Comparison

Rakbank vs Policybazaar UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rakbank

Manage your banking needs with a secure and intuitive mobile application. Open accounts digitally, make quick payments, and transfer funds easily. Access customer support through live chat for a seamless banking experience.

Highlights
  • Digital account opening
  • Biometric login
  • Card activation and PIN reset
  • Multiple bill payments
  • Instant fund transfers
  • Cardless ATM withdrawals
  • Live chat support
Features
Read full description

Our app brings you a simple yet secure way to manage, move and grow your money. YOUR MONEY ON YOUR TERMS - Get a clearer, more intuitive view of your finances from the moment you log in - Bank your way and enjoy a full experience in English or Arabic - Make your money work for you with gold, silver, crypto and other investments - Full control over cards, limits and repayments PAYMENTS MADE SIMPLE - One place for every payment - Send money across the UAE and abroad in a few taps - Pay all your due bills in one go - Repeat payments: set once, sorted forever - Send cash to contacts instantly - Get cardless withdrawals from any of our ATMs with Mobile cash - Donate to causes you care about, straight from the app MEET RAI, YOUR DIGITAL ASSISTANT Stuck? Just ask Rai. Instant answers, zero hunting.

About

Policybazaar UAE

Easily compare and purchase various insurance plans online, including car, health, home, travel, and life insurance. Get instant coverage from top providers across the UAE with a simple, transparent process.

Highlights
  • Compare insurance plans
  • Instant online purchase
  • Car insurance
  • Health insurance
  • Home insurance
  • Travel insurance
  • Life insurance
Features
Read full description

Finding the right insurance should be simple, fast and hassle-free. That’s exactly what we do at Policybazaar.ae. If you need car insurance in Dubai, health insurance in the UAE, travel insurance, life insurance or home insurance online, we help you compare the best plans from top insurance companies in Dubai and across the UAE—all in one place. Compare, Choose and Get Covered Instantly We take the confusion out of buying insurance. Instead of jumping between different insurance companies in the UAE, we bring everything under one roof. With just a few clicks, you can buy insurance online in minutes—no endless paperwork, no hidden fees. Our Insurance Products 1. Car Insurance (Motor Insurance Dubai) – Your car is more than just a vehicle—it’s your everyday companion. With our motor insurance in Dubai, you get comprehensive coverage against accidents, theft and unforeseen damages. 2. Health Insurance (Medical Insurance in UAE) – Medical emergencies can happen anytime and the right insurance keeps you prepared. Our health insurance in Dubai offers access to top hospitals, clinics and treatments across the UAE. 3. Home Insurance – Your home is your biggest investment—protect it against fire, theft, natural disasters and unexpected damages. Our home insurance online plans provide financial security, so you never have to worry about the unexpected. 4. Travel Insurance – Exploring new destinations is exciting, but unexpected disruptions can turn a dream trip into a nightmare. With our travel insurance, you’re covered for trip cancellations, lost baggage, medical emergencies, and more. 5. Term Insurance – Give your loved ones the financial protection they deserve. Our term insurance plans provide long-term security, so that your family is taken care of in case of an unforeseen event. 6. Business Insurance – Running a business comes with risks, but the right insurance keeps you prepared. Our online business insurance solutions cover everything from property damage to liability claims. Why Policybazaar.ae? Because insurance is more than just a requirement—it’s your safety net for life’s uncertainties. At Policybazaar.ae, we put you first, making sure you get the best insurance in the UAE without the confusion or hidden costs. We believe in simplicity, transparency and trust, helping you make informed decisions with confidence. We partner with top insurance companies in Dubai and across the UAE to bring you the most reliable, affordable and hassle-free insurance coverage options for your car, health, home, business, life and more. Join thousands of satisfied customers who have already made the smart switch to Policybazaar.ae. Your protection, your convenience, your future—secured in just a few clicks. Why wait? Get insured today and experience a smarter, easier way to buy insurance! - www.policybazaar.ae - Contact us: 800 800 001 - Email: communication@policybazaar.ae Insurance made simple. Insurance made for you.

Screenshots

Rakbank4 screens
Policybazaar UAE4 screens

Verdict

The call

The clearest difference is rating: Rakbank at 4.5 against Policybazaar UAE's 2.0. Rakbank also leads on update cadence (weekly vs every 2 months) and ratings volume (1K vs 4). Policybazaar UAE's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rakbank holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: Rakbank has 1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 34% of Rakbank's written reviews are positive against 21% of Policybazaar UAE's.

UpkeepUpdate frequency

Rakbank ships an update weekly, Policybazaar UAE every 2 months. The most recent releases landed on September 21, 2026 and August 7, 2026 respectively.

Scorecard5 real differences · 5 level
Rakbank versus Policybazaar UAE: the parameters behind the verdict, then further details
ParameterRakbankPolicybazaar UAE
PriceFreeFree
Rating4.5 (1K ratings) — better2.0 (4 ratings)
Positive reviews34.2% of reviews — better20.5% of reviews
Number of ratings1K — better4
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size244 MB59 MB
Age rating4+4+
DeveloperThe National Bank of Ras Al-Khaimah (P.S.C)Policybazaar UAE

Customer experience

Rakbank

All ratings1,035 ratings
Positive87.5%
Neutral3.2%
Negative9.3%
Written reviews79 reviews
Positive34.2%
Neutral6.3%
Negative59.5%

Policybazaar UAE

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews39 reviews
Positive20.5%
Neutral2.6%
Negative76.9%

Bugs and requests

Rakbank

Reported bugs

5 issues
  • App crashes on open
  • Login issues with Face ID
  • Unresponsive live chat
  • Compatibility issues with larger phones
  • Verification procedures are complicated

Requested features

5 requests
  • Add last 5-10 transaction history
  • Display cash back amount information
  • Allow using cash back from the app
  • Implement Arabic language support
  • Improve debit card management features

Policybazaar UAE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Rakbank

No in-app purchases

None

Policybazaar UAE

No in-app purchases

Questions

Is Rakbank free?
Rakbank is free to download, with no in-app purchases.
Is Policybazaar UAE free?
Policybazaar UAE is free to download, with no in-app purchases.
Which has better reviews, Rakbank or Policybazaar UAE?
Rakbank is rated higher. Rakbank averages 4.5 out of 5 from 1K ratings, while Policybazaar UAE averages 2.0 from 4 ratings.
Do Rakbank or Policybazaar UAE have ads?
Neither Rakbank nor Policybazaar UAE shows ads.
Which is updated more often, Rakbank or Policybazaar UAE?
Rakbank ships an update weekly, and Policybazaar UAE every 2 months. Most recently, Rakbank was updated on September 21, 2026 and Policybazaar UAE on August 7, 2026.

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