Comparison

MSB mBank vs FAB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

About

FAB Mobile

Manage your everyday banking needs from anywhere with this mobile application. It allows you to spend, save, and stay on top of your finances. New customers can open accounts and apply for products without visiting a branch.

Highlights
  • View balances and e-statements
  • Pay utility bills
  • Activate cards
  • Apply for loans and credit cards
  • Earn and redeem rewards
  • Free instant transfers
  • Biometric login
Features
Read full description

Let’s bring the bank to YOU! The FAB Mobile app puts the power of the bank in your hand. Spend, save and stay on top of your everyday banking from just about anywhere. DOWNLOAD. REGISTER. DONE! If you’re a FAB customer or using the app on a new device, here’s how you can get started once you download the app: • Tap ‘Already a customer’ and enter your credit or debit card number or customer number • Tap and scan your Emirates ID • Do the face scan as prompted – to ensure that only you have access to your account • You’re done! Now you can start banking anywhere, anytime. NEW CUSTOMER? NO PROBLEM! Start your journey with FAB right from your living room. Simply download the app and open an account, get a credit card or get approved for a personal loan – without stepping into a branch. You only need an Emirates ID. YOUR MONEY. YOUR WAY. We know you value your time, so we’ve made sure you can do a whole lot of your banking, whenever you want. Here are some of things you can do: • View your balance and e-statements • Activate your card • Pay your utility bills • Get an Easy Payment Plan • Sign up for Islamic accounts • Earn and redeem FAB Rewards • Start an iSave and enjoy a higher rate of interest • Upload your account documents – passport, visa, Emirates ID • Login with Fingerprint or Face ID • Locate your nearest FAB branch or ATM • Enjoy free and instant transfers to India, Pakistan, Sri Lanka and Philippines • Enjoy exciting offers and exclusive discounts

Screenshots

MSB mBank4 screens
FAB Mobile4 screens

Verdict

The call

The clearest difference is rating: FAB Mobile at 4.6 against MSB mBank's 3.1. FAB Mobile also leads on ads (none vs shown) and ratings volume (9.1K vs 104). MSB mBank's advantage is iOS requirement (12.0 vs 14.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FAB Mobile holds the better App Store score, 4.6 against 3.1. That said, the two scores are not equally well evidenced: FAB Mobile has 9.1K ratings behind it against 104, so its average is the more settled of the two. Written reviews complicate that: 50% of MSB mBank's written reviews are positive against 43% of FAB Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MSB mBank ships an update every 3 weeks, FAB Mobile every 2 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
MSB mBank versus FAB Mobile: the parameters behind the verdict, then further details
ParameterMSB mBankFAB Mobile
PriceFreeFree
Rating3.1 (104 ratings)4.6 (9.1K ratings) — better
Positive reviews50.0% of reviews — better43.0% of reviews
Number of ratings1049.1K — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS12.0 — better14.0
Further details — not scored
Size214 MB748 MB
Age rating4+4+
DeveloperVietnam Maritime Commercial Joint Stock BankFirst Abu Dhabi Bank

Customer experience

MSB mBank

All ratings104 ratings
Positive49.0%
Neutral7.7%
Negative43.3%
Written reviews54 reviews
Positive50.0%
Neutral3.7%
Negative46.3%

FAB Mobile

All ratings9,052 ratings
Positive90.5%
Neutral1.8%
Negative7.7%
Written reviews409 reviews
Positive43.0%
Neutral7.3%
Negative49.6%

User reviews

MSB mBank

From 104 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Beautiful interface
  • 🚀 Fast transactions
  • 👍 Convenient
  • 👍 Smart and fast app

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent ads
  • 🐛 App crashes/errors
  • 🐛 Poor customer service
  • 🐛 Confusing interface

FAB Mobile

From 9.1K App Store ratings

What we love

  • 🚀 Convenient and easy to use
  • 👍 Great mobile banking app
  • 💡 Excellent online and mobile banking services
  • 🔒 Secure and reliable
  • 🚀 Fast and smooth transactions

Room to improve

  • 🐛 App crashes and freezes frequently
  • 🐛 Registration and login issues
  • 💰 Unexpected charges and deductions
  • ⚠️ Poor customer support and unresponsive
  • 🐛 Compatibility issues with new devices/IDs

Bugs and requests

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

FAB Mobile

Reported bugs

5 issues
  • App not recognizing new Emirates ID
  • Facial recognition and NFC scan not working
  • Repeated requests for registration and verification
  • Transactions not showing up correctly
  • Accounts not linking properly

Requested features

5 requests
  • Live chat support
  • Ability to close account through app
  • Improved beneficiary management
  • Copy/paste functionality for account numbers
  • Seamless integration between accounts

In-app purchases

None

MSB mBank

No in-app purchases

None

FAB Mobile

No in-app purchases

Questions

Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Is FAB Mobile free?
FAB Mobile is free to download, with no in-app purchases.
Which has better reviews, MSB mBank or FAB Mobile?
FAB Mobile is rated higher. MSB mBank averages 3.1 out of 5 from 104 ratings, while FAB Mobile averages 4.6 from 9.1K ratings.
Do MSB mBank or FAB Mobile have ads?
MSB mBank shows ads; FAB Mobile does not.
Which is updated more often, MSB mBank or FAB Mobile?
MSB mBank ships an update every 3 weeks, and FAB Mobile every 2 weeks. Most recently, MSB mBank was updated on October 14, 2026 and FAB Mobile on October 17, 2026.

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