LBS Health Spending App vs My CDPHP®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LBS Health Spending App
Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Securely check balances, view claims, and submit receipts in real-time. This app simplifies your health spending with intuitive navigation and time-saving features.
- Check account balances 24/7
- View account summaries and charts
- Submit receipts for claims
- Scan product barcodes for eligibility
- File claims for FSA and HRA
- Manage HSA transactions
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
My CDPHP®
Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.
- View health coverage details
- Track filed and processed claims
- Monitor out-of-pocket spending
- Estimate medical costs
- Compare provider and facility costs
- Submit medical claims
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Everything you need to move forward toward a healthier you View and track your CDPHP health care coverage in one place! Access important information and make the most of your benefits. - Easily check coverage for health care services - Quickly see claims that have been filed and processed - Track any out-of-pocket spending - Estimate your medical costs before you have treatment - Review and compare costs associated with providers and facilities - Conveniently submit medical claims through the app - More!
Screenshots
Verdict
The clearest difference is rating: My CDPHP® at 2.9 against LBS Health Spending App's 1.2. My CDPHP® also leads on iOS requirement (12.1 vs 17.0). LBS Health Spending App's advantage is review sentiment (18% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My CDPHP® holds the better App Store score, 2.9 against 1.2. Both are backed by a comparable volume of ratings — 30 and 39 respectively. Written reviews complicate that: 18% of LBS Health Spending App's written reviews are positive against 0% of My CDPHP®'s, so the app with the better star average is not the one people write more warmly about.
LBS Health Spending App ships an update every 4 months, My CDPHP® every 2 months. The most recent releases landed on September 21, 2026 and September 12, 2026 respectively.
| Parameter | LBS Health Spending App | My CDPHP® |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (30 ratings) | 2.9 (39 ratings) — better |
| Positive reviews | 17.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 30 | 39 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 30 MB | 90 MB |
| Age rating | 17+ | 12+ |
| Developer | Lifetime Benefit Solutions, Inc. | Capital District Physicians' Health Plan, Inc. |
Customer experience
LBS Health Spending App
My CDPHP®
In-app purchases
LBS Health Spending App
No in-app purchases
My CDPHP®
No in-app purchases
Questions
Is LBS Health Spending App free?
Is My CDPHP® free?
Which has better reviews, LBS Health Spending App or My CDPHP®?
Do LBS Health Spending App or My CDPHP® have ads?
Which is updated more often, LBS Health Spending App or My CDPHP®?
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