Comparison

Pocket Expense 6 vs iSpending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket Expense 6

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Highlights
  • Track multiple financial accounts
  • Budget management and spending control
  • Bill tracking with reminders
  • Transaction categorization
  • Savings goal achievement
  • Detailed financial statistics and reports
  • Password protection
Features
Read full description

Pocket Expense is a full-featured finance software that you can carry in your pocket. It is a powerful and easy to use program that will help you track and understand your personal finance. Designed and developed by polycents! Pocket Expense brings all your financial accounts together, categorizes your transactions, tracks all your bills, lets you set budgets and helps you achieve your savings goals. In just minutes, you’ll see where your money is going and where you could save money. TRACK YOUR ACCOUNTS You can easily input and manage your accounts. All your accounts will be displayed in one place. You are supplied with a set of icons for your accounts. All transactions related to the same account will be displayed in one page so that you can manage them easily. √ Support multiple account and account type √ Statistic for daily/weekly/monthly/yearly overall √ Track balance of each account BUDGET MANAGEMENT Stay in control and monitor your spending with the help of this budget tracker feature. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to save some money instead of going into dept. √ Support multiple budgets √ See your income and expenses of one budget through charts √ Recurring and non-recurring budget √ Move funds from one budget to another in a single operation √ At the end of each cycle, all information for a budget is archived and can be easily viewed for comparative purpose TRACK YOUR BILLS Pocket Expense will make sure that you’re never late for even one bill. By tracking each bill, which is customizable with different reminder alert periods. √ Support multiple bills of different recurring √ Set alerts to remind you of which bills are close to due dates or overdue √ Allows for the payment of bills in full or in part √ Support multiple payments of each bill √ Support calendar view √ Show total amount of all and overdue bills √ Mark bills with icons according to their status Other Key features: - Password protection - Simple, attractive interface - Payers & payees management - Category management - Provide help document - Powerful statistics and reports of all your transactions - Quickly search for transactions and edit from the same screen - Complete world currency list - Backup and restore all your data over WiFi # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/7775087 Privacy Policy: https://www.iubenda.com/privacy-policy/7775087 If you have any problems or suggestions please send a mail to expense@support.polycents.com, you’ll get the response in a short time.

About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

Screenshots

Pocket Expense 64 screens
iSpending4 screens

Verdict

The call

The clearest difference is monetization model: iSpending at free with in-app purchases against Pocket Expense 6's subscription. iSpending also leads on rating (4.4 vs 3.9) and review sentiment (69% vs 54%). Pocket Expense 6's advantage is update cadence (every 2 weeks vs every 6 months) and ratings volume (2K vs 634). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket Expense 6 sells 5 in-app purchases, starting at $1.49 per month and iSpending sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

iSpending holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 2K and 634 respectively. Written reviews point the same way: 54% of Pocket Expense 6's written reviews are positive against 69% of iSpending's.

UpkeepUpdate frequency

Pocket Expense 6 ships an update every 2 weeks, iSpending every 6 months. Both last shipped on October 15, 2026.

Scorecard6 real differences · 4 level
Pocket Expense 6 versus iSpending: the parameters behind the verdict, then further details
ParameterPocket Expense 6iSpending
PriceFreeFree
Rating3.9 (2K ratings)4.4 (634 ratings) — better
Positive reviews53.7% of reviews68.9% of reviews — better
Number of ratings2K — better634
Update frequencyEvery 2 weeks — betterEvery 6 months
AdsYesYes
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size106 MB19 MB
Age rating4+4+
DeveloperBeesoft AppsHana Mobile

Customer experience

Pocket Expense 6

All ratings2,046 ratings
Positive74.3%
Neutral4.0%
Negative21.7%
Written reviews2,231 reviews
Positive53.7%
Neutral7.5%
Negative38.7%

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

User reviews

Pocket Expense 6

From 2K App Store ratings

What we love

  • 🚀 Easy to use
  • 📊 Helpful charts and graphs
  • 💰 Useful for managing finances
  • 🎨 Nice design and interface

Room to improve

  • 🐛 Sync issues between devices
  • 🗑️ Data loss after updates
  • 💸 Excessive ads in free version
  • 🔒 Account recovery issues

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Bugs and requests

Pocket Expense 6

Reported bugs

4 issues
  • Transactions being duplicated or deleted unexpectedly
  • Incorrect account balances after updates
  • Inability to delete or edit recurring transactions
  • Sync failures between iPhone and iPad versions

Requested features

4 requests
  • Ability to set custom budget cycles
  • Option to exclude credit card balances from net worth
  • Improved backup and restore functionality
  • Integration with bank accounts for automatic syncing

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

In-app purchases

5 purchases

Pocket Expense 6

Subscriptions4
  • Premium - 1 Month$1.491 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Premium Lifetime$19.99
2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year

Questions

Is Pocket Expense 6 free?
Pocket Expense 6 is free to download, with in-app purchases available.
Is iSpending free?
iSpending is free to download, with in-app purchases available.
Which has better reviews, Pocket Expense 6 or iSpending?
iSpending is rated higher. Pocket Expense 6 averages 3.9 out of 5 from 2K ratings, while iSpending averages 4.4 from 634 ratings.
Do Pocket Expense 6 or iSpending have ads?
Both Pocket Expense 6 and iSpending show ads.
Which is updated more often, Pocket Expense 6 or iSpending?
Pocket Expense 6 ships an update every 2 weeks, and iSpending every 6 months. Most recently, Pocket Expense 6 was updated on October 15, 2026 and iSpending on October 15, 2026.

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