FAB Mobile vs CUB Vietnam

Let’s bring the bank to YOU! The FAB Mobile app puts the power of the bank in your hand. Spend, save and stay on top of your everyday banking from just about anywhere. DOWNLOAD. REGISTER. DONE! If you’re a FAB customer or using the app on a new device, here’s how you can get started once you download the app: • Tap ‘Already a customer’ and enter your credit or debit card number or customer number • Tap and scan your Emirates ID • Do the face scan as prompted – to ensure that only you have access to your account • You’re done! Now you can start banking anywhere, anytime. NEW CUSTOMER? NO PROBLEM! Start your journey with FAB right from your living room. Simply download the app and open an account, get a credit card or get approved for a personal loan – without stepping into a branch. You only need an Emirates ID. YOUR MONEY. YOUR WAY. We know you value your time, so we’ve made sure you can do a whole lot of your banking, whenever you want. Here are some of things you can do: • View your balance and e-statements • Activate your card • Pay your utility bills • Get an Easy Payment Plan • Sign up for Islamic accounts • Earn and redeem FAB Rewards • Start an iSave and enjoy a higher rate of interest • Upload your account documents – passport, visa, Emirates ID • Login with Fingerprint or Face ID • Locate your nearest FAB branch or ATM • Enjoy free and instant transfers to India, Pakistan, Sri Lanka and Philippines • Enjoy exciting offers and exclusive discounts

Installment loans, consumer loans, and get instant disbursement with the CUB Vietnam App. CUB Vietnam App – A Comprehensive Financial Solution that is Fast, Convenient, Reliable, and 100% Online. Choose an easy and stress-free loan designed just for you, skipping the rigid multi-step approval process with the CUB Vietnam App. Features include: --- APP FEATURES--- • Apply for a 100% online consumer loan with just Citizen ID (CCCD or CC), with attractive interest rates. • Quick loan approval. • Fast loan disbursement with simple steps. • Online credit limits up to 40 million VND. • Flexible installment terms from 3 to 36 months. • Flat yearly interest rate is 22.92%. ---LOAN REQUIREMENTS--- • Product is only applied for Vietnamese citizen. • Age between 22 and 55 years old. • Have a Citizen ID (CCCD or CC) with embedded chip. • Have a registered phone number under your name. ---ILLUSTRATIVE EXAMPLE--- • Online credit limit amount: 40,000,000 VND • Loan term: 24 months • Flat yearly interest rate: 22.92% (based on flat interest rates and may differ slightly from actual rates). This interest rate is for reference only, kindly check the CUB's Fee and Interest Rate Schedule from time to time for more details.) • Monthly payment: 2,447,509 VND (equivalent to 81,584 VND/day) ---DATA SECURITY FEATURES--- CUB Vietnam is a fully secured mobile application developed by Cathay United Bank– Ho Chi Minh City Branch. The app is approved by Apple App Store with international FIDO certification, offering dual protection against unauthorized access. • Biometric authentication: Enable fingerprint or Face ID unlock for enhanced security. • One-Time Password (OTP): Enter the OTP sent to your registered phone number for an extra security layer. • Regular security checks: Improve account security and minimize risks of unauthorized access. Customer privacy is CUB Vietnam's top priority. We strictly comply with the provisions of the law on personal data protection, ensuring your data is safeguarded. Learn more about CUB Vietnam's privacy policy on our website. ________________________________________ REQUIREMENTS FOR USING THE CUB VIETNAM APP • Camera: Required to capture your ID and facial image. • Turned on Location services: Mandatory for disbursement and signing electronic contracts. • NFC-enabled phone: Used to scan Citizen ID cards with embedded chip. • Biometric login: Enable biometric login for faster app access. You can revoke or modify access permissions anytime via your device settings, including disabling features and removing CUB Vietnam app permissions. ________________________________________ ABOUT US Cathay United Bank (CUB), established in 1975, is a subsidiary of Cathay Financial Holdings (CFH). With a vision to become a leading financial institution in the Asia-Pacific region, CUB operates 233 branches and offices across Asia-Pacific, including China, Vietnam, Hong Kong, Thailand, Singapore, Malaysia, the Philippines, Laos, Cambodia, Myanmar, and Indonesia, with a workforce of over 10,000 employees. ________________________________________ CATHAY UNITED BANK– HO CHI MINH CITY BRANCH | 19th Floor, LIM 3 Building, 29A Nguyen Dinh Chieu Street, Saigon Ward, Ho Chi Minh City Website: https://www.vn.cathaybk.com/home Email: contact.CUB@vn.cathaybk.com Hotline: 028 3622 6836 (To ensure the safety of your account, please install security software on your mobile device.)