Comparison

Harborstone Mobile vs O Bee Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

O Bee Mobile

Manage your finances anytime, anywhere with this secure mobile banking tool. Access your accounts, transfer funds, pay bills, and deposit checks with ease. Set up alerts and control your debit/credit cards for added security.

Highlights
  • View account balances
  • Transfer funds
  • Make payments
  • Deposit checks via photo
  • Card controls (block/unblock)
  • Transaction organization
  • Branch and ATM locator
Features
Read full description

O Bee Mobile makes life easier by giving you the tools you need to manage your finances 24/7. It’s the fast, secure way to access your accounts at O Bee Credit Union. Cheers! Here’s what you can do with O Bee Mobile: · View your accounts at a glance. · Transfer money between your accounts. · Make payments, whether you’re paying a company or a friend. · Keep transactions organized with tags, notes and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount. · Deposit checks in a snap by taking a picture of the front and back. · Order a new debit card. · Block or unblock your debit or credit card if needed, with card controls. · View and save your monthly statements. · Find branches and ATMs near you. Secure your account with a 4-digit passcode or biometric fingerprint on supported devices.

Screenshots

Harborstone Mobile4 screens
O Bee Mobile4 screens

Verdict

The call

The clearest difference is ads: O Bee Mobile at none against Harborstone Mobile's shown. O Bee Mobile also leads on update cadence (every 3 weeks vs every 3 months). Harborstone Mobile's advantage is review sentiment (68% vs 33%) and iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.8 for O Bee Mobile. Both are backed by a comparable volume of ratings — 4.4K and 1.9K respectively. Written reviews are what separate them: 68% of Harborstone Mobile's written reviews are positive against 33% of O Bee Mobile's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, O Bee Mobile every 3 weeks. Both last shipped on September 24, 2026.

Scorecard4 real differences · 6 level
Harborstone Mobile versus O Bee Mobile: the parameters behind the verdict, then further details
ParameterHarborstone MobileO Bee Mobile
PriceFreeFree
Rating4.8 (4.4K ratings)4.8 (1.9K ratings) — better
Positive reviews68.2% of reviews — better33.3% of reviews
Number of ratings4.4K — better1.9K
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size109 MB179 MB
Age rating4+12+
DeveloperHarborstone Credit UnionO Bee Credit Union

Customer experience

Harborstone Mobile

All ratings4,167 ratings
Positive95.4%
Neutral2.1%
Negative2.4%
Written reviews85 reviews
Positive68.2%
Neutral4.7%
Negative27.1%

O Bee Mobile

All ratings1,878 ratings
Positive94.5%
Neutral1.8%
Negative3.7%
Written reviews30 reviews
Positive33.3%
Neutral3.3%
Negative63.3%

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

O Bee Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

O Bee Mobile

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is O Bee Mobile free?
O Bee Mobile is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or O Bee Mobile?
O Bee Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 4.4K ratings, while O Bee Mobile averages 4.8 from 1.9K ratings.
Do Harborstone Mobile or O Bee Mobile have ads?
Harborstone Mobile shows ads; O Bee Mobile does not.
Which is updated more often, Harborstone Mobile or O Bee Mobile?
Harborstone Mobile ships an update every 3 months, and O Bee Mobile every 3 weeks. Most recently, Harborstone Mobile was updated on September 24, 2026 and O Bee Mobile on September 24, 2026.

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