Comparison

LBS Health Spending App vs My CDPHP®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LBS Health Spending App

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Securely check balances, view claims, and submit receipts in real-time. This app simplifies your health spending with intuitive navigation and time-saving features.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit receipts for claims
  • Scan product barcodes for eligibility
  • File claims for FSA and HRA
  • Manage HSA transactions
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

My CDPHP®

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

Highlights
  • View health coverage details
  • Track filed and processed claims
  • Monitor out-of-pocket spending
  • Estimate medical costs
  • Compare provider and facility costs
  • Submit medical claims
Features
Read full description

Everything you need to move forward toward a healthier you View and track your CDPHP health care coverage in one place! Access important information and make the most of your benefits. - Easily check coverage for health care services - Quickly see claims that have been filed and processed - Track any out-of-pocket spending - Estimate your medical costs before you have treatment - Review and compare costs associated with providers and facilities - Conveniently submit medical claims through the app - More!

Screenshots

LBS Health Spending App3 screens
My CDPHP®4 screens

Verdict

The call

The clearest difference is rating: My CDPHP® at 2.9 against LBS Health Spending App's 1.2. My CDPHP® also leads on iOS requirement (12.1 vs 17.0). LBS Health Spending App's advantage is review sentiment (18% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My CDPHP® holds the better App Store score, 2.9 against 1.2. Both are backed by a comparable volume of ratings — 30 and 39 respectively. Written reviews complicate that: 18% of LBS Health Spending App's written reviews are positive against 0% of My CDPHP®'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

LBS Health Spending App ships an update every 4 months, My CDPHP® every 2 months. The most recent releases landed on September 21, 2026 and September 12, 2026 respectively.

Scorecard3 real differences · 7 level
LBS Health Spending App versus My CDPHP®: the parameters behind the verdict, then further details
ParameterLBS Health Spending AppMy CDPHP®
PriceFreeFree
Rating1.2 (30 ratings)2.9 (39 ratings) — better
Positive reviews17.9% of reviews — better0.0% of reviews
Number of ratings3039 — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.012.1 — better
Further details — not scored
Size30 MB90 MB
Age rating17+12+
DeveloperLifetime Benefit Solutions, Inc.Capital District Physicians' Health Plan, Inc.

Customer experience

LBS Health Spending App

All ratings30 ratings
Positive3.3%
Neutral0.0%
Negative96.7%
Written reviews28 reviews
Positive17.9%
Neutral3.6%
Negative78.6%

My CDPHP®

All ratings38 ratings
Positive42.1%
Neutral13.2%
Negative44.7%
Written reviews14 reviews
Positive0.0%
Neutral14.3%
Negative85.7%

In-app purchases

None

LBS Health Spending App

No in-app purchases

None

My CDPHP®

No in-app purchases

Questions

Is LBS Health Spending App free?
LBS Health Spending App is free to download, with no in-app purchases.
Is My CDPHP® free?
My CDPHP® is free to download, with no in-app purchases.
Which has better reviews, LBS Health Spending App or My CDPHP®?
My CDPHP® is rated higher. LBS Health Spending App averages 1.2 out of 5 from 30 ratings, while My CDPHP® averages 2.9 from 39 ratings.
Do LBS Health Spending App or My CDPHP® have ads?
Neither LBS Health Spending App nor My CDPHP® shows ads.
Which is updated more often, LBS Health Spending App or My CDPHP®?
LBS Health Spending App ships an update every 4 months, and My CDPHP® every 2 months. Most recently, LBS Health Spending App was updated on September 21, 2026 and My CDPHP® on September 12, 2026.

Other comparisons