History -Transfer Funds -Pay Loans -Make e-Deposits -P2P Payments
LOC Mobile
Manage your finances on the go with this mobile banking app. Check balances, track spending, transfer funds, pay bills, and deposit checks. It also offers features like credit score monitoring and savings goal setting.
- Check balances and transaction history
- Categorize and track spending
- Transfer funds between accounts
- Pay bills and make payments
- Deposit checks remotely
- Monitor credit score
- Set up savings goals
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The LOC Credit Union Mobile Banking app allows you to check balances, view account history, categorize and track spending, move money, make payments, deposit checks and more. Features: - Check balances and view transaction history - Add external accounts for a holistic view of all your finances - Transfer funds between your accounts and between other LOC members - Make payments - Pay bills - Deposit checks - Send secure messaging for support - Monitor your credit score - Set up savings goals - Apply for loans and open additional accounts - Schedule balance and transaction alerts Questions? Call our Contact Center at 800.837.4562.
Screenshots
Verdict
The clearest difference is monetization model: LOC Mobile at free against Community Choice e's free with in-app purchases. LOC Mobile also leads on update cadence (monthly vs every 3 months) and rating (4.8 vs 4.6). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LOC Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.5K and 4K respectively. Written reviews point the same way: 85% of Community Choice e's written reviews are positive against 89% of LOC Mobile's.
Community Choice e ships an update every 3 months, LOC Mobile monthly. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.
| Parameter | Community Choice e | LOC Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (4.5K ratings) | 4.8 (4K ratings) — better |
| Positive reviews | 84.9% of reviews | 88.7% of reviews — better |
| Number of ratings | 4.5K — better | 4K |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 49 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Choice Credit Union | LOC Credit Union |
Customer experience
Community Choice e
LOC Mobile
User reviews
Community Choice e
From 4.5K App Store ratingsWhat we love
- 👍 Easy to navigate
- 🚀 Convenient and user-friendly
- 🔒 Secure and safe
- 💡 Helpful features like budgeting and credit score tracking
- 👍 Excellent customer service
Room to improve
- 🐛 Occasional bugs and glitches
- 🔍 Difficult to find certain features or information
- 🔄 Frequent app updates that change the interface
- 🔍 Confusing layout and navigation
LOC Mobile
From 4K App Store ratingsWhat we love
- 👍 Intuitive interface
- 🚀 Instant transaction updates
- 💡 Convenient mobile banking features
- 🔒 Secure login options
- 👍 Easy to use
Room to improve
- 🐛 Frequent crashes and bugs
- 🐛 Mobile deposit issues
- 🐛 Unreliable app performance
- 👎 Confusing UI changes with recent updates
Bugs and requests
Community Choice e
Reported bugs
3 issues- Remote check deposit not working consistently
- Login issues and inability to use biometric authentication
- Inaccurate credit card transaction history
Requested features
4 requests- Add Zelle integration
- Improve account linking and external account management
- Provide real-time transaction notifications
- Simplify bill pay and loan management features
LOC Mobile
Reported bugs
3 issues- Password not autofilling
- Forced to log in every time
- Mobile deposit not working consistently
Requested features
3 requests- Customizable notification settings
- Automatic check photo capture for mobile deposit
- Access to all accounts with single login
In-app purchases
Community Choice e
No in-app purchases
LOC Mobile
No in-app purchases
Questions
Is Community Choice e free?
Is LOC Mobile free?
Which has better reviews, Community Choice e or LOC Mobile?
Do Community Choice e or LOC Mobile have ads?
Which is updated more often, Community Choice e or LOC Mobile?
Other comparisons
