Comparison

ProPay Payments vs Now Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ProPay Payments

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

Highlights
  • Accept chip and swipe credit cards
  • Manual card entry
  • Securely store customer payment info
  • Offline payment processing
  • Access funds via prepaid debit card
  • Monitor transactions and balances
  • Add sales tax and tips
Features
Read full description

Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Card Processing Solutions • Quickly process credit card payments at low rates with a mobile card reader • Accept chip cards (EMV) and swipe cards • Manually enter card numbers if you aren’t near your card reader • Securely store a customer’s payment information to be charged for future purchases • Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage • Even more processing options are available with your ProPay account online: http://www.propay.com/products-services/accept-payments/ Accessing Funds • Access your funds with a ProPay Prepaid debit MasterCard • Quickly transfer funds to your bank account within the mobile app Monitor Your Business • Check your available and pending account balances • Review pending, completed and declined transactions • Refund or cancel transactions • Manage transfers to your bank account. Additional Features: • Include sales tax and allow customers to add a tip to their order • Capture your customer’s signature and then e-mail them a receipt. The ProPay App allows you to access all these features from any compatible smartphone or tablet and is available for all ProPay Merchants. Compatibility and Requirements: - ProPay account required. If you do not have an account, sign up at www.ProPay.com - Certain features of the ProPay App require an active ProtectPay Online subscription. - The ProPay JAK is currently compatible with the majority of Apple smartphones and tablets. For a complete list of compatible devices, please visit the following website link: http://www.propay.com/products-services/accept-payments/jak-card-reader/androiddevices/ Learn more or sign up for an account today at www.propay.com

About

Now Wallet

Manage your eWallet balance and track transactions on the go. Transfer funds via bank, prepaid card, wire, or paper check. Receive important push notifications for security and general announcements.

Highlights
  • Track eWallet balance
  • Transfer funds
  • View transaction history
  • Push notifications
  • Supports bank transfers
  • Supports prepaid card transfers
Features
Read full description

Manage your eWallet on-the-go with our new mobile app! FEATURES: - Track your eWallet balance - Transfer funds from your eWallet via - Bank - Prepaid Card - Wire - Paper Check - View your transaction history - Receive push notifications for Security, When a transfer has been completed, General Announcements

Screenshots

ProPay Payments4 screens
Now Wallet4 screens

Verdict

The call

The clearest difference is rating: Now Wallet at 3.3 against ProPay Payments's 2.8. Now Wallet also leads on monetization model (free vs free with in-app purchases) and review sentiment (31% vs 19%). ProPay Payments's advantage is iOS requirement (12.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Now Wallet holds the better App Store score, 3.3 against 2.8. Both are backed by a comparable volume of ratings — 62 and 44 respectively. Written reviews point the same way: 19% of ProPay Payments's written reviews are positive against 31% of Now Wallet's.

UpkeepUpdate frequency

ProPay Payments ships an update every 3 months, Now Wallet every 6 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
ProPay Payments versus Now Wallet: the parameters behind the verdict, then further details
ParameterProPay PaymentsNow Wallet
PriceFreeFree
Rating2.8 (62 ratings)3.3 (44 ratings) — better
Positive reviews18.8% of reviews31.3% of reviews — better
Number of ratings62 — better44
Update frequencyEvery 3 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size43 MB34 MB
Age rating4+4+
DeveloperTSYS Acquiring Solutions, L.L.C.International Payout Systems INC

Customer experience

ProPay Payments

All ratings60 ratings
Positive41.7%
Neutral8.3%
Negative50.0%
Written reviews80 reviews
Positive18.8%
Neutral8.8%
Negative72.5%

Now Wallet

All ratings41 ratings
Positive61.0%
Neutral4.9%
Negative34.1%
Written reviews16 reviews
Positive31.3%
Neutral6.3%
Negative62.5%

In-app purchases

None

ProPay Payments

No in-app purchases

None

Now Wallet

No in-app purchases

Questions

Is ProPay Payments free?
ProPay Payments is free to download, with no in-app purchases.
Is Now Wallet free?
Now Wallet is free to download, with no in-app purchases.
Which has better reviews, ProPay Payments or Now Wallet?
Now Wallet is rated higher. ProPay Payments averages 2.8 out of 5 from 62 ratings, while Now Wallet averages 3.3 from 44 ratings.
Do ProPay Payments or Now Wallet have ads?
Neither ProPay Payments nor Now Wallet shows ads.
Which is updated more often, ProPay Payments or Now Wallet?
ProPay Payments ships an update every 3 months, and Now Wallet every 6 months. Most recently, ProPay Payments was updated on October 30, 2026 and Now Wallet on October 24, 2026.

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