國泰優惠CUBE Rewards vs 玉山Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰優惠CUBE Rewards
Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.
- Accumulate and redeem Tree Points
- Complete tasks for bonus points
- Manage credit card services
- Access exclusive member offers
- View spending alerts
- Earn points through events
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Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City
玉山Wallet
Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.
- Instant card binding
- Apple Pay integration
- Multiple payment methods
- Bill inquiry and payment
- Installment applications
- Card transaction controls
- Point redemption
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玉山Wallet 生活隨行 簡單支付，玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡：還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費！ - 同步加入Apple Pay：透過玉山Wallet同步將卡片加入Apple Pay，簡單加卡，輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式，自由切換。使用玉山電子支付，可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費！ 【帳務查詢、繳款，一次滿足】 - 查詢最近12期帳單及未入帳明細，看完帳單立即繳款！ - 帳單分期、單筆分期、指定卡片分期，線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知：開啟推播通知，刷卡1元即推播，消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額，貼近你的使用習慣。 - App首頁任你選，自主設定首頁，想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用：1點等於1元，可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數：點選[生活]>[卡友服務]>[市區停車]，符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險，輕鬆搞定。 【金融友善版】 - 提供貼心的無障礙金融服務，包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼，以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題：https://esun.co/waapp1 顧客資料保密措施聲明：https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項：https://esun.co/waapp3 玉山銀行24小時服務專線：(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址：臺北市松山區民生東路3段115號及117號
Screenshots
Verdict
The clearest difference is monetization model: 玉山Wallet at free against 國泰優惠CUBE Rewards's free with in-app purchases. 玉山Wallet also leads on rating (4.9 vs 4.7). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
玉山Wallet holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 879 and 826 respectively. Written reviews complicate that: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 76% of 玉山Wallet's, so the app with the better star average is not the one people write more warmly about.
國泰優惠CUBE Rewards ships an update every 3 weeks, 玉山Wallet monthly. Both last shipped on October 15, 2026.
| Parameter | 國泰優惠CUBE Rewards | 玉山Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (879 ratings) | 4.9 (826 ratings) — better |
| Positive reviews | 83.5% of reviews — better | 75.9% of reviews |
| Number of ratings | 879 — better | 826 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 118 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | 國泰金融集團 | 玉山銀行 |
Customer experience
國泰優惠CUBE Rewards
玉山Wallet
Bugs and requests
國泰優惠CUBE Rewards
Reported bugs
3 issues- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team
Requested features
4 requests- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues
玉山Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
國泰優惠CUBE Rewards
No in-app purchases
玉山Wallet
No in-app purchases
