Geld vs Bank Account
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Geld
Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.
- Log one-time expenses
- Log recurring expenses
- Define custom categories
- View expense statistics
- Simple interface
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Geld is a simple application for tracking personal expenses. It allows entering of one time and recurring expenses for self defined categories, and can show simple expense statistics.
Bank Account
This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.
- Manage multiple accounts
- Total balance overview
- Currency selection per account
- Backup/restore transactions
- Search transactions
- Expense breakdown by category
- Lock screen option
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Note: this app keeps transactions locally on the device only, it does not sync or back up to the cloud automatically. Manual backups must be used. You can now backup your transactions to .csv or .txt file and restore from a back up! **All functionality is available for Free -NEW! Ability to use Siri to add a transaction -NEW! Ability to upload receipts to a transaction and auto import the value. Receipts are optionally saved on export -Manage multiple accounts! -Shows a 'Total' Balance of all accounts -Select the currency for each account -Backup your transactions to .csv or .txt file -Restore from a backup -Add 2 widget options to your Home Screen -Search for transactions -Overview of balance, by month or by year -Breakdown of expenses by category -Ability to add a lock screen with Face/Touch ID -Mark as Cleared -Prompts user and asks if a transaction is the starting balance, if a starting balance has not been created yet. -Simple to use -Perfect for anyone to track their transactions, from checks to debit card purchases. (Use for personal tracking of Bank Account balance only. Check monthly with real bank statement to verify transactions) A quarterly (every 3 months) subscription is available to remove ads for $.99 cents. Cancel anytime. Please view the End User License Agreement here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Bank Account at 80% against Geld's 0%. Bank Account also leads on rating (4.0 vs 2.0) and update cadence (every 4 months vs every 20 months). Geld's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. Geld asks for nothing beyond the download.
Bank Account holds the better App Store score, 4.0 against 2.0. That said, the two scores are not equally well evidenced: Bank Account has 32 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 80% of Bank Account's.
Geld ships an update every 20 months, Bank Account every 4 months. Both last shipped on November 1, 2026.
| Parameter | Geld | Bank Account |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 4.0 (32 ratings) — better |
| Positive reviews | 0.0% of reviews | 79.7% of reviews — better |
| Number of ratings | 1 | 32 — better |
| Update frequency | Every 20 months | Every 4 months — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 1 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | 40Hz | Harden Consulting LLC |
Customer experience
Geld
Bank Account
Bugs and requests
Geld
Not enough reviews yet to summarise bugs or requests.
Bank Account
Reported bugs
16 issues- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore
Show 11 moreShow fewer
- Not working after last upgrade
- Can't input transactions
- Not working
- Can't see the date
- Can't reconcile accounts
- Won't add info between phones
- Check number and payee in same box
- Crashes frequently
- Can't reconcile with wife's phone
- Secondary user can't reconcile
- Switching to secondary causes crash
Requested features
20 requests- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction
Show 15 moreShow fewer
- Transfer between accounts easily
- Import/export capability
- Editable transactions
- See 'current' and 'cleared' balance per account
- Add transactions for the future (pending)
- Cleared function for bank statement balancing
- Separate entries for check number and payee
- iCloud support
- Note section for transactions
- Numerical passcode without enter button
- Recurring events
- Recurring transactions
- Notes section for more detail
- Password lock for security
- Categorize expenses
In-app purchases
Geld
No in-app purchases
Bank Account
- Remove Ads$0.993 Months
