Kemba Mobile vs COPFCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kemba Mobile
Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.
- 24/7 secure account access
- Check balances
- View transaction history
- Deposit checks
- Transfer funds
- Pay bills
- Card controls
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Kemba Mobile gives you 24/7 secure access to your accounts from your mobile device. The Kemba Mobile app is free to all members of Kemba Cincinnati (data charges may apply). Using Kemba Mobile, you can: • Check Balances • View and Search Transaction History • Deposit Checks • Transfer Funds • Pay Bills • Turn Cards On and Off • Enroll in eStatements
COPFCU Mobile
Access your credit union account conveniently from your mobile device. Perform mobile check deposits, view banking information, and find branch locations and contact details.
- Mobile check deposit
- Access to website
- Mobile banking
- Branch information
- Contact information
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Cincinnati Ohio Police Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
Screenshots
Verdict
The clearest difference is review sentiment: Kemba Mobile at 56% against COPFCU Mobile's 17%. Kemba Mobile also leads on monetization model (free vs ad-supported). COPFCU Mobile's advantage is rating (3.2 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
COPFCU Mobile holds the better App Store score, 3.2 against 2.8. Both are backed by a comparable volume of ratings — 45 and 16 respectively. Written reviews complicate that: 56% of Kemba Mobile's written reviews are positive against 17% of COPFCU Mobile's, so the app with the better star average is not the one people write more warmly about.
Kemba Mobile ships an update every 5 weeks, COPFCU Mobile every 3 weeks. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.
| Parameter | Kemba Mobile | COPFCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (45 ratings) | 3.2 (16 ratings) — better |
| Positive reviews | 56.0% of reviews — better | 16.7% of reviews |
| Number of ratings | 45 — better | 16 |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 128 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Kemba Credit Union | Cincinnati Ohio Police Federal Credit Union |
Customer experience
Kemba Mobile
COPFCU Mobile
Bugs and requests
Kemba Mobile
Reported bugs
25 issues- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working
Show 20 moreShow fewer
- Profile picture not uploading
- System doesn't recognize user after update
- Cannot unlock card
- App is non-functional, jumps up and down
- Fatal error when paying credit card bill
- Cannot link another bank to pay auto loan
- Biometrics not working properly
- Touch ID does not work
- Cannot save biometrics on iPad
- Card won't unfreeze at random times
- App is slow
- Direct deposit takes too long to appear
- Hard to pay bills, often not working
- Cannot pay bills over $1,000
- App moves slow
- Fingerprint enabling and quick lookup don't work
- App is on functional, jumps up and down
- Ads before seeing balance
- App is completely non-functional
- Mobile deposit requires perfect lighting
Requested features
10 requests- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs
Show 5 moreShow fewer
- Widget for quick access
- Move Face ID button
- Ability to set up payment from another bank
- Option to pay auto loan via phone app
- Fix backspace issue where entire field is deleted
COPFCU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Kemba Mobile
No in-app purchases
COPFCU Mobile
No in-app purchases
Questions
Is Kemba Mobile free?
Is COPFCU Mobile free?
Which has better reviews, Kemba Mobile or COPFCU Mobile?
Do Kemba Mobile or COPFCU Mobile have ads?
Which is updated more often, Kemba Mobile or COPFCU Mobile?
Other comparisons
