合作金庫銀行 vs Pennyworth

（僅適用iOS 13.0版本以上(含13.0)手機）
 即日起，本行網路銀行個人戶可直接使用APP開通行動網銀查詢功能，但若需使用行動網銀交易功能，仍需至本行各營業單位臨櫃申請相關轉帳機制才能使用。
合作金庫銀行提供下列各項便利的服務，建議使用者需安裝至最新作業系統版本： 1.提供本行臺幣存款帳戶餘額及明細查詢、約定及非約定帳戶轉帳、繳交各項公用事業費及稅款、借款查詢及繳款、外匯存款查詢及交易、查詢本行信用卡帳單及繳款、VISA金融卡帳單查詢、基金查詢及交易、智能客服及線上取號等功能。 2.最新消息 提供本行各項業務最新消息。 3.金融資訊 提供本行黃金存摺牌價、外幣匯率、臺/外幣之存/放款利率、票券/債券利率及理財金庫等資訊。 4.線上櫃檯 提供醫療服務、產壽險服務、服務據點、相關線上申請作業及預約投保等服務。 醫療服務：提供合作醫院醫療資訊查詢及繳費功能。 產壽險服務：提供合作產險公司保險資訊查詢及繳費功能。 5.合庫APP使用權限說明: (1)位置:服務據點需使用該權限。 (2)聯絡人:使用手機門號轉帳服務時，可從通訊錄中直接選取轉入方之手機門號需使用該權限。 (3)照片庫:合庫E Pay掃碼功能的讀取圖片需使用該權限。 (4)相機:繳稅費卡款服務使用掃描條碼需使用該權限。 (5)指紋辨識/FACE ID:快速登入/交易需要使用該權限 (6)Siri:智能語音轉帳服務需使用該權限 (7)通知:推播服務功能需使用該權限。 (8)行動數據:網路功能需使用該權限。 (9)電話:撥打分行及客服等服務之電話需使用該權限。 (10)語音辨識:提供智能語音服務AI對話式輸入功能。 (11)麥克風:提供智能語音服務AI對話式輸入功能。 **當你使用本服務，部份功能會需要接收並存取敏感性資料，資料由使用者自行決定是否提供。
敏感性資料包含：身分證字號、使用者代號、密碼、轉帳帳號、信用卡號碼、電話、出生年月日、地址及電子郵件信箱。
 **若您要關閉部分權限，本行將無法提供您完整的合庫行動網銀服務。您可於手機裝置中自行設定關閉部分權限，說明如下：
「設定」→「App」→「合作金庫銀行」→中關閉各項權限。
 **相關資訊可至本行官網查詢https://www.tcb-bank.com.tw/
 或歡迎來電客服詢問，感謝你!
 客服電話:0800-033175， 04-22273131
 合作金庫提醒您，建議安裝正版防毒軟體以提昇行動裝置的安全性

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang