Comparison

Rakbank vs ADCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rakbank

Manage your banking needs with a secure and intuitive mobile application. Open accounts digitally, make quick payments, and transfer funds easily. Access customer support through live chat for a seamless banking experience.

Highlights
  • Digital account opening
  • Biometric login
  • Card activation and PIN reset
  • Multiple bill payments
  • Instant fund transfers
  • Cardless ATM withdrawals
  • Live chat support
Features
Read full description

Our app brings you a simple yet secure way to manage, move and grow your money. YOUR MONEY ON YOUR TERMS - Get a clearer, more intuitive view of your finances from the moment you log in - Bank your way and enjoy a full experience in English or Arabic - Make your money work for you with gold, silver, crypto and other investments - Full control over cards, limits and repayments PAYMENTS MADE SIMPLE - One place for every payment - Send money across the UAE and abroad in a few taps - Pay all your due bills in one go - Repeat payments: set once, sorted forever - Send cash to contacts instantly - Get cardless withdrawals from any of our ATMs with Mobile cash - Donate to causes you care about, straight from the app MEET RAI, YOUR DIGITAL ASSISTANT Stuck? Just ask Rai. Instant answers, zero hunting.

About

ADCB

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

Highlights
  • Simplified Payments and Transfers
  • Search Payees and Transaction History
  • Dual Language (Arabic/English)
  • Balance Preview
  • Bill Payment
  • Funds Transfer
  • Locate ATMs and Branches
Features
Read full description

Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).

Screenshots

Rakbank4 screens
ADCB4 screens

Verdict

The call

The clearest difference is monetization model: ADCB at free against Rakbank's free with in-app purchases. ADCB also leads on ratings volume (4.9K vs 1K) and iOS requirement (12.2 vs 15.1). Rakbank's advantage is update cadence (weekly vs every 2 weeks). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ADCB holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1K and 4.9K respectively. Written reviews point the same way: 34% of Rakbank's written reviews are positive against 41% of ADCB's.

UpkeepUpdate frequency

Rakbank ships an update weekly, ADCB every 2 weeks. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Rakbank versus ADCB: the parameters behind the verdict, then further details
ParameterRakbankADCB
PriceFreeFree
Rating4.5 (1K ratings)4.7 (4.9K ratings) — better
Positive reviews34.0% of reviews40.9% of reviews — better
Number of ratings1K4.9K — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.112.2 — better
Further details — not scored
Size248 MB226 MB
Age rating4+4+
DeveloperThe National Bank of Ras Al-Khaimah (P.S.C)ADCB

Customer experience

Rakbank

All ratings1,037 ratings
Positive87.5%
Neutral3.3%
Negative9.3%
Written reviews194 reviews
Positive34.0%
Neutral8.2%
Negative57.7%

ADCB

All ratings4,897 ratings
Positive91.6%
Neutral2.8%
Negative5.6%
Written reviews384 reviews
Positive40.9%
Neutral6.5%
Negative52.6%

User reviews

Rakbank

From 1K App Store ratings

What we love

  • 👍 Excellent customer service
  • 👍 Wonderful deals
  • 👍 Easy to use
  • 👍 Efficient and user-friendly
  • 👍 Simplified processes

Room to improve

  • 🐛 App crashes on open
  • 🐛 Login issues with Face ID
  • 🐛 Unresponsive live chat
  • 🐛 Clunky UI and navigation
  • 🐛 Unintuitive placement of UI elements

ADCB

From 4.9K App Store ratings

What we love

  • 🚀 Great services
  • 👍 Easy to use app
  • 🚀 Seamless experience
  • 👍 Excellent customer service
  • 👍 Fantastic app

Room to improve

  • 🐛 Laggy performance
  • 👎 Horrible UX
  • 👎 Outdated app
  • 👎 Buggy and slow
  • 👎 Complicated and non user-friendly

Bugs and requests

Rakbank

Reported bugs

5 issues
  • App crashes on open
  • Login issues with Face ID
  • Unresponsive live chat
  • Compatibility issues with larger phones
  • Verification procedures are complicated

Requested features

5 requests
  • Add last 5-10 transaction history
  • Display cash back amount information
  • Allow using cash back from the app
  • Implement Arabic language support
  • Improve debit card management features

ADCB

Reported bugs

5 issues
  • Login issues and active session problems
  • Inability to clear cache and switch accounts
  • Incompatibility with iPhone 15 and iOS 13
  • Freezing and crashing on launch
  • Inconsistent performance and functionality

Requested features

5 requests
  • Ability to redeem touchpoints
  • Improved credit card management
  • Better transaction history and categorization
  • Support for newer devices and iOS versions
  • Streamlined bill payment process

In-app purchases

None

Rakbank

No in-app purchases

None

ADCB

No in-app purchases

Questions

Is Rakbank free?
Rakbank is free to download, with no in-app purchases.
Is ADCB free?
ADCB is free to download, with no in-app purchases.
Which has better reviews, Rakbank or ADCB?
ADCB is rated higher. Rakbank averages 4.5 out of 5 from 1K ratings, while ADCB averages 4.7 from 4.9K ratings.
Do Rakbank or ADCB have ads?
Neither Rakbank nor ADCB shows ads.
Which is updated more often, Rakbank or ADCB?
Rakbank ships an update weekly, and ADCB every 2 weeks. Most recently, Rakbank was updated on October 29, 2026 and ADCB on October 29, 2026.

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